Now Available: Union Security Insurance Company and Lumico Agent Portal Links

Contracted with Lumico or Union Security? See below!

Once you are contracted with Lumico and Union Security, register/log in to each carrier’s websites to access the agent portals.

The websites are:

  • Union Security Insurance Company
  • Lumico (This website requires a registration code to register. The registration code is listed in your welcome letter or call agent services at 855-972-2782 to obtain it.)

Submitting Medicare Applications to Cornerstone

Due to CMS and carrier requirements, Cornerstone will no longer be able to submit Medicare Supplement, Medicare Advantage or PDP applications on the behalf of our agents. EFFECTIVE IMMEDIATELY, ALL ENROLLMENT APPLICATIONS MUST BE SUBMITTED DIRECTLY TO THE CARRIER BY THE AGENT. You are welcome to continue to send a copy of the submitted enrollment form to Cornerstone for tracking purposes if you would like to do so.

The allowable methods for submitting enrollments are listed below. If you have any questions, please contact your Medicare service specialist.


Electronic (PREFERRED)

Most carriers provide some form of electronic enrollment, via desktop computer, lap top, or iPAD App. This is the carrier’s and Cornerstone’s preferred method for submission.

Advantages to using electronic enrollments include:

  • Protection from CMS 48-hour violations
  • Faster turnaround times on application processing
  • Commissions pay faster
  • Virtually impossible to submit an incomplete application
  • Access to your client’s information electronically through an app/enrollment queue
  • Some carriers provide the ability to print a copy of the application
  • The iPad library stores and organizes enrollment materials (SOBs, formularies, directories, etc.) so there’s no need to order paper supplies anymore

Faxing Directly to the Carrier

Listed below are all of the carrier’s direct fax numbers.  Important things to remember if you are faxing your enrollments:

  • Fax ONE application at a time
  • Keep a copy of your fax confirmation with each application – you will need this if the application is lost or not received by the carrier

Click here for a list of the carrier’s fax numbers.


Thank you for your understanding and cooperation. If you have any questions, please let us know!

Anthem’s First Looks Are Here: Don’t Miss Your Chance At A Sneak Peak!

Anthem has released their Medicare plans for 2019. Don’t miss your chance for a sneak peak at their plan benefits!

Click here to request a first look.

*If you would like to request a different state other than Ohio or in addition, please state in the email button above

Not contracted with Anthem? Reach out to your Cornerstone Senior Marketing Sales representative to get appointed!

Register Today for Aetna’s 2019 Product Trainings!

Exciting News! Join Cornerstone Senior Marketing and Aetna as we provide you with a first look and market-specific trainings at their 2019 MAPD products.

Gear up for AEP by being one of the first to view Aetna’s 2019 lineup with Cornerstone Senior Marketing!

**Please stay tuned for more locations and dates throughout Ohio coming soon

Click here to register.

First Look Locations and Dates

  • 9:00 am–11:00 am Cornerstone Senior Marketing Media Center 2101 Florence Ave. | Cincinnati, OH 45206
  • 1:00 pm–3:00 pm The Golf Club at Yankee Trace 10000 Yankee St. | Centerville, OH 45458

Market-Specific Training Location and Date

  • 10:00 am–12:00 pm Aetna Office 7400 W. Campus Rd. | New Albany, OH 43054

Not contracted with Aetna?

Contact your Cornerstone Senior Marketing Sales representative today!

LIVE! Cleveland Training Event with SSA


Learn about the Social Security program, retirement and dependent benefits and any current updates to better serve your clients.

Presented by: Mr. Brandon P. Smith, Public Affairs Specialist (Social Security Administration)

Date: Wednesday, August 8, 2018

Time: 10:00 am–12:00 pm

Location: Cleveland Office

4500 Rockside Rd Suite 330

Independence, OH 44131

Click here to register!

