Cut-Off Date for Referral Submissions Set

ATTENTION BROKERS:

Due to increased referral volume and the shortened individual enrollment period for 2018, a cut-off date of December 1, 2017, has been set for accepting both Senior and Individual/Family referrals.

Cornerstone cannot guarantee that referrals received after this date will be managed in time for the respective December 7, 2017, AEP enrollment deadline or the December 15, 2017, OEP enrollment deadline.

Thank you to our valued broker partners for their continued participation in our referral program. We apologize for any inconvenience this imposed deadline may cause and we appreciate your understanding. Our goal is to ensure we have sufficient time to effectively fulfill the client needs for all referrals received through December 1, 2017.

 

Questions? Contact your Cornerstone representative for more information.

Individual Market Referral Program Update

Close-up of female and male handshaking over workplace with business documents

On November 2, 2017, Cornerstone released an email relaying Medical Mutual’s decision to manage all MMO sales and service support for their in-force Individual policies starting on January 1, 2018. This decision includes MMO policies with a January 1, 2018, effective date.

In response to several inquiries regarding this update, Cornerstone would like to confirm that this change does not, in any way, affect our referral program. We continue to accept individual referrals and will quote and process enrollments with products available from all our carrier partners, including Medical Mutual.

It is an extremely busy time of the year and we are available to provide you with the help and support you need. Please don’t hesitate to reach out to your Cornerstone representative with any questions you may have.


About Cornerstone’s Referral Program

Not looking to write Individual business? Refer your clients to Cornerstone where our experts will provide a service and resource platform that ensures they receive the proper support for all things benefit related. Plus, receive lifetime commissions for as long as the member is in force.

 

Contact your local Cornerstone representative for more information about this very beneficial program.

Cornerstone Introduces National General for 2018 OEP

Cornerstone introduces National General for 2018 OEP!

Write up to four consecutive three-month short-term policies with no pre-existing or underwriting after the first policy has been approved.

Cornerstone is now offering National General short-term and ancillary products for your clients’ needs in 2018. National General offers your non-ACA clients an option to purchase four three-month STM plans in one application!

Also, earn more from every sale when you pair short-term medical with one of National General’s supplemental coverage plans.

To learn more about this exciting new carrier, please attend one of the following webinars below:


DATE: Wednesday, October 4, 2017

TIME: 2:00 pm–3:00 pm

Click here to register.

 

DATE: Thursday, October 5, 2017

TIME: 9:00 am–10:00 am

Click here to register.

Centene Corp Expands ACA Coverage

Despite many carriers pulling out of the individual market in 2018, Centene Corp will be expanding its Obamacare offerings next year. The company revealed three additional states in which it would sell Affordable Care Act plans (Kansas, Missouri, and Nevada) as well as six states where it already offers Obamacare plans in which it will expand (Florida, Georgia, Indiana, Ohio, Texas, and Washington).

Centene provides Medicaid coverage for low-income people, which the company claims has made them a strong contender in Obamacare markets.

Contact your Cornerstone representative today with questions.

 

RESOURCES

Bucking trend, insurer Centene expands ACA coverage

Dental Care Plus Group Offers Four Different Plan Options

The Dental Care Plus Group has four different plan options for your customers to choose from, and four rate tiers to cover spouses, children, or the whole family. DCPG pays a flat 10 percent commission on both new sales AND at renewal.

For more information about DCPG plans, click here.

 

Not appointed with DCPG? Contact Cornerstone today to get started!

 

RESOURCES:

www.dentalcareplus.com/individual-info

Open Enrollment is Ending: Important OEP and AEP Information for a Successful Enrollment Period

This message is intended for Agent use only.


Continuing Announcement: Please take a moment to review the following for a successful enrollment period:

  • Open enrollment comes to a close Tuesday January 31st. With that in mind, please submit any and all referrals that are seeking health care coverage for 2017 as soon as possible. Individuals with a QE (Qualifying Event) that makes them eligible for an SEP (Special Enrollment Period) do not have the same deadlines, but these referrals also need to be submitted as soon as possible to ensure eligibility and enrollment. Please be sure to designate the effective date coverage is to begin on all referrals so we can prioritize them appropriately.
  • To access information regarding the status of your clients in our referral process, please use our online broker portal. Attached you will find step-by-step instructions on how to access this information. Checking this information online instead of contacting us by phone or email will save valuable time during OEP.
  • When a referral is received, we contact that referred client directly. This ensures us to ensure that we have done our part in reviewing all the necessary information to assist the client in making an informed decision regarding their insurance needs.

If you have any questions about the information covered above or on any other topic please call (877) 432-8803 and select option 1. Thank you for your trusted referrals and we look forward to continuing this successful relationship in the future.