WEBINAR: Washington National Group Solutions

Offer more for your worksite clients with Washington National Group Solutions:

  • Coverage to help fill the gaps in medical plans
  • Integrated enrollments with core and voluntary benefits
  • Flexible plan design to meet employer and employee needs
  • Premium payments through easy payroll deduction
  • Guarantee issue option

 

Join the training call to learn how to:

  • Grow your income—starting right now—with Washington National Group Solutions
  • Position Group Accident, Group Cancer and Group Critical Illness with employer groups and major medical prospects
  • Group Solutions in Action: a case study

 

Download the presentation to follow along during the training call:

http://www.washingtonnational.com/media/36495/03232017_gs.pdf

 


DATE: Thursday, March 23, 2017

TIME: 11 A.M. ET

(800) 672-8406

WEBINAR: VBA Product Training

www. written in search bar on virtual screen.Right now we are in uncertain times regarding the future of ACA. But that does not stop business; we all need to keep moving forward. Brokers and agents need products to sell and employers need to keep employees happy by providing the best benefits that meet their employees’ needs.

VBA has you covered with their wide range of products and services including:

  • ANSR Products
    • MEC
    • MEC + Limited Medical
    • Alternative MVP Plans
  • Limited Medical
  • Dental and Vision
  • Voluntary Worksite Benefits including:
    • Disability
    • Life
    • Accident
    • Critical Illness
    • Cancer
    • Hospital Indemnity
    • GAP Plans

DATE: Tuesday, March 21, 2017

TIME: 9:30 a.m. – 10:30 a.m. EST

RSVP: CLICK HERE

*After registering, you will receive a confirmation email containing information about joining the webinar.

Top Employee Stressors That Take a Toll on Workers’ Health

cheering woman hiker open arms at mountain peak cliff

Benefits Pro reported on a study by Humana Inc. that outlines employee stressors and how those stressors affect workers’ health. The study outlines five trends that are “making a significant impact in the world of wellness”:

  1. An aging population
  2. Financial well-being
  3. Mindfulness
  4. Sleep
  5. The connected experience 2.0

To read more about the study, click here.

2017 Humana Wellness Trends Report

WEBINAR: Washington National Worksite Portfolio Training Call

Closeup shot of a woman typing on mobile phone isolated on white background.. Girl's hand holding a modern smartphone and pointing with finger. Blank screen to put it on your own webpage or message.

Washington National has the products and technology you need to complete successful worksite enrollments.

Did you know new worksite sales topped $7.13 billion in 2015? That’s up nearly 4% from 2014.

What’s more, 63% of employees see voluntary benefits as increasing the overall value of an employer’s offerings–and 62% of employees want their employer to offer more voluntary benefits.

That’s why Washington National is proud to offer you a robust portfolio of worksite products to sell.

Dial in to learn more about Washington National worksite portfolio so you can leverage the demand for worksite voluntary benefits and close more sales.

Get details on Washington National’s worksite portfolio products:

  • Active Care©
  • Accident Assure©
  • Solutions© Cancer Plus
  • Group Solutions
  • Worksite UL2© + living benefit rider

DATE: March 9, 2017

TIME: 11:00 am EST

(800) 672-8406

Download the presentation

 

Cornerstone Presents Humana’s Chronic Special Needs Plan Training

Join Cornerstone for an exclusive presentation on Humana’s Chronic Special Needs Plans. Chronic “SNP” provides additional benefits for Medicare clients with specified illnesses.

The training will provide a deep look into:

  • Eligibility rules
  • Year-round selling opportunity
  • Benefits
  • Enhanced Rx coverage
  • Additional benefits with this Chronic SNP

DATE: Tuesday March 21, 2017

TIME: 9:00am – 11:30am

LOCATION: Cornerstone Broker Insurance Services Agency Media Center
2101 Florence Avenue, Cincinnati, OH 45206

Aetna Senior Supplemental March Mania Sales Incentive Program

**Aetna now has a new sales incentive program for spring. For details, click here.

Aetna’s March Mania Sales Incentive

*This incentive is a modification of ‘Winter Vortex’ for 3/1/17–3/31/17 period only.

Your Medicare Supplement applications could be the slam dunk to extra cash! And, there’s no limit on the amount of extra cash you can score.

Read on for more details about how to win…


Qualification Period: March 1, 2017–March 31, 2017

Qualifying Product: Medicare Supplement Insurance

From these Aetna Companies: Aetna Health and Life Insurance Company (AHLIC), American Continental Insurance Company (ACI), Continental Life Insurance Company of Brentwood, Tennessee (CLI).

For These States:  AZ, GA, ID, IL, KS, KY, MI, MS, NC, NJ, OH, PA, TX

Extra Cash Details: Submit qualifying applications of ACI, AHLIC, and CLI Medicare Supplement and receive a bonus payout of $200 per underwritten policy, and $50 per open enrollment policy issued. The more applications submitted and policies issued, the bigger the payout. There’s no limit to the amount of extra cash you can earn!

