Anthem Commission Increase!

Anthem commission increase! The 2019 SOCA BP/MEWA commissions increase from $22 to $26 on business with original effective dates January 1, 2019, and later. Any groups that move in January from GM to MEWA with Anthem’s push this year, will have this new SOCA BP/MEWA commission.

Medical Mutual Redefines SuperMed Service Area

Starting Jan. 1, 2019, Medical Mutual is redefining their SuperMed service area. The new service area will consist of all 88 counties in Ohio, three counties in Kentucky (Boone, Kenton and Campbell), and the 12 national/ancillary providers, which include labs, medical suppliers and other providers, listed below:

 Accredo Health  LabCorp
 Apria Healthcare  Lincare
 Coram Healthcare  The Little Clinic
 Davita  Quest
 Fresenius Medical Care  St. Elizabeth Healthcare (Kentucky only)
 Hanger  Tri-Health (all locations)

 

For more information, contact your Cornerstone representative.

Trump Administration Unveils Proposed Rule on HRA Flexibility

The Trump Administration recently unveiled a proposal that “expands the usability” of tax-free health reimbursement arrangements (HRAs) in direct response to President Trump’s executive order “Promoting Healthcare Choice and Competition Across the United States.” Under the proposed rule, small business would be allowed to use HRA funds to provide offsets for premiums purchased by their employees in the individual market.

Critics of the proposal, however, contend that this could allow employers to push higher-risk employees away from company-sponsored coverage and into individual coverage offered through the Affordable Care Act’s Marketplaces. The Administration says the proposed rule “includes certain safeguards to mitigate the risk that health-based discrimination could increase adverse selection in the individual market.”

Resources

7 Points for Employers to Know About Proposed HRA Regulations

Proposed Rule on HRA Flexibility Improves an Important Health Coverage Tool for Small Businesses

Trump Administration Proposal Expands Access to HRAs

 

Principal’s eService Benefit Management Tool

Principal’s new eService free online benefit management tool enables you to update your employees’ benefits more quickly and efficiently.

This tool also enables you to:

  • View benefit information and summaries
  • View Statement of Health status
  • Electronically sign eService agreements
  • Search and print online booklets and policies
  • View, download and print forms and documents
  • Access and complete claim forms — life and disability
  • Access reports — life and disability claims, and dental maximum accumulation

To learn more about this tool, or for steps on how to get started, click here.

Anthem’s 2019 AEP Medicare Megastar Incentive

Anthem’s 2019 AEP Medicare Megastar Incentive: Sell 19 MA Apps during AEP 2019 and become a Medicare Megastar!

Here’s how YOU can be a Medicare Megastar and get FREE AHIP certification!:

Sell 19 approved Medicare Advantage policies (including D-SNP plans) with 1/1/19 effective dates during this AEP season and YOU can become a Medicare Megastar!

As a Medicare Megastar you’re entitled to SUPERHERO benefits like getting your 2020 AHIP certification at no cost! That’s Anthem’s way of showing their appreciation for your hard work and dedication.

Questions? Contact your Cornerstone Senior Marketing sales representative for more information!

Aetna Funding Advantage New Broker Bonus

Earn more for groups sold using IMQs with Aetna Funding Advantage’s new broker bonus. 

From 11/1 through 1/1 effective dates, you can earn more per subscriber for sold Aetna Funding Advantage (AFA) groups underwritten using Individual Medical Questionnaires (IMQs).

When you sell a Small Group (5-50*) AFA case underwritten using IMQs, you get:

  • Opportunity for group to save up to 15% on costs**
  • $100 per subscriber instead of the standard $50 per subscriber AFA bonus, paid quarterly
*10-50 in NV, 26-50 in NC
**Versus a group underwritten through GRx methodology. Based on AFA book of business analysis.

Click here to learn more.

MeridianCare’s New Online Enrollment Application

Attention MeridianCare Agents:

MeridianCare is excited to announce for the 2019 sales season the launch of their brand new Online Enrollment Application(OEA). This is the required method of submission for all Cornerstone appointed brokers. They have made some major improvements to the OEA that will make it a lot easier to complete an application for a beneficiary. For example, Meridian added the Scope of Appointment and the Statement of Understanding to the OEA. See link below for a user guide that will take you step-by-step through the online application.

There are a few things to keep in mind:

  1. If an application does not have an email address that field is not require. Also, please do not enter your email address in this field since it is stored to the members account.
  2. If you would like a copy of the application for your records, you can print a copy by clicking the link on the confirmation page at the end. For further instructions refer to the user guide below.
  3. If you have never used the OEA before remember to select “I am an agent” so the system can assign you as the agent of record.

If you have any questions regarding the Online Enrollment Application please reach out to your Cornerstone Senior Marketing Representative.

Online Enrollment Application (OEA) Job Aid

Lunch Is On Us! Grab Your Humana Medicare Kits On Friday!

End the first week of AEP with your friends at Cornerstone Senior Marketing and Humana and grab some Tommy’s Pizza and Medicare kits on us!

Humana representatives Sandy Bartels and Cyndi Ellis will be at our Columbus office on Friday, October 19 to meet with you, provide plan kits, and serve lunch to our valued brokers.

WHEN: Friday, October 19

TIME: 11:00 am–1:00 pm

WHERE: Cornerstone Columbus Office

9482 Wedgewood Boulevard, Suite 130 | Powell, OH 43065

RSVP here.

*Please register by Thursday, October 18 so we can be sure to provide enough food. Please indicate the specific plan kit numbers you need when registering.

Your Cornerstone Senior Marketing Team Has New Email Addresses!

With Cornerstone Senior Marketing’s recent partnership with Integrity Marketing Group, all Senior Marketing representatives now have new primary email addresses.

Please take a minute to update your contact information with our new email addresses, shown below. You can start emailing us at the new address immediately but not to worry, we’ll still receive emails at our previous addresses for the foreseeable future.

Tim Shook | tim.shook@cornerstoneseniormarketing.com

Ryan Carroll | ryan.carroll@cornerstoneseniormarketing.com

Paul McMillen | paul.mcmillen@cornerstoneseniormarketing.com

Jaime Lebròn | jaime.lebron@cornerstoneseniormarketing.com

Matt Fry | matt.fry@cornerstoneseniormarketing.com

Jim Meyer | jim.meyer@cornerstoneseniormarketing.com

Kelley Myers | kelley.myers@cornerstoneseniormarketing.com

Lila Sohnly | lila.sohnly@cornerstoneseniormarketing.com

Lisa VanSuch | lisa.vansuch@cornerstoneseniormarketing.com

Michelle Kapp | michelle.kapp@cornerstoneseniormarketing.com

Danielle Flesch | danielle.flesch@cornerstoneseniormarketing.com

Karen Brannon | karen.brannon@cornerstoneseniormarketing.com

Martha Klomparens | martha.klomparens@cornerstoneseniormarketing.com

Patrick Wiley | patrick.wiley@cornerstoneseniormarketing.com

 

If you have any questions, please contact your Cornerstone representatives (maybe give those new email addresses a spin!).