New UnitedHealthcare Vision Products Available

UnitedHealthcare recently released two new vision products, including an enhanced second pair benefit and a computer glasses benefit.

The enhanced second pair benefit is an in-network benefit that gives employees additional covered lens options to create a customized second pair of glasses. Employees choose from the combination of covered lens options which include Standard and Premium anti-reflective coatings, polycarbonate lenses, standard progressives, and photochromic to create their second pair. Examples include sports glasses, prescription sunglasses, computer glasses and backup glasses.

The computer glasses benefit provides coverage for prescription glasses that protect against the blue light emitted from eleectronics. The benefit includes 3 different allowance options for the client to choose from and includes Premium and Platinum anti-reflective coatings (options include blue light protection) covered in full.

Click here for more information.

Contact your Cornerstone representative with any questions.

This Month’s Updates from UnitedHealthcare

Changes to UnitedHealthcare’s Prescription Drug List (PDL)

Brokers and clients are invited to view UnitedHealthcare’s pre-recorded PDL presentation of the pharmacy benefit strategies that take effect July 1, 2019.

Access the presentation here.

Updates include:

  • Value- and outcomes-based contracting
  • Industry pricing dynamics
  • Continuous coverage evaluation and updates
  • Revisited PDL exclusions for ASO clients
  • Additional PDL pharmacy benefit updates
  • Clinical program updates

Fitbit Charge 3 Now Syncs with UnitedHealthcare Motion

Eligible UnitedHealthcare Motion participants now have the option to use the Fitbit Charge 3.

  • If a Motion participant already owns a Fitbit Charge 3, they may pair their existing device by visiting and begin walking to earn rewards.
  • Those who don’t own a Fitbit Charge 3 will be able to purchase one via the Motion website.

Real Appeal Info Sessions

Real Appeal will host webcast information sessions once a month throughout 2019 for customers to learn more about the digital weight-loss program, how to register their company, and start offering this benefit to their employees.

Click here to view the schedule and register for the webcasts.

UnitedHealthcare Second Year Dental Rate Cap

Help your UnitedHealthcare customers get a 5 percent second-year rate cap when they add a dental plan by August 1, 2019.

The guidelines:

  • Effective dates are January 1, 2019 to August 1, 2019.
  • Group size 2 to 100 eligible lives.
  • Offer not available to groups located in RI, WI, WA, FL (2-50), ACEC groups.

Important All Savers Updates from UHC


Effective for July 1 new business, the OH Health Plan has made the decision to REQUIRE individual health applications for All Savers ASO, groups with 20 to 50 lives. The 15-question application will be required for underwritten rates.


Effective March 22, All Savers will launch DocuSign in the following states: AL, AZ, DE, GA, IA, IL, IN, KS, LA, MA, MI, MO, MS, NE, OH, PA, SC, TN, TX, WA, WI, and WY. Kentucky is NOT a DocuSign state at this time.

Brokers and/or group administrators will be able to complete the All Savers group submission documents electronically as of March 22, 2019. DocuSign is an eSignature solution and is one of the leading eSignature brands in the market providing brokers and employers a faster way to complete required paperwork. DocuSign will not only shorten the application process, but it will also minimize errors by automating the application process.

New Web Address should be used by members and group administrators. Communications were sent to members and groups.  The broker web address did not change.

Click here to view the member website overview. 

Click here to view the ER website overview.

All Savers Playbook

The Playbook has a lot of information for brokers about getting appointed, quoting on line, SIC Code listing, eligibility, sold case process, contacts for post-sale, and a sample ID card.

Click here to view the Playbook.

Mayo Clinic

In network effective January 1, 2019.

Don’t Miss Out On Selling UnitedHealthcare’s Plan 1 During AEP!


Enroll your clients in UnitedHealthcare’s MAPD and Medicare Supplement plans this AEP! Read more below on the great benefits they offer to members.

Top Features of UHC’s MAPD plans:

  • Visiting member benefit in 28 states (including Ohio) in the Passport program.
  • Offer hearing and vision coverage through their OWN providers: Epic Heath, Hi Health, and Spectara.
  • Clients have access to UHC’s Health Products Catalog that saves members money on many personal care items.
  • Mail order service and fitness benefit through Optum.
  • Robust member support programs like: Navigate for Me, Advocate for Me, and House Calls.

Top Features of UHC’s Med Supp plans:

  • Only MS brand with the AARP name
  • Stable annual trend increases (less than 3.2 percent each year for over 14 years)
  • Lifetime commissions on policies written 5/1/18 and after
  • Offers a health and wellness program via Optum

If you have questions or want to get contracted with UHC, please contact your Cornerstone Senior Marketing representative.

UnitedHealthcare’s 2019 A2Oh! Rewards Program

UnitedHealthcare recently announced the new 2019 A2Oh! Rewards Program trip destination for commission-eligible, accepted, and paid sales of AARP Medicare Supplement insurance plans from UHC.

The A2Oh! Rewards Program offers three different categories of travel awards from UHC:

  1. Sapphire: Presented to Level 2 agents who achieve 125+ accepted and paid sales during the qualification period.
  2. Emerald: Offered to Level 2 agents whose total accepted and paid sales during the qualification period earn them a ranking between 11 and 25 of top performers.
  3. Diamond: Offered to Level 2 agents whose total accepted and paid sales during the qualification period earn them a ranking between 1 and 10 of top performers.

Click here to learn more about the program.


Contact your Cornerstone Senior Marketing representative with any questions.

