Action Required! Cornerstone-Exclusive 60 Percent Off HR360 Ends Soon!

the HR360 electronic database and access to 750 subscriptions to the online HR library for your clients!


With HR360, you will gain access to…

  • The most current healthcare reform guidance, news, and tools
  • ACA & HR news alerts and PDF tools branded with your logo and contact information
  • 12 customizable, emailable monthly HR and benefits newsletters
  • Free emailing system to send ACA alerts, tools, and monthly newsletter

Prices go up July 1, so call today to receive the 60% discount!

Contact Matt Coakley at 419-918-2632 or email for more information.

Mention Cornerstone when you call to make sure you get this pricing.

Save the Date: Improving Quoting Techniques in the Dental Benefits Marketplace

Improving Quoting Techniques in the Dental Benefits Marketplace

Earn one continuing education credit

Delta Dental


August 16, 2018

2:30 pm

J. Liu Restaurant — Worthington

Worthington, OH 43085

More details to follow.

Not appointed with Delta Dental? We can help. Contact your Cornerstone rep today!

UnitedHealthcare’s Second Opinion Service Offers Consultations From Top Specialists

UnitedHealthcare’s new Second Opinion service will provide members access to personalized consultations with medical experts by video or phone. The service will be offered by top medical specialists throughout the United States through 2nd.MD, a third-party vendor.

Consultation requests can be made 24/7 online or from phone 8 a.m. to 8 p.m. ET; for critical care cases, nurses are available 24 hours a day. By being able to use this service from anywhere, members get improved access, which is especially important to those with geographical limitations, and improved convenience, eliminating the need to take time off from work to go to an appointment.

For more information, contact your Cornerstone representative.

UnitedHealthcare Offers New Tool for Comparing Drug Prices

UnitedHealthcare’s PreCheck MyScript tool makes comparing drug prices easy. This tool enables physicians to see the precise cost information based on the patient’s benefit plan and the pricing information for the selected pharmacy; they will also be alerted to prescription drugs that require prior authorization, are not covered or are non-preferred.

For more information, contact your Cornerstone representative.

Updates from Anthem: New Explanation of Benefits Design and More

New Explanation of Benefits Design

Anthem’s EOB will be getting a new design in July to become more of a “Health Care Summary” with a comprehensive view of all claims activity over approximately a 20-day period

Click here to learn more.


Join Anthem for Their Wellness on the Run Webinar

Anthem will discuss how to create low budget wellness ideas, why workplace competitions can be the key to better employee engagement, and why a wellness committee might just be what your clients need for success.

Date:  June 20
Time:  2:00 pm to 2:45 pm EST

Click here to register.


Multiple Sclerosis and the Workplace

Check out Anthem’s new e-book, A Guide to Multiple Sclerosis for Well-Informed Employersand share it with your clients.  It’s full of useful information about MS, suggestions for accommodating various challenges, and resources to help meet the needs of employers and employees.


Questions about these Anthem updates? Contact your Cornerstone representative for answers!

Updates from DCPG: PPO Plans Available in Greater Cincinnati

PPO with Nationwide Access Now Available in Greater Cincinnati

Dental Care Plus Group now offers PPO plans in Great Cincinnati, providing groups with a wide array of products and options in the area. These PPO plans are with their DentaSelect (nationwide) network to groups sited in the eight-country Cincinnati/Northern Kentucky service area.


Renewal Increase Waived for Shelf Rate Longevity

For DCP clients of six years or more, renewal increases for shelf rate groups will be waived. For effective dates starting August 1, the renewal increase that was two percent for six plus shelf rate renewals will be zero.


Earn a Gift Card for Your Dental Sales!

With any DCPG group dental sale of 25 or more members, you can earn a gift card. The amount will increase with the group size:

  • 25-50 members = $50
  • 51-99 members = $100
  • 100-249 members = $250
  • 250+ members = $500

This incentive is for effective dates now through December 1, 2018. Click here for additional details!


Questions about these Dental Care Plus updates? Contact your Cornerstone representative for additional information.

Humana Go365 Broker Refresher — RSVP Today!

Come to Humana’s Broker Workshop to learn how to promote Go365 to help gain a competitive advantage for you and your clients/prospects.

Date: June 14, 2018

Time: 9:00 am–11:00 am

Location: Cornerstone Media Center

2101 Florence Ave | Cincinnati OH 45206


  • If you’re not telling your groups about Go365 who is?
  • Are your 2-99 size groups receiving all of the monthly discounts (7% for Silver and 15% for Gold) offered by participating in the Go365 Wellness Engagement Incentive program?
  • Are your 100+ size groups earning up to the 10% discount off next year’s premium for Go365 engagement?
  • Did you know that employees engaged in Go365 (Silver or above) decreased their healthcare costs by 10%?
  • Did you know that employees NOT engaged in Go365 (Silver or above) had healthcare costs increases of 17%?
  • Are your groups looking for lower premiums and increases in health and productivity?

Contact your Broker Advisor if you have questions or require additional information.

Updates From Anthem: New Member ID Cards and Medical Loss Ratio Information

Medical Loss Ratio Information

As part of the Medical Loss Ratio (MLR) provision of the Affordable Care Act (ACA), health insurers must categorize clients as either individual, small group, or large group. For employer groups, this is determined based on the average number of employees they had in 2017. This includes full-time, part-time and seasonal employees. This MLR provision applies to the amount of premium spent on medical care and quality improvement programs for members covered under fully insured group health care plans.

Anthem is required to send your clients the MLR request for group size. When your clients complete the brief one-question request and return it, they can accurately categorize their business. They will begin collecting this information from fully insured clients this summer and may follow up with an email.

Click here for more information.


New Member ID Cards Coming Soon

Anthem will introduce a streamlined membership ID card beginning in July. They will send employers an email to let them what’s coming for their employees.

Click here for more information.

Anthem Announces Whole Health Savings for Employees

Large group clients can save up to 4 percent on their medical premium for adding new dental, vision, life, or disability coverage with Anthem. Learn more about Anthem’s Whole Health Savings, a bundling savings program.

Click here to learn more.

Anthem’s GeoBlue Training Event in Worthington, OH | Register Now!

Join Anthem’s GeoBlue and Cornerstone for an in-person training to learn more about GeoBlue products, additional travel benefits and where this plan fits for your clients!

DATE: Wednesday, May 30

TIME: 1:30pm – 2:30pm

LOCATION: Anthem Office in Worthington Ohio

6740 North High Street | Worthington, OH 43085

GeoBlue offers 4 great plans that can fit your international traveler’s needs. These plans can help with short or long-term international travel and are available for under and over 65 clients! In addition, it can help groups with international employee travel and employee vacation benefits.

Watch this video and come learn more!

A few more reasons to sell GeoBlue plans…

  • This product is filed with DOI! Most travel policies are not filed with DOI and would not be covered by your E & O coverage.
  • Medical evacuation and repatriation benefits to the states. This is not covered as an emergency under your health plan. The average cost of medical evacuation to the states is about 25,000 to 100,000. Could be more for remote locations.
  • Plans that start at no deductible to large deductible at an affordable rate.
  • Turnaround time for the guaranteed issue products is immediate. Usually 72 hours for medically underwritten products.
  • GeoBlue concierge-level services will help 24/7 to find the closest hospital, arrange direct billing for international medical events and do medical monitoring.
  • Easy to use online tools for the members once enrolled. All claims are filed for you by approved hospital and doctors.


Not contracted with Anthem’s GeoBlue? Contact your Cornerstone Representative to get started today!