Quoting the Ohio Chamber MEWA for Current UHC and AllSavers Group Customers

UnitedHealthcare (UHC) is not requiring applications at this time to review the suitability of current cases for the Ohio Chamber MEWA. See the linked PDFs below on migrating current business. Your Cornerstone representative submits these quote requests on your behalf to the UHC renewal contact. Please feel free to contact us with any questions.

Ohio Chamber MEWA Fully Insured Migration Checklist

Ohio Chamber MEWA All Savers Migration Checklist

September Updates From UnitedHealthcare

UnitedHealthcare’s Start Healthier Health and Wellness Program

UHC’s Start Healthier suite of health and wellness programs, which were developed to help brokers, employers, and customers better understand their health and wellness offerings, are available through fully insured medical plans.

  • Healthier Rewards – Personalized health recommendations and rewards for fitness, improving a diet, going to the gym and more.
  • Healthier Choices – Strategies to help with personal goals such as weight loss or quitting smoking.
  • Healthier Families – Maternity support before, during and after pregnancy.
  • Healthier Support – Easier access to support resources for wellness, emotional health, well-being, financial, legal and other needs.

Click here to learn more.

The Impact of HSA Deductible Changes

Because the IRS increased the minimum deductible for qualified High Deductible Health Plans (HDHP) eligible for a Health Savings Account (HSA) to $1,400/$2,800 for individual/family deductibles or $2,800 for an embedded deductible, UHC has updated their plans with the following changes:

  • Most plans will make the change on their renewal in 2020.
  • Grandfathered and Transitional Relief plans will be changed on Jan. 1, 2020. This will ensure compliance with the IRS standard going forward.

Click here to learn more.

UHC Offers HPV Vaccine at No Cost for Members Aged 9 to 45

UnitedHealthcare recently announced that the vaccine recommended to prevent certain strains of the Human Papillomavirus (HPV) will be available to members aged 9 to 45 at no cost under their medical plans.

Click here to learn more.

Contact your Cornerstone representative with any questions.

UnitedHealthcare MLR Premium Rebate Checks Will Mail in September for Impacted Groups

UnitedHealthcare recently announced that those who qualified for premium rebates for the 2019 MLR Payout Year will receive their checks by the September 30, 2019, deadline.

For a summary of which states, legal entities and size of business (aggregation set) will be receiving a rebate, refer to the Final 2018 MLR Rebate Report.

Click here for more information.

Contact your Cornerstone representative with any questions.

UnitedHealthcare Ohio Chamber MEWA Plans and Forms

We are excited to announce that the Ohio Chamber MEWA with UHC is ready to go. We will begin quoting immediately for a 9/1 effective date. That’s right! If you have a group that completed FormFire applications and didn’t get their decision made in time, we can still get you the 9/1 effective date.

The Ohio Chamber offers affordable membership for your clients and is required at the time of sale only. Click the link at the end of this message to access the available plan designs and all the necessary enrollment information.

The highlights below give you the details and value added benefits that your client will receive with the Ohio Chamber MEWA.

OHIO CHAMBER OF COMMERCE MEWA

  • Available for employer groups with an ATNE of 2–50
  • 15 Plan Portfolio (below)
  • Full National Choice Plus Network
  • Common 1/1 Renewal Date
  • Extended contracts available for 9/1 to 12/1 – RENEWAL 1/1/2021!
  • Applications accepted for 120 days from signature for 10/1 through 1/1 effective dates
  • Ohio Chamber Membership Required (or discounted Affiliate Membership)
  • $30 PEPM Commission Structure
  • Full UHC Value Added Benefits, including:
    • Real Appeal
    • Motion on all HSAs
    • Employer eServices
    • UnitedHeatlhcare Mobile
    • MyHealthcareCostEstimator
    • Virtual Visits

AHP_EE_Enrollment_Form_OH_final_fillable
AHP_EE_Health_Addendum_OH_final_fillable
AHP_ER_Application_OH_final_fillable
All Savers Plan Sponsor Certification Form
OCC MEWA Quote Install Checklist
OCC MEWA Quote & Install Checklist
OCHBP_Broker_Aug_2019
OH CHBP_Payment Authorization form
Ohio Chamber MEWA Coversheet & Census
Ohio Chamber Plan Grid

Reserve Your Place Today: 2020 Small Group Carrier Updates via Webinar

Join us for these brief, informative sessions focused on small group to get up to speed on 2020 plans, what to expect with renewals, and more!

Not able to make a session?

No problem! We are recording sessions for our agents who aren’t able to attend. Please contact your Cornerstone representative for a link to the recording and materials.

*Sessions are for active Cornerstone Employee Benefit agents.