Updates from UHC: Savings on Samsung Devices, Expanded Vision Lab Network, and More

UHC Offers Lower Price for Samsung Wearable Devices

To encourage wellness in the workplace, UnitedHealthcare’s Motion program is now offering members a lower price for the Samsung Gear Sport and the Samsung Fit2 Pro wearable devices.

Members already enrolled in Motion can visit to learn more about the Samsung Gear Sport and Samsung Fit2 Pro tracking devices.

Click here for more information.


UHC Vision Expands National Lab Network

UnitedHealthcare Vision is expanding to a national laboratory network to help better serve eye care professionals and more effectively meet the needs of more than 19 million vision plan members.

UnitedHealthcare intends for this change to be seamless for employers and employees, while providing additional lab options for eye care professionals.

There will be no immediate changes for network eye care professionals serving UnitedHealthcare vision members. There are also no changes anticipated for employers or employees with UnitedHealthcare vision plans.

Additional details on the lab network launch will be communicated later this year. Contact your Cornerstone representative for more information.

Click here for the full story.


UHC Works to Increase Client Data Security

UnitedHealthcare is working with distribution teams to confirm that data security controls and encryption processes minimize risk and effectively operate on behalf of customers. They developed a required online questionnaire and attestation process to document distribution teams’ security controls. This process will look at how data and information is shared during the sales and service process.

The questionnaires and attestations will launch in waves. Distribution teams are encouraged to review the attached document with their Information Technology or Compliance teams in advance of the request. Thanks to those that have already completed work on this effort.

Additionally, UnitedHealthcare is aiming to create awareness about the potential data risks and appropriate methods for engaging a Cloud Service Provider (CSP). Please review the attached document if you engage with any CSPs.

Click here for more information.


The deadline to determine and communicate the creditable or non-creditable status of clients’ plans for 2019 is Oct. 15, 2018. Click here for more information.


UHC Offers New Default Activity Tracker for All Savers Motion Members

Starting Sept. 17, 2018, members of All Savers Alternate Funding groups will be offered the Striiv Bio 2h activity tracker as their default device for use with the UnitedHealthcare Motion program.

Trio activity trackers will no longer be available for purchase on the UnitedHealthcare Motion website. Registered account administrators will be notified of these offerings and changes by email.


Contact your Cornerstone representative with any questions about these updates.

UnitedHealthcare’s First Look at 2019 Medicare Advantage Plans!

UHC Medicare Solutions

UnitedHealthcare has released their Medicare Advantage plans for 2019. Don’t miss your chance for a first look at their plan benefits!

Click here for a first look.

*Please ask for a specific state(s) when requesting your first look

Not contracted with UnitedHealthcare? Reach out to your Cornerstone Senior Marketing Sales representative to get appointed today!

Register Today for Golden Rule’s Cash Infusion Bonus Incentive!

Earn more with Golden Rule’s double bonus incentive that rewards you for Health ProtectorGuard (HPG) and short-term medical (STM) eligible plans submitted between July 1 to October 31, 2018, and issued by Nov. 15, 2018.

(*$80 for HPG Choice Value Plans)

(Or $25 for every short-term Application)

Click here for additional details.

Questions? Contact your Cornerstone representative today.

UHC Medicare Solutions: 2019 Certification Opens June 25!

Mark your calendars! Starting Monday, June 25, you can certify to sell 2019 UnitedHealthcare products.

Certify early! The sales materials portal will open mid-August for Enrollment Guide orders! By certifying early, you can ensure you’ll have materials ready to go by October 1. The longer you wait to certify, the less likely you are to receive materials by October 1.

UHC Medicare Solutions

Passing the prerequisite Tests (Medicare Basics Test, Ethics and Compliance Test, and AARP Course) certifies you to sell Medicare Advantage (MA) AND Part D plans! Don’t forget to certify for Medicare Supplement Insurance Plans and Special Needs Plans to help grow your business.

NEW! A built-in Fraud, Waste and Abuse course
No need to visit the Centers for Medicaid Services (CMS) site to take the Fraud, Waste and Abuse course. The content is now built into UHC’s Ethics and Compliance module and streamlined to ensure you get the exact information you need while reducing content by 70 percent. A huge time saver for you!

NEW! Improved Conflict of Interest Disclosure
To make this annual process easier, UHC has simplified the Conflict of Interest Status Disclosure language (find it in the 2019 Ethics and Compliance Test).

NEW! Events Basics refresh
UHC has also streamlined the Events Basics course content – a 21% reduction from last year – and designed an easier navigation. The course can be found in the electives section, be sure to take it so you can be ready to conduct marketing events.

How to take certifications:

  • Certification modules and tests are open 24 hours a day, seven days a week on Jarvis>Knowledge Center>Training>Certifications.
  • You will have six attempts to complete an assessment with a minimum passing score of 85 percent.
  • Each time you launch the assessment an attempt is counted, whether you complete the assessment or not. Important: Be sure to schedule uninterrupted time in order to complete the entire assessment without losing an attempt.
  • Upon answering a question, immediate feedback lets you know if you answered the question correctly or incorrectly.
  • For more information, refer to the 2019 Certification User Guide on Jarvis>Knowledge Center>Training>Certifications.

UnitedHealthcare will once again accept America’s Health Insurance Plans (AHIP) certification in place of the UnitedHealthcare 2019 Medicare Basics Test (including Medicare Advantage and Prescription Drug Plans). More information here.


Questions? Reach out to your Cornerstone Senior Marketing representative today!