Find Out Why Brokers Across the Country Are Selling GPM Med Supps

GPMJoin Cornerstone Senior Marketing and GPM Health & Life for an informative webinar on Medicare Supplement plans from GPM! The incredibly popular Med Supp plans from GPM Health & Life offer excellent rates, a generous household discount, and an easy electronic application.

DATE: Wednesday, August 29

TIME: 10:00 am

Click here to register.

Not appointed with GPM Health & Life? Contact your Cornerstone Senior Sales representative today to get started!

Allwell’s 2019 Medicare Product/Certification Training is Now Available!

You are encouraged to complete your certification training by October 1, 2018, so you are able to discuss 2019 benefits the first day of marketing and be ready to sell when 2019 AEP (Annual Election Period) begins.

Follow the Simple Process Below to complete 2019 certification:

Step 1: Complete 2019 AHIP Certification Training

If you have already completed 2019 AHIP Certification training*, you can skip this step. Otherwise…

  • Go to our Training Site ( to access 2019 AHIP Certification training and take advantage of Allwell’s discounted rate.
  • Complete the 2019 AHIP, Fraud Waste & Abuse and Compliance Exam. You must receive a passing score of 90% or better on the test.

*Note: Centene will accept 2019 AHIP certification taken elsewhere.


Step 2: Complete 2019 Allwell Medicare Product/Certification Training

  • From Allwell’s Training Site (, access the 2019 Centene Medicare Advantage Certification Training (Allwell) and review training material for all State(s) in which you plan to sell. Click HERE to view the Training Site guide.
  • Complete the National Certification Exam. You must receive a passing score of 85% or better to successfully meet the training requirement.
  • NEW! Complete the Training Attestation, certifying to all training you have completed.

Important Reminders:


Producers are required to certify/recertify annually to sell 2019 Allwell MA-MAPD plans, and be eligible to receive commissions. Annual certification requirements must be met prior to marketing and/or selling Allwell MA-MAPD plans for a 2019 effective date.

  • Producers who do not intend to sell Allwell MA-MAPD plans for 2019 must still meet all certification requirements noted above prior to 12/31/2018 in order to be eligible to receive renewal commissions.

Certification is paperless – Please do not submit your certification documents to Centene

  • The Medicare Broker Contract department will send you email confirmation within 3-5 business days advising that all training requirements have been completed.
  • You CANNOT conduct Medicare sales presentations nor accept member applications until this confirmation email is received.


Local plan orientation meetings will be scheduled and will enhance your 2019 product training. Please look for future emails on dates, times and locations for these meetings. We strongly encourage you to attend these sessions to get detailed information on:

* Network overview

* Sales support

* Competitive analysis


Finally, be on the lookout for exciting enhancements to Ascend! 

Mutual of Omaha and Lumeris Announce New Medicare Advantage Plan for Cincinnati-Area Seniors

Mutual of Omaha and Lumeris recently announced the launch of new Medicare Advantage plans to deliver health care to seniors across the greater Cincinnati area with the help of TriHealth and St. Elizabeth Healthcare. These plans will be available for the 2019 plan year.

Click here for additional information.

NEW: Cornerstone Senior Marketing’s EXCLUSIVE partnership with Union Security!

Cornerstone Senior Marketing can get you access to the EXCLUSIVE new Medicare Supplement partnership with Union Security Insurance Company!

Don’t miss out on this amazing carrier to partner with to step up your Medicare Supplement business!

Union Security, part of the larger Assurant family, has an “A-excellent” rating from A.M. Best and offer a 7% household discount.

Other HUGE features include:

  • GA contracts available with proof of production
  • Fast Start Bonus- write 3 or more polices in your first 45 days and receive $500 Fast Start Bonus!
  • No Appointment fees
  • Access to Integrity’s lead program
  • Market leading commissions!

Sample rates

Contact your Cornerstone Senior Marketing Sales Representative TODAY to get started!!

Tim Shook | Cincinnati


Paul McMillen | Columbus


Jaime Lebron | Cleveland


Ryan Carroll | Toledo / Lima