Reserve Your Place Today: 2020 Small Group Carrier Updates via Webinar

Join us for these brief, informative sessions focused on small group to get up to speed on 2020 plans, what to expect with renewals, and more!

Not able to make a session?

No problem! We are recording sessions for our agents who aren’t able to attend. Please contact your Cornerstone representative for a link to the recording and materials.

*Sessions are for active Cornerstone Employee Benefit agents.


UnitedHealthcare Updates

September 16, 2019

9:00 am–10:30 am

UnitedHealthcare will review renewals and what to expect, changes to ACA plans, their enhancements to Ancillary products and package deals. The final hour will review All Savers (level-funding) and the NEW Ohio Chamber MEWA available for 10.1.2019 effective dates*.

*pending state approval of rates

Click here to register for UHC updates.

September 4 (In-person UHC Ohio Chamber MEWA meeting)

UHC is hosting a training on this date in Toledo. Click below for details and to register. You can choose to attend this in person session or join us via webinar on September 16.

Click here to register for UHC Chamber Plan training.


AFA and Humana Ancillary Updates

September 23, 2019

9:00 am–10:30 am

AFA, the Aetna Funding Advantage, is Aetna’s level-funded solution for groups of 2-99. Yes! AFA will now be available for groups of TWO or more. Join us for an overview of AFA, 2020 plan changes, what to expect with renewals, how their blocks are running, and a discussion on what the proposed merger between CVS and Aetna mean for the insurance business.

10:00 am–10:30 am

Humana will present updates on their ancillary products: Dental, Vision, Life and Disability. Humana has taken the lead on their dental plans, unique in Ohio, with unlimited reimbursement of expenses beyond the annual limit as well as higher annual maxes.

Click here to register for AFA/Humana updates.


Anthem Updates

September 30

9:00 am–10:00 am

Anthem will present what to expect with renewals, updates on ACA, their grandmothered block and the Anthem SOCA MEWA. They will also have folks from their ancillary side discuss enhancements to those lines and package deals available.

Click here to register for Anthem updates.

REGISTER: UnitedHealthcare Announces New Option for Ohio Small Business

Brokers in Northwest Ohio are invited to attend a training on UHC’s new Chamber plan on September 4.

Wednesday, September 4

TIME: Registration 9:30 a.m.

Meeting start time 10 a.m.

LOCATION: Hilton Garden Inn

6165 Levis Commons Blvd. | Perrysburg, OH

Click here to register.

If you are unable to attend, Cornerstone will also have a webinar on September 16 for all UHC updates on 2020 (more information to follow soon).

NEW Medical Option Coming: UnitedHealthcare Introduces the Ohio Chamber MEWA Plan

UnitedHealthcare (UHC) has received approval for a new MEWA offering in Ohio this week in conjunction with the Ohio Chamber of Commerce. Rates have not been approved by the state so quotes are not yet available, but it is expected to be available starting with October 1 effective dates.

Cornerstone will be offering a webinar to learn more about the MEWA on September 16 along with other 2020 updates from UHC.

Click here to view the plan grid.

UnitedHealthcare Offers “Free” Hospital Indemnity Protection

For January 1 groups with 100+ eligible employees, UnitedHealthcare offers free hospital indemnity benefits when a group purchases at least one UBundle qualified line of ancillary coverage. The group must provide at least one medical plan option with a deductible of $3,000 or higher and 30 covered employees. If qualified, all benefit eligible employees received the hospital indemnity benefit.

Hospital Indemnity covers $500 per confinement plus $100 per day.

Click below for additional details on the hospital indemnity plans and the UBundle progam.

Hospital indemnity flyer

UBundle program flyer

Hospital indemnity employer brochure

Register for UnitedHealthcare’s July 2019 Broker Training Seminars

Join UnitedHealthcare for their July 2019 broker training seminars to get the most updated information on UHC’s latest products, sales and renewal tools, wellness programs, member service tools, and more.

