Updates to Dental Care Plus Group’s Override Compensation Program

Starting this year, Dental Care Plus Group’s override compensation program will be calculated from February to January. So overrides will be effective from February 1, 2018 through January 1, 2019 on new sales and retention. Overrides will be payable in April of 2019.

Contact your Cornerstone representative for additional details.

Dental Care Plus Group’s Ohio Essential Health Benefit Plans Available

Dental Care Plus Group’s Ohio Essential Health Benefit plans are available to groups with 2–50 full-time equivalent employees. These plans offer flexibility on adult plan benefit designs while meeting the requirements of EHB #10.

Custom pediatric and adult rider plan designs are available to help meet the needs of your groups through your DCPG representative.

 

Contact your Cornerstone representative for additional details.

Dental Care Plus Group’s 2019 Dental Shelf Rates

Dental Care Plus Group’s dental shelf rates for small (2–50) groups allow you to quickly provide plans and pricing to your small groups. Shelf rate plans auto renew, so no additional work is required at renewal time.

All shelf rate documents can be accessed here or through these links:

Please note: Dental shelf rates are for new sales only. Groups that have terminated within the past two years are not eligible.

Contact your Cornerstone representative for additional details.

Earn a Gift Card With Dental Care Plus Group!

Earn a Visa gift card with any Dental Care Plus Group sale with 25 members or more. The program has been extended to include January 1, 2019, effective dates:

  • 25-50 members = $50
  • 51-99 members = $100
  • 100-249 members = $250
  • 250+ members = $500

Click here for additional details!

Dental Care Plus Group’s Deadline for 1/1 Business

In order to ensure member ID cards for January 1, 2019, groups are in the mail by January 1, DCPG must be in receipt of the group’s complete sold case submission, including employee enrollment forms or enrollment spreadsheet, by Friday, December 7, 2018. Click here to add a reminder of this deadline to your Outlook calendar.

Dental Care Plus 2019 Vision Shelf Rates Released

DCPG’s vision shelf rate plans for 2019 are now available. Plans are available to groups with 2–200 eligible employees through their partnership with Avesis.

A couple highlights to make note of:

  • The frame allowances have converted to retail (from wholesale) starting with January 1 new sales.
  • There are separate contact lens fitting co-pays to help protect member allowances.

Contact your Cornerstone representative for more information.

Principal Promotes New Billing Notification System

Principal group clients will now receive an email notification to alert them about available bills. Once received, the client can log in to eService and pay the bill electronically.

Note: If there is no email address on file, no notification will be sent.

 

For more information, contact your Cornerstone representative.

Peerfit Now Available for Aetna Funding Advantage Memberse

Small Group Aetna Funding Advantage plans now include access to group fitness classes through Peerfit without any membership costs or long-term commitments for employees. Starting with October 1 effective and renewal dates, employees with an Aetna Funding Advantage plan can dance, spin, run, or lift their way to health by attending group fitness classes at gyms and fitness studios in the Peerfit network.

Click here for more information about AFA’s Group Fitness Classes.

Click here for more information about Peerfit.

 

Contact your Cornerstone representative for additional information.

Premiums for Employer-Sponsored Health Coverage Continue to Increase

According to a recent analysis by The University of Minnesota’s State Health Access Data Assistance Center, employees with employer-sponsored health coverage are paying more in premiums, co-payments, and deductibles than in years’ past. Between 2016 and 2017, the average annual premium rose 4.4 percent, from $267 to $6,368, nearly doubling the increase recorded between 2015 and 2016 at 2.3 percent.

The analysis uses data from the Medical Expenditure Panel Survey to “highlight the experiences of private sector workers with employer-sponsored insurance from 2013 through 2017 at the national level and within the states.” It is noted in the analysis that the financial protection offered by employer-sponsored insurance has steadily declined due to higher deductibles and premiums.

To view the full analysis, click here.

How to Boost Engagement With Employer Health Benefit Programs

 

Due to the expense and complexity of today’s health care market within employer groups, the health care industry has seen a strong decline of employee engagement in benefits programs. Increasing employee engagement in these programs can lead to business growth. Studies show that organizations with high enrollment tend to have healthier employees, which keeps health care premiums lower over time.

To increase engagement and enrollment, education is key. Present the employees benefits package in a simplified way to avoid overwhelm. The education should present why the employees would want the plan, how it works, and how they would experience it.

Click here to read the original post from BenefitsPro.