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Employer Action Required! Distribute Medicare Part D Notices by October 15, 2020

September 18, 2020/in Compliance, Employee Benefits /by Cornerstone

Group health plan sponsors must provide Medicare Part D “creditable coverage” notices prior to October 15th, the start date of the Medicare annual enrollment period for Part D, Prescription Drug coverage. (The enrollment period is October 15–December 7.) Most plan sponsors use the Model Medicare Part D Notices provided by the Centers for Medicare and Medicaid Services (CMS) to notify affected plan participants. Links to all the model letters (in English and Spanish) are available here.  These notices are in .pdf format.  Cornerstone has provided versions of the notice in Word Document format for your convenience. The carriers plan listings and/or links to their creditable coverage site are available below (refer to 2019 listing for Anthem KY and MMO, as 2021 document will be released December 2020). You will find the 2020 listings in the Document Search on the Cornerstone Resource Center:

Aetna

(plans below non-creditable, all others creditable)

  • AFA OAAS Value 8150 100% CY VP
  • AFA OAAS Value 8150 100% CY ACF
  • AFA OAAS Essentials 6900 HSA 100% E CY ACF
  • AFA OAAS 6250 HSA 100% E CY ACF
  • AFA CPOSII 6250 HSA 100/50 E CY ACF

Anthem IN

  • Small Group Legacy
  • Small Group ACA
  • Chamber Care Health Alliance

Anthem OH

  • Small Group MEWA
  • Small Group Legacy
  • Small Group ACA

Anthem KY

  • Small Group ACA
  • Small Group Chamber Advantage

Humana

  • ASO Creditable Coverage List
  • LFP Creditable Coverage List
  • Large Group Creditable Coverage List
  • Small Group Creditable Coverage List

Medical Mutual

  • MMO Creditable Coverage List

UHC

  • 2021 Plan Lookup
  • 2021 SB Lookup

The October 15th deadline applies for all group health plan sponsors, regardless of plan year, plan size, employer size, grandfather status, or whether the plan is insured or self-funded. Employers who send out Open Enrollment packets prior to October 15th often include the Medicare Part D notices in the Open Enrollment packets, to avoid the extra cost and administrative burden of sending them separately. Employers are also required to notify CMS online annually that they have sent out these Part D notices. The notice to CMS is due within 60 days after the start of the plan year. See the last paragraph of this article for details.

When Is the Medicare Part D Notice Required?

Medicare Part D notices must be provided at least once annually, prior to October 15th, which is the beginning of the Part D annual enrollment period. Additional notices must be provided if the employer-provided coverage changes (from creditable to non-creditable, or vice-versa), if the individual requests a copy of the notice, and when an individual first enrolls in the employer plan.

Why is the Part D Notice Required?

The reason plan sponsors are required to provide Part D Notices is because a penalty will be imposed on an individual if he/she, after becoming eligible for Medicare Part D coverage, has a lapse of “creditable” prescription drug coverage for a period of at least 63 days. Additionally, such individuals may have to wait until the following October to join. An individual can elect either Medicare prescription drug coverage or other “creditable coverage” to avoid having a lapse in coverage. Thus, Medicare-eligible participants in employer group health plans must know whether or not the employer group coverage is “creditable” so they do not unwittingly incur a late enrollment penalty.

Additional Details on the Disclosure Requirements

  • Group health plan sponsors to whom this disclosure requirement applies include employers and Unions; multiple employer welfare arrangements (MEWAs); federal, state and local government employers; and churches.
  • The Part D Notice must be provided not only to Medicare-eligible active working employees and their dependents, but also to participants who are retired, on COBRA, or disabled and covered under the employer’s prescription drug plan.
  • Although the requirement is only that “Medicare-eligible” individuals be provided this notice, employers often provide it to all plan participants and dependents, because of the practical difficulty of knowing who is Medicare-eligible.

Annual Notice to CMS Also required, though not by October 15th

Additionally, plan sponsors are required to notify CMS annually, via the CMS website (Online Disclosure to CMS form). This notice must be made within 60 days after the beginning of the plan year (or contract renewal date, for small plans that do not file Form 5500s so do not specify a plan year), and it pertains to the creditable coverage status for the prior plan year. For calendar year plans, this notice must be provided to CMS no later than March 1.  Sponsors of non-calendar year plans should mark their calendars to make sure the disclosure to CMS is made within 60 days after the beginning of the plan year. (E.g., for an April 1 plan year, the CMS online disclosure should be made no later than May 30.) Additionally, if applicable, plan sponsors must complete the Online Disclosure to CMS Form within 30 days after termination of a prescription drug plan or within 30 days after any change in creditable coverage status. For additional information, click here for the main CMS webpage that provides guidance on “creditable coverage.” Or you can visit the webpage  at https://www.cms.gov/Medicare/Prescription-Drug-Coverage/CreditableCoverage/

https://www.crnstone.com/wp-content/uploads/2020/09/Part-D-Creditable-Coverage-Notices_2021.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-09-18 15:06:472020-10-26 18:57:35Employer Action Required! Distribute Medicare Part D Notices by October 15, 2020