UnitedHealthcare Updates

September 16, 2019

9:00 am–10:30 am

UnitedHealthcare will review renewals and what to expect, changes to ACA plans, their enhancements to Ancillary products and package deals. The final hour will review All Savers (level-funding) and the NEW Ohio Chamber MEWA available for 10.1.2019 effective dates*.

*pending state approval of rates

Click here to register for UHC updates.

September 4 (In-person UHC Ohio Chamber MEWA meeting)

UHC is hosting a training on this date in Toledo. Click below for details and to register. You can choose to attend this in person session or join us via webinar on September 16.

Click here to register for UHC Chamber Plan training.


AFA and Humana Ancillary Updates

September 23, 2019

9:00 am–10:30 am

AFA, the Aetna Funding Advantage, is Aetna’s level-funded solution for groups of 2-99. Yes! AFA will now be available for groups of TWO or more. Join us for an overview of AFA, 2020 plan changes, what to expect with renewals, how their blocks are running, and a discussion on what the proposed merger between CVS and Aetna mean for the insurance business.

10:00 am–10:30 am

Humana will present updates on their ancillary products: Dental, Vision, and Life. Humana has taken the lead on their dental plans, unique in Ohio, with unlimited reimbursement of expenses beyond the annual limit as well as higher annual maxes.

Click here to register for AFA/Humana updates.


Anthem Updates

September 30

9:00 am–10:00 am

Anthem will present what to expect with renewals, updates on ACA, their grandmothered block and the Anthem SOCA MEWA. They will also have folks from their ancillary side discuss enhancements to those lines and package deals available.

Click here to register for Anthem updates.

REGISTER: UnitedHealthcare Announces New Option for Ohio Small Business

Brokers in Northwest Ohio are invited to attend a training on UHC’s new Chamber plan on September 4.

Wednesday, September 4

TIME: Registration 9:30 a.m.

Meeting start time 10 a.m.

LOCATION: Hilton Garden Inn

6165 Levis Commons Blvd. | Perrysburg, OH

Click here to register.

If you are unable to attend, Cornerstone will also have a webinar on September 16 for all UHC updates on 2020 (more information to follow soon).

NEW Medical Option Coming: UnitedHealthcare Introduces the Ohio Chamber MEWA Plan

UnitedHealthcare (UHC) has received approval for a new MEWA offering in Ohio this week in conjunction with the Ohio Chamber of Commerce. Rates have not been approved by the state so quotes are not yet available, but it is expected to be available starting with October 1 effective dates.

Cornerstone will be offering a webinar to learn more about the MEWA on September 16 along with other 2020 updates from UHC.

Click here to view the plan grid.

UnitedHealthcare Offers “Free” Hospital Indemnity Protection

For January 1 groups with 100+ eligible employees, UnitedHealthcare offers free hospital indemnity benefits when a group purchases at least one UBundle qualified line of ancillary coverage. The group must provide at least one medical plan option with a deductible of $3,000 or higher and 30 covered employees. If qualified, all benefit eligible employees received the hospital indemnity benefit.

Hospital Indemnity covers $500 per confinement plus $100 per day.

Click below for additional details on the hospital indemnity plans and the UBundle progam.

Hospital indemnity flyer

UBundle program flyer

Hospital indemnity employer brochure

Register for UnitedHealthcare’s July 2019 Broker Training Seminars

Join UnitedHealthcare for their July 2019 broker training seminars to get the most updated information on UHC’s latest products, sales and renewal tools, wellness programs, member service tools, and more.

Date

Time Title Registration link

July 3, 2019

10 a.m. CT All Savers® Alternate Funding Website and Process Training
— AM, SS

Register Here (php)

July 8, 2019

10 a.m. CT Quote/Install Requirements
51–100 — AM, SS

Register Here (php)

July 9, 2019

10:30 a.m. CT Deep Dive: All Savers®
Migrations — AM, SS

Register Here (php)

July 9, 2019

2 p.m. CT UnitedHealthcare Benefit Services – No-Fee COBRA,
FSA and Pre-Tax Premium
Plans —ALL

Register Here (php)

July 9, 2019

3 p.m. CT Kentucky Product and
Market Update — ALL

Register Here (php)

July 10, 2019

9 a.m. CT Indiana Product and
Market Update — ALL

Register Here (php)

July 10, 2019

10 a.m. CT Massachusetts Product
and Market Update — ALL

Register Here (php)

July 10, 2019

11 a.m. CT Connecticut: Oxford System
Enhancements — AM, SS

Register Here (php)

July 10, 2019

1 p.m. CT Sales Automation
Management (SAM)
Renewal Training — AM, SS

Register Here (php)

