Register Today for UnitedHealthOne’s TriTerm Medical Incentive

With UHOne’s TriTerm Medical Incentive program, you can earn a $100 bonus for every eligible TriTerm Medical application submitted between May 1, 2019 and July 31, 2019, and issued by August 15, 2019.

Earn an additional $25 bonus per product for bundling Dental, Accident or HealthiestYou with a TriTerm Medical plan.

Eligible Products Include: Bonus per Issued Product (min. 6 months persistency required)
TriTerm Medical $100

Earn an additional bonus when you bundle TriTerm Medical plans with:

Dental $25
Accident Pro Series (ExpenseGuard, ProGuard, & ProGap) $25
HealthiestYou by Teladoc $25

Click here to register.

UnitedHealthcare Implementing Change to Child Age Bands

While, currently, there is only one age band where all premium rates are the same for children ages 0–20, per recent ACA guidance, insurers in states using the Federal uniform age curve must now have:

  • One age band for children 0–14; and
  • Separate single age bands for children 15 through 20.

UnitedHealthcare will be implementing these changes for rating purposes beginning with new and renewing at Small Business (including Oxford plans) and UnitedHealthOne, effective January 1, 2018.

Contact your Cornerstone representative for more information.

 

RESOURCES

Child Age Band Rating Change Small Business Reminder

Cornerstone & UnitedHealthOne Present: Health ProtectorGuard Plans

Cornerstone and UnitedHealthOne present:

Health ProtectorGuard Fixed Indemnity Plans

 

Join Cornerstone & UnitedHealthOne for a webinar discussing Health ProtectorGuard Fixed Indemnity Plans to help build your individual business.

To learn more about these new opportunities for your clients, please attend any ONE of the webinars below:

DATE: Wednesday August 2, 2017
TIME: 10:00 am – 11:00 am
REGISTER HERE

DATE: Wednesday, August 2, 2017
TIME: 2:00 pm – 3:00 pm
REGISTER HERE

DATE: Thursday, August 3, 2017
TIME: 10:00 am – 11:00 am
REGISTER HERE


UnitedHealthOne’s Cash FANatic Overtime Bonus Incentive Program

EARN $50 for every eligible Fixed Indemnity application, PLUS AN EXTRA $25 for every eligible Ancillary product you bundle together!

 

Eligible Fixed Indemnity Plans:
Health ProtectorGuard
Core Access

Eligible Ancillary Plans:
Dental Premier Choice
Dental Premier Elite
Critical Illness ($20,000 benefit or higher)
Accident SafeGuard
Accident SafeGuard Premier

For more information, click here.

UnitedHealthOne’s Cash FANatic Overtime Bonus Incentive Program

UnitedHealthOne’s Cash FANatic Overtime bonus incentive program allows you to keep earning cash for Health ProtectorGuard and Core Access plans! Plus, earn EXTRA for fixed benefit indemnity plans bundled with select ancillary plans.

EARN $50 for every eligible Fixed Indemnity application, PLUS AN EXTRA $25 for every eligible Ancillary product you bundle together!

Eligible Fixed Indemnity Plans:
Health ProtectorGuard
Core Access

Eligible Ancillary Plans:
Dental Premier Choice
Dental Premier Elite
Critical Illness ($20,000 benefit or higher)
Accident SafeGuard
Accident SafeGuard Premier

 

Bonus is earned when a minimum of 20 eligible fixed indemnity applications are submitted between July 1, 2017 and September 30, 2017, and issued by October 15, 2017. Once minimum is met, bonus will be paid back to the first application. See contest rules below for complete details.

Register by July 31, 2017 to have all eligible business since July 1 count toward your bonus! You must be registered to be eligible. This is an unlimited bonus – the more business you write, the more cash you earn!

 

Bundling Ancillary with Health ProtectorGuard or Core Access plans can really add up:

$1,000
(20 Fixed Indemnity apps x $50 per app)

$1,500
(20 Fixed Indemnity / Dental apps x $50 + $25 per app)

$2,000
(20 Fixed Indemnity / Dental / Critical Illness apps x $50 + $25 + $25 per app)

 

Hospital & Doctor Fixed Indemnity Benefit plans may be just what your clients need to help ease out-of-pocket medical expenses. Fixed Indemnity plans are growing in popularity – become the next big FAN and kick your sales into overtime today! Register now!