Date

Time Title Registration link

July 3, 2019

10 a.m. CT All Savers® Alternate Funding Website and Process Training
— AM, SS

Register Here (php)

July 8, 2019

10 a.m. CT Quote/Install Requirements
51–100 — AM, SS

Register Here (php)

July 9, 2019

10:30 a.m. CT Deep Dive: All Savers®
Migrations — AM, SS

Register Here (php)

July 9, 2019

2 p.m. CT UnitedHealthcare Benefit Services – No-Fee COBRA,
FSA and Pre-Tax Premium
Plans —ALL

Register Here (php)

July 9, 2019

3 p.m. CT Kentucky Product and
Market Update — ALL

Register Here (php)

July 10, 2019

9 a.m. CT Indiana Product and
Market Update — ALL

Register Here (php)

July 10, 2019

10 a.m. CT Massachusetts Product
and Market Update — ALL

Register Here (php)

July 10, 2019

11 a.m. CT Connecticut: Oxford System
Enhancements — AM, SS

Register Here (php)

July 10, 2019

1 p.m. CT Sales Automation
Management (SAM)
Renewal Training — AM, SS

Register Here (php)

July 10, 2019

2 p.m. CT Small Business
UnitedHealthcare Motion®
 – Walking: The New Drug
— P, AM

Register Here (php)

July 10, 2019

2:30 p.m. CT UnitedHealthcare’s
Pharmacy Strategy — ALL

Register Here (php)

July 10, 2019

3 p.m. CT Rally® Digital Health and Wellness Experience —
What’s New for Your
Clients! — ALL

Register Here (php)

July 11, 2019

10 a.m. CT Missouri and S. Illinois
Product and Market
Update — ALL

Register Here (php)

July 11, 2019

11 a.m. CT How to Empower Your
Clients to Resolve Basic
Service Needs and Benefit
Questions On Their Own
— AM, SS

Register Here (php)

July 11, 2019

1 p.m. CT UnitedHealthcare Specialty Products — Value Adds
— P, AM

Register Here (php)

July 16, 2019

9 a.m. CT Wisconsin Product and
Market Update — ALL

Register Here (php)

July 16, 2019

10 a.m. CT Deep Dive: A UnitedHealthcare Dental & Vision Experience — ALL

Register Here (php)

July 16, 2019

2 p.m. CT Mid-Atlantic (DC,MD,VA,WV):
Working Smarter Not Harder
— ALL

Register Here (php)

July 17, 2019

9 a.m. CT New Hampshire Product
and Market Update — ALL

Register Here (php)

July 17, 2019

10 a.m. CT All Savers® Alternate Funding Website and Process Training
— AM, SS

Register Here

July 17, 2019

11 a.m. CT California Product & Market Update — ALL

Register Here (php)

July 17, 2019

12 p.m. CT Deep Dive: All Savers® DocuSign® eSignature
Solution — NEW! – ALL

Register Here (php)

July 17, 2019 1:30 p.m. CT UnitedHealthcare and All Savers® Service Contacts
— AM, SS

Register Here (php)

July 17, 2019

2 p.m. CT Connecticut: Oxford System Enhancements — AM, SS

Register Here (php)

July 18, 2019

10 a.m. CT All Savers® Renewal Overview
— AM, SS

Register Here (php)

July 18, 2019

1 p.m. CT Deep Dive: Protect Your
Client’s Family and Paycheck
in the Event of a Catastrophe
— ALL

Register Here (php)

July 18, 2019

2 p.m. CT Bundle Lines of Coverage
and SAVE — ALL

Register Here (php)

July 19, 2019

10 a.m. CT UnitedHealthcare and All Savers® Value Adds That
Set Us Apart — ALL

Register Here (php)

July 24, 2019

9 a.m. CT Maine Product and Market Update — ALL

Register Here (php)

July 24, 2019

11 a.m. CT Tennessee/Arkansas Product and Market Update — ALL

Register Here (php)

July 24, 2019 12 p.m. CT All Savers® Migrations — ALL

Register Here (php)

July 24, 2019

1:30 p.m. CT UnitedHealthcare and All Savers® Service Contacts
— AM, SS

Register Here (php)

July 25, 2019

10 a.m. CT Quote/Install Requirements
51–100 — AM, SS

Register Here (php)

July 25, 2019

12 p.m. CT Sales Automation
Management (SAM) Renewal
Training — AM, SS

Register Here (php)

July 26, 2019

11 a.m. CT UnitedHealthcare Specialty
— ALL

Register Here (php)

July 29, 2019

1 p.m. CT UnitedHealthcare Motion®
— ALL

Register Here (php)

July 31, 2019 9 a.m. CT Health4Me®Smartphone
App Live Demo — AM, SS

Register Here (php)

July 31, 2019 1 p.m. CT Connecticut: Oxford System Enhancements — AM, SS

Register Here (php)

July 31, 2019 2 p.m. CT myuhc.com® Member Website Live Demo — AM, SS

Register Here (php)

Click here for more information.