To receive a payout, you only need a minimum of 5 policies issued in March. Bonus is limited to one active policy per insured . Remember, for states with the household premium discount, if two policies are issued, it counts as two policies towards the sales incentive.

More Details: Application date on qualifying production must be between March 1 and March 31, 2017. Qualifying production is based on all new, issued annualized premium and each qualified policy must be issued on or before 30 days after the last day of the qualifying month. Qualifying production is limited to one policy per insured. Guaranteed issue, Internal replacements* or exchanges do not count toward qualification. Qualifiers must maintain an 80% persistency on qualifying business. The cash payouts will be issued by check 45 days after the end of the qualifying quarter. All federal, state, and
local taxes associated with the receipt of cash are the sole responsibility of the recipient. ACI, AHLIC, and CLI have the exclusive right to change the program rules during the qualification period and is subject to all state compensation restrictions based on the issue state of the policy. Participation is based
on meeting the required production levels; and the qualifier must be in compliance with all company and state marketing rules and regulations and be in good standing with Aetna and its legal entities at the time payment is made. Agents must be properly appointed and approved to sell ACI, AHLIC, or CLI Medicare Supplement in the specific states listed on this flyer in order to submit business.
*Internal replacement is defined as a replacement of a product from one Aetna underwriting company to another.


Questions? Contact your Senior Marketing sales representative for more information.

You’re Invited: Medicare DSNP Training with Anthem BCBS

Join Cornerstone and Anthem Blue Cross Blue Shield for a training event on Medicare DSNP plans. You won’t want to miss this valuable training on how to market these plans to your clients!

The agenda for this training seminar includes:

  • Eligibility and identifying prospects
  • The impact of MyCare Ohio
  • How to sell DSNP plans and their benefits
  • And tools that help you market these plans

 


DATE:  Thursday March 9, 2017

TIME:  8:30am – 11:00am

Registration will be from 8:30am to 9:00 a.m.

Training will go from 9:00 a.m. to 11:00 a.m.

PLACE:  Cornerstone- Cincinnati location
2101 Florence Ave. Cincinnati, OH 45206

To RSVP, click here.

WEBINAR: Ameritas PrimeStar Individual Dental and Vision Insurance

Male hand holding five star rating sign. Flat design vector illustration.Join Cornerstone and presenter Diego Coig from Ameritas for a live training webinar regarding Ameritas PrimeStar Individual Dental and Vision Insurance.

Because of Ameritas’ recent acquisition of Security Life, the network is larger than ever before!

Register for one of the webinars below today to learn more about Ameritas and their diverse products.

Reasons to attend:

  1. Ameritas is one of the largest nationwide networks with more 111,500 unique providers.
  2. No waiting period on preventative and basic services.
  3. No enrollment fees.

Cornerstone also has new contracts available. Contact us today to learn more!


Register now!

DATE: Tuesday February 21, 2017
TIME: 10:00 am – 11:00 am EST
RSVP here.
*After registering, you will receive a confirmation email containing information about joining the webinar.

DATE: Tuesday March 14, 2017
TIME: 10:00 am – 11:00 am EST
RSVP here.
*After registering, you will receive a confirmation email containing information about joining the webinar.

Merger Between Anthem and Cigna Blocked by Federal Judge

U.S. District Judge Amy Berman Jackson of the Federal District Court for the District of Columbia blocked a proposed $48 billion merger between Anthem Inc. and Cigna Corp. The block came two weeks after the proposed merger between Aetna and Humana was blocked on antitrust grounds.

The judge decided that the proposed merger would be ‘harmful’ to customers and violated federal antitrust law becuase it of its ‘anticompetitive effects.’

In the beginning, the two companies said the merger would create a more ‘diversified’ health insurer, though there was eventually a disagreement that Judge Jackson called ‘the elephant in the courtroom.’

A press release from Anthem states that the company ‘intends to file a notice of appeal and request an expedited hearing of its appeal to reverse the Court’s decision so that Anthem may move forward with the merger…’

 

References:

Federal Judge Blocks Anthem’s Planned Acquisition of Cigna

Judge, Citing Harm to Customers, Blocks $48 Billion Anthem-Cigna Merger

Anthem Responds to U.S. District Court’s Decision on Acquisition of Cigna

Aetna Plans to Stay Out of Individual Market in 2018 Following 2016 Losses

Mark Bertolini, chairman of Aetna Inc., stated that the company would not be involved in the individual market throughout 2018 because of the uncertainty of legislative changes. The company hopes to return to the market in 2019 when there is expected to be a new system in place.

Executives from the company said that involvement in the individual market in 2016 led to a $450 million loss, which was much higher than the company anticipated. An antitrust judge suggested that the company may be using concerns in the individual market to leverage its proposed acquisition of Humana, Inc. According to Bertolini, Aetna is still reviewing the antitrust case ruling and may file an appeal.

For more information, click here.