September Updates From Medical Mutual

September 4, 2020/in Carrier, Compliance, Employee Benefits, Medical Mutual /by Cornerstone

Changes to ReportLink Login: Users Must Change Their Password

ReportLink is a tool that provides groups and brokers with access to reports and group invoices to perform administrative functions and analysis. ReportLink is accessed through an internet URL address. Medical Mutual is making changes to the login authentication for ReportLink beginning in early September. Users will be required to change their passwords when they log in to the site.

Security Compliance Best Practices and Pilot Review Program

Medical Mutual is committed to making sure our clients’ information is secure. With an increasing number and sophistication of data breaches, cybersecurity awareness is more important today than it has ever been.

With that in mind, they have developed a Security Compliance Best Practices checklist to help you understand what they consider industry standard best practices. Please take some time to review this important information. The document will be posted on MyBrokerLink under the Knowledge Center.

Responding to Concerns About Potential Delays in Medication Deliveries Made by the U.S. Postal Service

With concerns about delays of U.S. Postal Service (USPS) deliveries in the news and on social media, Express Scripts (ESI) wants to assure groups and members that it is not experiencing significant disruptions in USPS performance at this time.

Pharmacies to be Removed from National Plus Network and Sam’s Club to be Removed from All Networks Effective Oct. 1, 2020

Medical Mutual’s pharmacy department regularly reviews network pharmacies to ensure their members are provided the best quality, price, and service when receiving their prescription medications. In order to continue offering the most competitive pricing, Express Scripts is narrowing their networks by eliminating chain pharmacies with little presence within particular regions. As result, effective October 1, 2020, the following pharmacies will be removed from MMO’s ESI National Plus pharmacy networks:

  • Ahold
  • Albertson’s
  • Safeway
  • Epic (outside Ohio)
  • Sam’s Club

New Requirements to Duplicate EOB Claims Feed Administration

Medical Mutual has new requirements for new groups requesting a duplicate EOB claims feed and existing groups receiving a duplicate EOB claims feed. The new requirements ensure groups are correctly priced and that Medical Mutual has the appropriate contracts in place.

Contact your Cornerstone representative with any questions about these updates.

https://www.crnstone.com/wp-content/uploads/2020/09/Medical-Mutual-September-Updates.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-09-04 13:43:432020-09-04 13:43:44September Updates From Medical Mutual

IRS Issues Updated Penalties and Forms for Upcoming Year

August 28, 2020/in Compliance, Employee Benefits /by Cornerstone

The IRS has updated penalties and forms for the upcoming year as follows:

  • 2021 ACA A and B annual penalties for Applicable Large Employers who fail to offer minimum essential coverage that is either unaffordable or doesn’t provide minimum value: $2,700 A penalty and $4,060 B penalty.
  • 2021 Affordability percentage is 9.83%
  • New 2020 Forms 1094C and 1095C introduced to address ICHRAs and adding the employee age and zip code

Contact your Cornerstone representative with any questions.

https://www.crnstone.com/wp-content/uploads/2020/08/IRS-New-Draft-ACA-Forms.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-08-28 13:45:232020-08-31 14:31:56IRS Issues Updated Penalties and Forms for Upcoming Year

Plan Year 2021 Marketplace Registration and Training is LIVE

August 19, 2020/in Compliance, Individual, Marketplace /by Cornerstone

Don’t wait! Agents with active on-exchange plans who want to receive renewal compensation must re-certify by the end of 2020. In addition, agents offering on-exchange coverage must certify prior to selling any plans during the 2021 open enrollment period.

If you are an existing FFM broker, follow these steps:

  • Log in to the CMS Enterprise Portal
  • Update your information on your Marketplace Learning Management System (MLMS) agent/broker profile
  • Complete the Marketplace training requirement
  • Read and accept the applicable Marketplace Agreement(s)
  • Print your 2021 Registration Completion Certificate and send to Geoff Beglen at gbeglen@crnstone.com
  • Confirm your registration using the Registration Completion List

Throughout the registration process, you can use the Marketplace Registration Tracker to track your progress.

