ATTENTION DAYTON BROKERS: BIG News on Allwell’s Dayton Network

Cornerstone is excited to announce Allwell has expanded their network in the Dayton area market! Allwell recently came to an agreement with Premier Health and will now offer both Premier and Kettering hospitals in their Medicare Advantage network.

Here are more reasons to add Allwell to your carrier portfolio:

  • Both Ohio State University (including The James Cancer Hospital) and University of Cincinnati are both in-network and Dayton residents will have access to both
  • Comprehensive dental (includes dentures)— $1,000 every year
  • Extremely competitive drug benefits and formulary
  • Hearing aid allowance— $1,500 every year (1 hearing aid)
  • OTC benefit of $70 per quarter
  • Silver and Fit Gym membership included
  • $0 premium HMO
  • $0 PCP copay
  • Brokers can earn an additional $50 administrative fee by completing a Value Based Enrollment (VBE)
  • Commissions paid weekly
  • Allwell/Centene is a Fortune 60 company and #4 on Fortune’s fastest up and coming companies list

Click here to start your appointment process with Allwell.

Click here to begin your certification with Allwell.

Contact Paul McMillen at or 614-763-2251 for more information today!

Register Today for UHC D-SNP Training in Cleveland

Join Cornerstone and UnitedHealthcare at our Cleveland office as we host a training session on their Dual Special Needs Plans (D-SNP) and how to continue to sell throughout the year!

Topics will include:

  • D-SNP product features
  • How to market D-SNP plans to your clients
  • Special tools to utilize

A free CE voucher is available to all attendees!

DATE: Wednesday, March 14

TIME: 10:00 am–12:00 pm

LOCATION: Cornerstone Cleveland Office

4500 Rockside Road Suite 330

Independence, OH 44131

Click here to register


Not contracted with UnitedHealthcare yet? Contact us today to get started!

UPDATES TO CLEVELAND TRAINING SESSIONS: Medicare Training Sessions with Cornerstone

NOTE: The training for February 22, 2018, has been rescheduled as a webinar for March 22, 2018, at 2:00 pm. See below for additional details…


Join Cornerstone at our Cleveland office this month as we present a series of specialized training sessions with our carrier partners that are geared toward helping you maximize your book of business.

TRAINING SPECIAL: Attend one or two sessions and receive a free CE voucher. Attend all three sessions and receive two free CE vouchers, valued at 24-credit hours!

HumanaTuesday, Feb. 27th

10:00 am–12:00 pm

Humana D-SNP

Are you looking to increase your client base? Please attend this session to learn how to sell Humana’s  D-SNP product to clients all year around!

Content that will be discussed:

  • Humana’s plan design
  • What’s the sales sizzle?
  • How to target the product

Cornerstone’s Cleveland Office

4500 Rockside Road Suite 330

Independence, OH 44131



Thursday, March 22nd

2:00 pm–3:00 pm

WEBINAR: Grow Your MMO Business

Please join us to learn what resources are available to help grow your Medical Mutual of Ohio business.

Topics to be discussed:

  • Online tools
  • Sales events
  • PCP visit program

Access code: 927 781 551


ATTENTION OHIO BROKERS: Anthem’s Medicare Supplement Bonus Program for 2018!

Great News for Brokers in Ohio!

The more you sell, the more you earn with Anthem’s Medicare Supplement Sales Bonus Program!

Now YOU have a new opportunity to earn even more on EVERY Medicare Supplement Plan you SELL!

New, short-term incentives have just been announced for brokers who sell Anthem’s Medicare Supplement plans! Don’t miss out on this limited time opportunity to earn more when you sell Anthem Blue Cross and Blue Shield Medicare Supplement plans with 1/1/2018 effective dates!*


How Does it Work? 

  • If you sell 3 approved Medicare Supplement policies you’ll receive an additional $100 bonus per sale!
  • But if you sell 5 or more approved Medicare Supplement policies you’ll receive an additional $150 bonus per sale!

EXAMPLE:  If you sell 3 Medicare Supplement policy in a month with a qualifying effective date of 1/1/2018 you’ll earn a $300 bonus (3× $100)! But if you sell 5 plan policies, you’ll earn $750 (5× $150)!


Program Rules:

  • All per sale bonus amounts are in addition to the standard broker compensation.


Your current and prospective clients can benefit from these money-saving options on every Anthem plan:

  • A 5% discount on each policy if there is more than one Medicare Supplement policy written in a household with a coverage date of June 1,2010 or after.
  • Receive $2 off their monthly premium simply by enrolling in automatic electronic premium payments—a savings of $24 annually. Save $48 by paying their premium for the entire year.
  • There’s even greater savings for your clients when you help them combine discounts (based on eligibility).


While your clients are saving money, they can also stay healthy by taking advantage of the SilverSneakers Fitness Program, which offers eligible Modernized Anthem Medicare Supplement members a Basic Membership with access to over 13,000 locations nationwide—at no extra cost!**

So don’t wait!  It’s time to take advantage of this limited time opportunity to make more money selling Anthem Blue Cross and Blue Shield Medicare Supplement Plans!


Questions? Contact your Cornerstone representative today.

