Register Today for UnitedHealthOne’s TriTerm Medical Incentive

With UHOne’s TriTerm Medical Incentive program, you can earn a $100 bonus for every eligible TriTerm Medical application submitted between May 1, 2019 and July 31, 2019, and issued by August 15, 2019.

Earn an additional $25 bonus per product for bundling Dental, Accident or HealthiestYou with a TriTerm Medical plan.

Eligible Products Include: Bonus per Issued Product (min. 6 months persistency required)
TriTerm Medical $100

Earn an additional bonus when you bundle TriTerm Medical plans with:

Dental $25
Accident Pro Series (ExpenseGuard, ProGuard, & ProGap) $25
HealthiestYou by Teladoc $25

Click here to register.

Register for Altrua’s Training and Certification Webinars!

Altrua is the leader in health care sharing ministries and provides a unique solution to your clients’ health care needs. Take the first step to offering their products by completing the training and certification.

Register for one of Altrua’s available training and certification webinars in May and June.

Date: May 9, 2019

Time: 3:00 pm EST

REGISTER

Date: May 23, 2019

Time: 3:00 pm EST

REGISTER

Date: June 6, 2019

Time: 3:00 pm EST

REGISTER

Date: June 20, 2019

Time: 3:00 pm EST

REGISTER

Earn a Trip to the iHeart Radio Country Music Festival Through Altrua

Altrua HealthShare is offering a chance for Independent Member Representatives (IMR) to earn a trip to Austin, Texas, for the iHeart Radio Country Music Festival.

Any IMR who enrolls a new member in an Altrua plan from April 1, 2019, to April 26, 2019, with a start date of May 1 will automatically be entered to win:

  • Roundtrip airfare for two to Austin and
  • Two nights hotel accommodations and 2 tickets to the event.

IN ADDITION: Altrua is offering the top IMR for each week (pulled Sunday night) a FREE pair of Apple Airpods.

For more information or to get appointed with Altrua, contact Geoff Beglen.

Click here for more information about the trip.

View the Altrua Country Festival flyer.

CMS Extends Transitional Relief Until January 1, 2021

The Centers for Medicare & Medicaid Services (CMS) recently released a bulletin extending non-enforcement policies against certain non-ACA-compliant non-grandfathered health insurance coverage in the small group and individual markets.

The extended transitional policy in this bulletin applies for policy years beginning on or before October 1, 2020, provided that all such coverage comes into compliance with the specified requirements by January 1, 2021.

Click here to read the full release from CMS.

Questions? Contact your Cornerstone representative for additional information.

Two Important Updates from Anthem

SOCA MEWA Renewal Process Guide

Take a moment to look through this step-by-step guide for processing your 5/1 SOCA BP renewals within the FormFire system.

If you have any questions, please contact your Cornerstone Broker Advisor.

Click here to access the guide.

Group and Individual Clients Moving to IngenioRx Effective 7/1

Anthem small group grandmothered and small group SOCA BP/MEWA clients*, along with grandfathered and grandmothered individual clients will move to Ingenio Rx, Anthem’s new pharmacy benefits manager, on July 1, 2019. An email will go out to those clients on March 18 to inform them of the transition.

You can access the IngenioRx website at www.ingenio-rx.com.

Reach out to your Cornerstone representative with any questions.

*This will also include and GF or GM IND clients your agency may have if applicable.

IngenioRx Client Guide and FAQs

IngenioRx Sample Member Letter

Are You Using Anthem’s New Producer Toolbox?

If you are using the old version of Anthem’s Producer Toolbox, now is the time to switch to the re-imagined new design of the site because the old version will be going away at the end of March.

Click here to get started with the new design. Log into the Producer Toolbox like you normally do and choose the new broker website experience.

Producer Toolbox Quick Tour Video

Contact your Cornerstone representative with any questions.

Ameritas Now Offering PrimeStar Advantage Plus in Ohio

Ameritas DentalAmeritas recently announced that PrimeStar Advantage Plus plans will now be offered in Ohio. This plan does not have a deductible for preventive services and offers two-year graded benefits. With the PrimeStar Advantage Plus plan, there are no waiting periods or enrollment fees, and your clients can save more with the Ameritas dental network.

Click here to learn more about the PrimeStar Advantage Plus plan.

Click here to learn more about the PrimeStar Advantage Plus plan.