Contact your Cornerstone representative with any questions.

UnitedHealthcare Implements Medical Necessity Reviews for Some Musculoskeletal Procedures

UnitedHealthcare is implementing medical necessity reviews for certain musculoskeletal surgeries rendered in an outpatient hospital (including of the elbow, wrist, ankle, hip, knee, or shoulder, as well as foot surgeries for bunions and hammertoes). The outpatient hospital site will be determined to be medically necessary if certain criteria are met.

If the outpatient hospital site of service is determined not to be medically necessary, the claim will be denied and the member is responsible for the cost of the service as long as the hospital obtained the member’s written consent to be billed in accordance with UHC’s protocols, prior to the service being rendered.

Click here to learn more…

Contact your Cornerstone representative with any questions.

New UnitedHealthcare Vision Products Available

UnitedHealthcare recently released two new vision products, including an enhanced second pair benefit and a computer glasses benefit.

The enhanced second pair benefit is an in-network benefit that gives employees additional covered lens options to create a customized second pair of glasses. Employees choose from the combination of covered lens options which include Standard and Premium anti-reflective coatings, polycarbonate lenses, standard progressives, and photochromic to create their second pair. Examples include sports glasses, prescription sunglasses, computer glasses and backup glasses.

The computer glasses benefit provides coverage for prescription glasses that protect against the blue light emitted from eleectronics. The benefit includes 3 different allowance options for the client to choose from and includes Premium and Platinum anti-reflective coatings (options include blue light protection) covered in full.

Click here for more information.

Contact your Cornerstone representative with any questions.

This Month’s Updates from UnitedHealthcare

Changes to UnitedHealthcare’s Prescription Drug List (PDL)

Brokers and clients are invited to view UnitedHealthcare’s pre-recorded PDL presentation of the pharmacy benefit strategies that take effect July 1, 2019.

Access the presentation here.

Updates include:

  • Value- and outcomes-based contracting
  • Industry pricing dynamics
  • Continuous coverage evaluation and updates
  • Revisited PDL exclusions for ASO clients
  • Additional PDL pharmacy benefit updates
  • Clinical program updates

Fitbit Charge 3 Now Syncs with UnitedHealthcare Motion

Eligible UnitedHealthcare Motion participants now have the option to use the Fitbit Charge 3.

  • If a Motion participant already owns a Fitbit Charge 3, they may pair their existing device by visiting unitedhealthcaremotion.com and begin walking to earn rewards.
  • Those who don’t own a Fitbit Charge 3 will be able to purchase one via the Motion website.

Real Appeal Info Sessions

Real Appeal will host webcast information sessions once a month throughout 2019 for customers to learn more about the digital weight-loss program, how to register their company, and start offering this benefit to their employees.

Click here to view the schedule and register for the webcasts.

UnitedHealthcare Second Year Dental Rate Cap

Help your UnitedHealthcare customers get a 5 percent second-year rate cap when they add a dental plan by August 1, 2019.

The guidelines:

  • Effective dates are January 1, 2019 to August 1, 2019.
  • Group size 2 to 100 eligible lives.
  • Offer not available to groups located in RI, WI, WA, FL (2-50), ACEC groups.

Important All Savers Updates from UHC

GRX

Effective for July 1 new business, the OH Health Plan has made the decision to REQUIRE individual health applications for All Savers ASO, groups with 20 to 50 lives. The 15-question application will be required for underwritten rates.

DocuSign

Effective March 22, All Savers will launch DocuSign in the following states: AL, AZ, DE, GA, IA, IL, IN, KS, LA, MA, MI, MO, MS, NE, OH, PA, SC, TN, TX, WA, WI, and WY. Kentucky is NOT a DocuSign state at this time.

Brokers and/or group administrators will be able to complete the All Savers group submission documents electronically as of March 22, 2019. DocuSign is an eSignature solution and is one of the leading eSignature brands in the market providing brokers and employers a faster way to complete required paperwork. DocuSign will not only shorten the application process, but it will also minimize errors by automating the application process.

New Web Address

Myallsaversconnect.com should be used by members and group administrators. Communications were sent to members and groups.  The broker web address did not change.

Click here to view the member website overview. 

Click here to view the ER website overview.

All Savers Playbook

The Playbook has a lot of information for brokers about getting appointed, quoting on line, SIC Code listing, eligibility, sold case process, contacts for post-sale, and a sample ID card.

Click here to view the Playbook.

Mayo Clinic

In network effective January 1, 2019.