CONTEST RULES:
  1. To be eligible to earn a bonus, you must be registered for the “Cash FANatic Overtime” incentive. Registration prior to July 31, 2017 will have all business received July 1, 2017, and after, count towards the bonus. After July 31, 2017, only applications received on or after date or registration will be applied toward this incentive. Applications must be received from July 1, 2017 through September 30, 2017, and issued by October 15, 2017. Brokers must submit and have a minimum of 20 Core Access or Health ProtectorGuard applications (or a combination thereof) issued to be eligible. After 20 applications issued is reached, the contest will then pay back starting with the first app.
  2. Eligible fixed indemnity products include Health ProtectorGuard and UnitedHealthOne co-branded Core Access plans. An additional contract with GetHealthInsurance.com Agency, Inc. and contract with Independence American Insurance Company (IAIC) is required to offer Core Access plans. Begin the GHIA contracting process here.
  3. Eligible ancillary products to earn the bundle bonus include: Dental Premier Choice, Dental Premier Elite, Critical Illness, and Accident SafeGuard/Accident SafeGuard Premier. Other ancillary products, short term products, optional benefit riders, as well as the UnitedHealth Allies Discount Card do not count toward the bonus opportunity. The bonus for an eligible ancillary product will only be earned when sold with an eligible fixed indemnity plan.
  4. All eligible Fixed Indemnity and ancillary plans must be in force for a minimum of six months (180 days) after the effective date to count as “issued.” Coverage must be in force with premium payment current at the time of contest payout for at least the fixed indemnity product to be included. The ancillary bundle bonus is only paid if both the fixed indemnity product and the ancillary product(s) are still in force at the time of contest payout. If coverage is terminated for any reason prior to six months, the broker will be charged back for any difference if it alters the bonus amount paid.
  5. Bonus is paid as described above.
  6. Bonus follows the Assignment of Commission Form you have on file at the time the application is received, for each qualifying application.
  7. This bonus will be subject to a managing broker commission split, if applicable.
  8. One lump sum payment will be made at the conclusion of the contest (September 30, 2017, issued by October 15, 2017) per broker, based on his or her personal production. Final payment may be made up to 60 days after final issue date. Chargebacks from previous quarter incentive (if applicable) may also occur at this time.
  9. Qualification is based on production as broker of record.
  10. Applications cannot be split between brokers.
  11. Any separate applications of family members for the same product type count as only one application for this contest.
  12. Golden Rule Insurance Company reserves the right to make final judgment on contest qualifiers. Coverage that is withdrawn or does not meet the terms listed in these rules will not count toward contest bonus.
  13. Any required disclosures to brokers’ clients are brokers’ sole responsibility.
  14. This contest is intended for the original recipient of this email only. NPN: 1877824
  15. Select Key and FMO contracted agencies may not be eligible.
  16. 1099s apply.

Premier Hospitals No Longer In Network for UHC Plans

Premier Health Network recently decided not to renew its participation in UnitedHealthcare’s employer-sponsored and individual plans. As a result, Premier hospitals are no longer in network for commercial health plans as of April 30, 2017.

According to UnitedHealthcare’s press release, the company’s goal is to “reach a long-term agreement with Premier that ensures stability in people’s access to their hospitals and doctors and helps local employers design competitive benefits.”

Premier has expressed its disappointment with the proposal. Mary Boosalis, president and CEO of Premier Health, said in a statement, “We put forth a proposal that included Premier Health forgoing a nominal rate increase. An agreement would have provided choice for our patients and area employers that we believe they deserve. We are extremely disappointed with the response from UnitedHealthcare, which disadvantages their enrollees.”

Premier states that UnitedHealthcare’s continued use of the tiered network is an issue with which the two companies have trouble meeting in the middle.

RESOURCES

Premier Health Network hospitals now out of network for UnitedHealthcare employer-sponsored, individual plans

No deal between UnitedHealthcare and Premier Health

Cornerstone and UnitedHealthOne Present: Core Access Training

Join Cornerstone & UnitedHealthOne for a webinar discussing Core Access to help build your individual business.

Core Access plans are a series of Hospital and Doctor fixed indemnity plans designed to pay fixed benefit amounts for covered out-of-pocket medical expenses.


To learn more about these new opportunities for your clients, please attend one of the webinars below:

DATE: Monday April 17

TIME: 10:00 AM – 11:00 AM

REGISTRATION

 

DATE: Wednesday April 19

TIME:  2:00 PM – 3:00 PM

REGISTRATION

 

DATE: Tuesday April 25

TIMES: 10:00 AM – 11:00 AM

2:00 PM – 3:00 PM

REGISTRATION LINKS10 AM OR 2 PM

 

DATE: Tuesday May 2

TIME: 10:00 AM – 11:00 AM

REGISTRATION