* Incentive is limited to new enrollees only-and based upon approval of the policy. All incentives will be paid within ninety days of the end of the bonus period. Anthem reserves the right to make all rules and determinations regarding the bonus program, and may modify or eliminate the program at any time without notice.  For more detailed information on the bonus program, please contact your Regional Sales Manager.

**SilverSneakers is a value-added program. It is not insurance and not part of the Medicare Supplement insurance plans. It can be changed or withdrawn at any time.


Letter From Anthem: Individual ACA Open Enrollment Starts November 1

Anthem recently released a letter detailing plans for 2018. As previously mentioned, the company will not offer ACA Individual health plans through the Health Insurance Marketplace in Ohio for 2018 and will reduce their off-exchange plan offerings. Only one Individual off-exchange catastrophic medical plan will be available in Pike County.

Click here to read more.

DCPG 2018 Individual Plan Rates

DCPG’s 2018 individual dental plan rates for Ohio, Kentucky and Indiana are below:

  • Ohio HMO (for residents of Butler, Clermont, Hamilton and Warren counties)
  • Ohio PPO  (for residents OUTSIDE of Butler, Clermont, Hamilton and Warren counties)
  • Kentucky HMO (for residents of Boone, Campbell, Kenton and Pendleton counties)
  • Kentucky PPO (for residents OUTSIDE of Boone, Campbell, Kenton and Pendleton counties)
  • Indiana PPO

NWOAHU and Cornerstone Present: The Fall Products Roll Out

Join us as the carriers present what’s new for 2018. We will be presenting the group health options in the morning and then individual and Medicare options in the afternoon.

When:  9/27/17

Where:  Monclova Community Center

Schaller Banquet Hall

8115 Monclova Road | Monclova, OH   43542




8:00-8:30 Registration and Continental Breakfast

8:30-11:30 Carrier Group Product Presentations

11:30-12:30 Buffet Lunch and Legislative Update
with Danny Bradford, Cornerstone’s On-staff Legal Counsel

12:30-5:00 Carrier Individual and Senior Product Presentations


NOTE: This is available at no charge to agents. You do not have to be a NWOAHU member to attend.

UnitedHealthcare Northeast 2018 Product Rollout Meetings

Join Cornerstone and UnitedHealthcare for 2018 product roll out meetings in the Northeast Ohio area.

Training will include:

  • 2018 product benefit plan options
  • Online tools
  • Live demo for online enrollment submission

*Be sure to bring your laptop or iPad to actively learn online features

Friday September 15, 2017

9:00 am–11:00 am

Holiday Inn Cleveland

6001 Rockside Rd. | Independence, OH 44131



Monday September 18, 2017

9:00 am–11:00 am

Hampton Inn & Suites

6690 Ironwood Blvd. | Canfield, OH 44406



Friday September 22, 2017

10:00 am–12:00 pm

Cornerstone Cleveland Office

4500 Rockside Rd., Suite 330 | Independence, OH 44131


*Training at the Cornerstone office will go over the online tools and will include a live demonstration of an enrollment.


Contact your Cornerstone representative with any questions!

Cornerstone & Medical Mutual’s 2018 Individual Roll Out Meeting

You are invited to attend Cornerstone & Medical Mutual of Ohio’s 2018 individual plan roll out meeting in Cincinnati!

MMO will be expanding their sales footprint to include additional counties in 2018, helping to cover even more Ohioans. They will also be making changes to their product portfolio.


DATE: Thursday September 21

TIME: 2:00 pm–4:00 pm

LOCATION: Cornerstone Cincinnati Media Center

2101 Florence Avenue | Cincinnati, OH 45206

Ohio Issue 2: Drug Price Standards Initiative

At Cornerstone’s recent Senior Expo, we received a question about Ohio Issue 2, Drug Price Standards Initiative. With all of the ever-changing federal healthcare reform information, it’s no wonder there is confusion over a state-level ballot initiative. This particular issue has seen a lot of spending on TV ad time. You can view the petition summary filed with the Ohio Attorney General here.

While this issue may impact healthcare reform in Ohio, it is not part of the bigger “repeal and replace” conversation occurring in Washington D.C.

Everyone is in favor of lowering prescription drug costs, but opponents warn that the devil is in the details with this initiative.

Below is a summary of the ballot initiative taken from

What does Ohio issue 2 propose?

This initiative would require the State of Ohio and state agencies, including the Ohio Department of Medicaid, to pay the same or lower prices for prescription drugs as the United States Department of Veterans Affairs. The VA is a federal department and reportedly negotiates drug prices at 20 to 24 percent less than other agencies. [1] Specifically, it would forbid state agencies to enter into any purchasing agreement with drug manufacturers unless the net cost of the drug is the same or less than that paid by the VA. Issue 2 would apply in any case in which the state ultimately provides funding for the purchase of drugs, even if the drugs are not purchased directly by a government agency. Examples of such cases include the Ohio Best Rx Program and the Ohio HIV Drug Assistance Program. Issue 2 would also allow the measure’s petitioners to have a direct and personal stake in defending the law from legal challenges, require the state to pay the petitioners’ reasonable legal expenses, and require the petitioners to pay $10,000 to the state if a court rules Issue 2 unenforceable.

You can view a list of organizations in favor of and opposed to the measure here.

[1] The Plain Dealer, “Advocates submit signatures for ‘Drug Price Relief Act’,” December 23, 2015