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Members Will Be Reimbursed for Most Over-the-Counter COVID-19 Diagnostic Tests

January 21, 2022/in Carrier, Cornerstone Updates, Employee Benefits, Individual/by Cornerstone

A recent announcement from the federal government intends to increase access to COVID-19 testing. As of January 15, 2022, members can get reimbursed by their health plan without cost share for the costs of over-the-counter diagnostic COVID-19 tests until the end of the Coronavirus Public Health Emergency. Diagnostic tests are performed if members are experiencing COVID-19 symptoms or have been recently exposed. All of the medical carriers are required to participate and we have provided a piece below that gives some preliminary information from each carrier. As more details are released we will continue to update the grid. Please review the Q&A from each carrier to learn about items specific to that carrier in the reimbursement program.

Some cautionary points on the directive:

  1. Reimbursement will only apply to tests purchased after January 15, 2022, validated on your receipt submitted for reimbursement.
  2. Medicare, Medicaid members should contact their carriers as this program may not apply to their coverage.
  3. If OTC tests come in a package of 2, this will count as 2 of the 8 tests available per person for monthly reimbursement.
  4. No prescription is necessary to obtain testing supplies or to receive reimbursement.

Every home in the U.S. is eligible to order 4 free at-⁠home COVID-⁠19 tests. The tests are completely free. Orders will usually ship in 7-12 days. Click here to order your tests now so you have them when you need them.

Most Recent Carrier Guidance

January 17, 2022

Humana COVID-19 At-Home Testing Updates

January 17, 2022

UnitedHealthcare to Cover COVID-19 At-Home Tests, Small Business Market Segment Update

January 17, 2022

Anthem Members Will be Reimbursed for Over-the-Counter COVID-19 Tests

January 11, 2022

Insurance Companies and Group Health Plans Now Required to Cover Costs of At-Home COVID-19 Tests

Contact your Cornerstone representative with any questions.

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