Contact Geoff Beglen for more information or to be appointed.

Take Advantage of IHC’s Broker Bonus Program!

Bonus will pay out $25 per Interim Coverage (STM) plan sold.

Note: The bonus does not kick in until you sell your fifth policy

Example:

  • 4 policies sold = no bonus
  • 5 policies sold = $125 bonus
  • 10 policies sold = $250 bonus

Additionally, once you have reached the 5 policy threshold, IHC will pay an extra $10 for each Telemedicine, Balance, or Rx Discount plan you sell.

Bonus Period

Starting with 03/01/2019 submission dates after 12:00 AM CST and goes through 3/31/2019 at 11:59 PM CST.

Eligible Products

  • Short-Term Medical (STM)
  • Interim Coverage underwritten by Independence American Insurance Company (IAIC)¹ – standard STM
  • Interim Coverage Plus underwritten by IAIC – STM with limited benefits for expenses related to pre-existing conditions
  • Interim Coverage Value underwritten by IAIC – STM coverage with lower premiums, achieved through carefully selected benefit limitations
  • Balance underwritten by Madison National Life Insurance Company– critical illness, accident medical expense, and accident disability income insurance bundled into one

    Telemedicine – telehealth benefits as well as patient advocacy, free hearing consultations and hearing aid discounts. Telemedicine is not an insurance plan

  • Rx Pay Card – prescription drug discount program that can be used at over 48,000 pharmacies

Eligible States

CO, GA, IN, KY, ME (Balance unavailable), MO, OH, VA, WI

Bonus Details

To receive the bonus, the broker must issue a minimum of five qualifying cases of STM in eligible states during bonus period. Once five qualifying STM cases are submitted, the broker will be eligible to earn $10 for every Balance, Telemedicine and Rx Pay Card case that is issued with a qualifying STM plan. Coverage must be inforce at least 90 days to be eligible for this promotion.

The policy can issue after 3/31/2019, as long as it was submitted by 3/31/2019 at 11:59 PM CST and still be eligible. The broker may sell all products in the same shopping cart.

Bonus Amount

$25 per issued STM case, once five are submitted. $10 per Balance, Telemedicine and Rx Pay Card case when issued with a qualifying STM plan.

Payout Timing

Eligible brokers will be paid a one-time bonus payment as soon as administratively possible following the end of bonus period.

Bonus Rules

  1. Monies earned (if any) through this promotion, will be treated as taxable income and will be reported as such to the Internal Revenue Service. All taxes are the sole responsibility of the payee.
  2. IHC Specialty Benefits, Inc. (IHC SB) reserves the right to change the terms of this promotion or terminate this promotion at any time and has sole discretion on promotion winner(s).
  3. Promotion begins at March 1 2019 and ends at 11:59 PM CST on March 31, 2019.
  4. Only eligible Short-Term Medical plans underwritten by Independence American Insurance Company (IAIC), or Standard Security Life Insurance Company of New York (SSL), Balance plans underwritten by Madison National Life Insurance Company, Inc (MN), Telemedicine plans and Rx Pay Card plans marketed by Designated Agent Company and administered by The Loomis Company (Loomis) are eligible for this promotion.
  5. Brokers must be contracted and in good standing with IHC Carrier Solutions Inc., and properly appointed and licensed with IAIC, SSL, and/or MNL (depending on state) in order to be eligible for this promotion.
  6. Brokers who have assigned commissions to their up line are not eligible for this promotion.

For Broker/Producer use only. Not for public solicitation or distribution.

¹ Short term medical plans in Virginia are underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group

Learn About Cornerstone’s Newest Short-Term Carrier!

Cornerstone’s first Individual Corner webinar of 2019 will kick off with Individual expert Geoff Beglen and IHC’s Marc Capogrossi this coming Wednesday!

IHC is a premier short-term carrier with national coverage and excellent service and support. The webinar will cover IHC’s short-term and critical illness portfolio, as well as how to quote and enroll clients.

Register today!

DATE: Wednesday, January 16, 2019

TIME: 9:30 am–10:30 am

Click here to register.

Molina Will Pay SEP Commissions At The Same Rate As OEP

Cornerstone is excited to announce that Molina will be paying commissions for any ACA business written outside of Open Enrollment.

See the recent announcement from Molina here.

See the Molina product map here.

See Molina plan information here.

For further questions or to get contracted, contact Geoff Beglen.