These regulations are intended to improve price transparency, as required by the Affordable Care Act.
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The Department of Health and Human Services and the Centers for Medicare and Medicaid Services project that by 2029, roughly 800,000 employers will offer ICHRA, covering more than 11 million employees.
The law requires that each employer offering prescription drug benefits as part of their employee benefit plan must notify any Medicare-eligible participant and the federal government if the coverage offered is at least as good as the standard Medicare prescription drug plan.
From all perspectives, there is no one single cause for the rise in costs, nor is there a single solution to contain them.
Are you looking to provide even more value for your group clients?
Many short-term plans come with additional perks and benefits such as wellness, telemedicine, etc.
What if you could provide hope, grow your book of business, and add unique value to help your small business clients save money all at the same time?
If you are at all involved in the sales and/or service of small group insurance products, you have likely encountered MEWAs or been asked to advise on the pros and cons of such an arrangement.
Recently I attended a seminar on what has become the nation’s number one health care crisis: opioid use. It was a wake-up call to some astonishing information. Our industry has begun to feel the devastating effects and so far there is no end in sight.