Earn Up to $25,000 With Oscar’s National Open Enrollment Broker Bonus Program

With Oscar’s National Open Enrollment Broker Bonus Program, you can earn a one-time bonus of up to $25,000 on top of your regular commission. Here’s how it works:

  • Enroll or renew 50 to 249 policies and earn $20 per policy.
  • Enroll or renew 250 policies or more and earn $40 per policy for all policies.

That means that enrolling 250 policies can get you a bonus of $10,000!

Click here to learn more about the program.

Contact your Cornerstone representative with any additional questions.

October The Dental Care Plus Group Updates

The Dental Care Plus Group Deadlines for 1/1 Business

To ensure member ID cards for January 1, 2020, groups are in the mail by January 1, DCPG must be in receipt of the group’s complete sold case submission, including employee enrollment forms or enrollment spreadsheet, by Friday, December 6, 2019.

2020 Dental Shelf Rates: Two-Year Rate Guarantee

DCPG’s 2020 dental shelf rates for your small (2-50) groups are now available for January 1, 2020 effective dates. New this year: shelf rates are guaranteed for a period of two years on new sales. There is no impact to the renewal strategy. All shelf rate documents can be accessed here.

Groups that have terminated coverage with DCPG are not eligible for the new sale shelf rates for two years from the date of termination.

DCPG Vision Shelf Rates for 2020

DCPG’s vision shelf rate plans are available to groups with 2 to 200 eligible employees for January 1, 2020 effective dates. These rates are guaranteed for a period of two years (on new sales):

Vision benefits are offered through their partnership with Avesis and accessible through a nationwide network of more than 76,000 access points. The network is made up of both independent and retail providers (Walmart, Sam’s Club, Costco, etc.). Additionally, benefit frequencies are based on plan year versus date of service.

Groups that have terminated coverage with DCPG are not eligible for the new sale shelf rates for two years from the date of termination.

Contact your Cornerstone representative with any questions.

Earn Cash with IHC’s Short-Term Medical Bonus

Earn a cash bonus for your short-term medical sales with IHC Group’s Short-Term Medical Bonus.

Sell any Independence American Insurance Company (IAIC) short-term medical policy for a duration of 7 months or more and receive a bonus.

Duration

Bonus

7 months – 364 days

$25

13 months – 18 months

$50

19 months – 24 months

$75

25 months – 36 months

$125

There are no maximums. The more you sell, the more you earn.

Click here for more information.

September Updates From UnitedHealthcare

UnitedHealthcare’s Start Healthier Health and Wellness Program

UHC’s Start Healthier suite of health and wellness programs, which were developed to help brokers, employers, and customers better understand their health and wellness offerings, are available through fully insured medical plans.

  • Healthier Rewards – Personalized health recommendations and rewards for fitness, improving a diet, going to the gym and more.
  • Healthier Choices – Strategies to help with personal goals such as weight loss or quitting smoking.
  • Healthier Families – Maternity support before, during and after pregnancy.
  • Healthier Support – Easier access to support resources for wellness, emotional health, well-being, financial, legal and other needs.

Click here to learn more.

The Impact of HSA Deductible Changes

Because the IRS increased the minimum deductible for qualified High Deductible Health Plans (HDHP) eligible for a Health Savings Account (HSA) to $1,400/$2,800 for individual/family deductibles or $2,800 for an embedded deductible, UHC has updated their plans with the following changes:

  • Most plans will make the change on their renewal in 2020.
  • Grandfathered and Transitional Relief plans will be changed on Jan. 1, 2020. This will ensure compliance with the IRS standard going forward.

Click here to learn more.

UHC Offers HPV Vaccine at No Cost for Members Aged 9 to 45

UnitedHealthcare recently announced that the vaccine recommended to prevent certain strains of the Human Papillomavirus (HPV) will be available to members aged 9 to 45 at no cost under their medical plans.

Click here to learn more.

Contact your Cornerstone representative with any questions.

LAST CALL for Anthem SOCA MEWA Training in 2019!