July 10, 2019

2 p.m. CT Small Business
UnitedHealthcare Motion®
 – Walking: The New Drug
— P, AM

Register Here (php)

July 10, 2019

2:30 p.m. CT UnitedHealthcare’s
Pharmacy Strategy — ALL

Register Here (php)

July 10, 2019

3 p.m. CT Rally® Digital Health and Wellness Experience —
What’s New for Your
Clients! — ALL

Register Here (php)

July 11, 2019

10 a.m. CT Missouri and S. Illinois
Product and Market
Update — ALL

Register Here (php)

July 11, 2019

11 a.m. CT How to Empower Your
Clients to Resolve Basic
Service Needs and Benefit
Questions On Their Own
— AM, SS

Register Here (php)

July 11, 2019

1 p.m. CT UnitedHealthcare Specialty Products — Value Adds
— P, AM

Register Here (php)

July 16, 2019

9 a.m. CT Wisconsin Product and
Market Update — ALL

Register Here (php)

July 16, 2019

10 a.m. CT Deep Dive: A UnitedHealthcare Dental & Vision Experience — ALL

Register Here (php)

July 16, 2019

2 p.m. CT Mid-Atlantic (DC,MD,VA,WV):
Working Smarter Not Harder
— ALL

Register Here (php)

July 17, 2019

9 a.m. CT New Hampshire Product
and Market Update — ALL

Register Here (php)

July 17, 2019

10 a.m. CT All Savers® Alternate Funding Website and Process Training
— AM, SS

Register Here

July 17, 2019

11 a.m. CT California Product & Market Update — ALL

Register Here (php)

July 17, 2019

12 p.m. CT Deep Dive: All Savers® DocuSign® eSignature
Solution — NEW! – ALL

Register Here (php)

July 17, 2019 1:30 p.m. CT UnitedHealthcare and All Savers® Service Contacts
— AM, SS

Register Here (php)

July 17, 2019

2 p.m. CT Connecticut: Oxford System Enhancements — AM, SS

Register Here (php)

July 18, 2019

10 a.m. CT All Savers® Renewal Overview
— AM, SS

Register Here (php)

July 18, 2019

1 p.m. CT Deep Dive: Protect Your
Client’s Family and Paycheck
in the Event of a Catastrophe
— ALL

Register Here (php)

July 18, 2019

2 p.m. CT Bundle Lines of Coverage
and SAVE — ALL

Register Here (php)

July 19, 2019

10 a.m. CT UnitedHealthcare and All Savers® Value Adds That
Set Us Apart — ALL

Register Here (php)

July 24, 2019

9 a.m. CT Maine Product and Market Update — ALL

Register Here (php)

July 24, 2019

11 a.m. CT Tennessee/Arkansas Product and Market Update — ALL

Register Here (php)

July 24, 2019 12 p.m. CT All Savers® Migrations — ALL

Register Here (php)

July 24, 2019

1:30 p.m. CT UnitedHealthcare and All Savers® Service Contacts
— AM, SS

Register Here (php)

July 25, 2019

10 a.m. CT Quote/Install Requirements
51–100 — AM, SS

Register Here (php)

July 25, 2019

12 p.m. CT Sales Automation
Management (SAM) Renewal
Training — AM, SS

Register Here (php)

July 26, 2019

11 a.m. CT UnitedHealthcare Specialty
— ALL

Register Here (php)

July 29, 2019

1 p.m. CT UnitedHealthcare Motion®
— ALL

Register Here (php)

July 31, 2019 9 a.m. CT Health4Me®Smartphone
App Live Demo — AM, SS

Register Here (php)

July 31, 2019 1 p.m. CT Connecticut: Oxford System Enhancements — AM, SS

Register Here (php)

July 31, 2019 2 p.m. CT myuhc.com® Member Website Live Demo — AM, SS

Register Here (php)

Click here for more information.

Contact your Cornerstone representative with any questions.

UnitedHealthcare Implements Medical Necessity Reviews for Some Musculoskeletal Procedures

UnitedHealthcare is implementing medical necessity reviews for certain musculoskeletal surgeries rendered in an outpatient hospital (including of the elbow, wrist, ankle, hip, knee, or shoulder, as well as foot surgeries for bunions and hammertoes). The outpatient hospital site will be determined to be medically necessary if certain criteria are met.

If the outpatient hospital site of service is determined not to be medically necessary, the claim will be denied and the member is responsible for the cost of the service as long as the hospital obtained the member’s written consent to be billed in accordance with UHC’s protocols, prior to the service being rendered.

Click here to learn more…

Contact your Cornerstone representative with any questions.