Anthem and Cornerstone are offering group agents one last chance this year to get trained on the very competitive SOCA MEWA plans.

This is open to agents who wish to get appointed with Anthem SOCA MEWA and existing SOCA MEWA agents who want a refresher or update.

DATE: Wednesday, October 16

TIME: 10:00 am

WHY:   

  • One of the most competitive products for healthy small groups!
  • If you aren’t certified to sell it, it won’t be offered to your renewing groups if they qualify.

Please click below to REGISTER.

Once you register, you will receive the meeting details

Click here to register.

INDIANA: Earn Points With Anthem’s ChamberCare Health Alliance MEWA Program

Earn 15 rewards points for your new ChamberCare Health Alliance MEWA medical sale. New sales with effective dates from October 1, 2019, through January 1, 2020, qualify.

Points can be redeemed for thousands of rewards options, including event tickets, name-brand merchandise, movies and media, and more.

Additional Rules

  • Only new Anthem contracts count towards Small Group ChamberCare Health Alliance bonus.
  • Points will be awarded 6 – 8 weeks after they are earned.
  • Agents must register on the program website to receive Anthem Points earned based on program rules.

Click here for more information.

Contact your Cornerstone representative with any questions.

Principal’s Fourth Quarter Promotion Rewards You For Your Sales

Leverage these tools to boost your sales—whether you’re working with a new or existing client. Clients with effective and renewal dates of September 1, 2019 – January 1, 2020 are eligible.

New business

Start-up dental discount
Your cases under 200 lives are eligible for:

  • 5% discount for cases without orthodontia
  • 3% discount for cases with orthodontia

Extended rate guarantee program
Your cases under 200 lives that meet all eligibility for the multiple product discount receive:

  • Free 2-year rate guarantee for dental and short-term disability
  • Free 3-year rate guarantee for group term life and long-term disability

Existing business

Extended rate guarantee program
Cross-purchase renewals receive:

  • Free 2-year rate guarantee when adding a coverage line to existing cases under 200 lives*

Principal – Great Lakes Region – 513-733-9400

Limitations: Doesn’t apply to Washington dental and vision small group cases. Doesn’t apply to Florida cases with fewer than 51 lives.

*Applies to all existing lines excluding accident and critical illness.

Anthem Kentucky Releases Chamber Advantage MEWA

Anthem Kentucky has released the Chamber Advantage MEWA solution. This MEWA was created through the partnership of Anthem and the Kentucky Chamber of Commerce. This is an underwritten solution for employers with 2 eligible to 50 total employees on payroll.

The product’s initial effective date will be October 1, 2019. All groups will have a common renewal date of June 1.

Below, you will find the Chamber Advantage Product Guide, Chamber Advantage/Employer FAQ, Chamber Advantage Broker Guide, and Employee Medical Questionnaire (required for groups with fewer than 6 enrolled employees).

Quoting

Quoting is now available for the Chamber Advantage product. You may request preliminary quotes by submitting a dependent level census. For an underwritten quote, medical questionnaires will be required for groups with fewer than 6 enrolled employees. Please send your quote requests to your Cornerstone quoting team at the corresponding office below:

To quote Chamber Advantage, the group does not need to be a member of a chamber.

Please contact your Cornerstone Broker Advisor for more information on this product.

ChamberAdvantage Product Guide

ChamberAdvantage FAQ

Employee Medical Questionnaire

ChamberAdvantage Broker Guide

RSVP Today: Columbus Oscar Health Broker Seminar

Join Oscar and Mount Carmel leadership to learn more about Oscar, their 2020 products, and their network partnership with Mount Carmel in the Columbus market.

Space is limited, and you won’t want to miss out!

DATE: September 20, 2019

TIME: 10:30 am–12:30 pm

10:30 — Check-in + Networking

11:00 — Seminar begins + lunch

12:00 — Q&A

12:30 — Seminar ends

LOCATION: Mount Carmel East Hospital: Siegel Center | Columbus, OH

Click here to RSVP.