If you are a new FFM broker, complete the New User Registration on portal.cms.gov.

Contact Geoff Beglen at 513-629-9358 with any questions or concerns.

https://www.crnstone.com/wp-content/uploads/2020/08/Plan-Year-2021-Training-is-Live.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-08-19 18:48:022020-08-19 18:50:37Plan Year 2021 Marketplace Registration and Training is LIVE

Healthcare.gov New Federal Pandemic Unemployment Compensation Video

July 1, 2020/in Compliance, Individual, Marketplace /by Cornerstone

The Centers for Medicare and Medicaid Services (CMS) released a video about reporting federal pandemic unemployment compensation.

Click here to watch the video.

The video walks through the streamlined HealthCare.gov application and covers how consumers can:

  • Update their income information due to unemployment
  • Add in unemployment benefits to their income
  • Determine what types of unemployment benefits should be counted as income
  • Accurately estimate their yearly income

For additional information on how to assist consumers who are impacted by COVID-19, go to the Marketplace Coverage and Coronavirus webpage.

Contact your Cornerstone representative with any questions.

https://www.crnstone.com/wp-content/uploads/2020/07/New-Federal-Pandemic-Unemployment-Compensation-Video.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-07-01 17:36:542020-07-01 17:36:54Healthcare.gov New Federal Pandemic Unemployment Compensation Video

HEADS-UP: Marketplace Learning Management System Will Close July 17

June 17, 2020/in Compliance, Individual, Marketplace /by Cornerstone

The Marketplace Learning Management System (MLMS) will close or “go dark” starting July 17 in preparation for the launch of registration and training for plan year 2021.

Before the system “goes dark,” be sure to print your 2020 Registration Completion Certificate(s) and update your information on your MLMS agent/broker profile.

Certificates showing you’ve completed plan year 2020 registration and training will not be available after the MLMS closes or when the system goes live for plan year 2021 registration and training. To print your 2020 Registration Completion Certificate(s):

  1. Log in to the CMS Enterprise Portal. After logging in, you’ll be automatically taken to the Agent Broker Registration Status page, from which you can access your certificate(s).
  2. Click the Print Certificate(s) link and follow the prompts to download and/or print your certificate(s).

To update your information on your agent/broker profile:

  1. Log in to the CMS Enterprise Portal.
  2. Click the My Apps icon in the middle of the blue toolbar at the top of the webpage.
  3. Click the Training link under the MLMS You will be taken to your agent/broker profile.
  4. Update any outdated information in your Business Profile to ensure the Marketplace has your information correct.
  5. Click the Save button to save your information.

More information on registration and training for plan year 2021 will be coming soon.

https://www.crnstone.com/wp-content/uploads/2020/06/MLMS-Going-Dark-July-17.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-06-17 20:30:282020-06-17 20:30:28HEADS-UP: Marketplace Learning Management System Will Close July 17

PCORI Fees Due to IRS No Later Than July 31, 2020

June 11, 2020/in Compliance, Employee Benefits /by Cornerstone

Fees to fund the Patient-Centered Outcomes Research Institute (PCORI) are due to the IRS no later than July 31, 2020, from employers who sponsor certain self-insured health plans such as level-funded and health reimbursement arrangements (HRA) that are not treated as excepted benefits.

How to Pay PCORI Fees

Employers that sponsor certain self-insured health plans (level-funded) must report and pay the required PCORI fees via IRS Form 720 along with HRA plans, Quarterly Federal Excise Tax Return. Complete Part II, line 133. Employers should note “2nd Quarter” on the 720 form (click here for instructions for Form 720).

The fee applies to each plan year that ends after October 1, 2012, and before October 1, 2020. “Plan year” refers to the plan year for your level-funded medical plans or an HRA plan. Generally, the plan year and the coverage period are the same. As an example, if your HRA benefit resets each January 1, your HRA plan year and your coverage period are generally a calendar year and end December 31.

Plan Year Ending Date Fee
October 1, 2018 to September 30, 2019 $2.45
October 1, 2019 to September 30, 2020 $2.54

There are three methods that can be used to determine the average number of lives covered under a plan for the policy year. For an HRA plan, it is acceptable to use the number of subscribers only. The most commonly used method for determining the fee for your level-funded plan is the “Snapshot Method.”

  1. Actual Count Method: A plan sponsor may determine the average number of lives covered under a plan for a plan year by adding the totals of lives covered for each day of the plan year and dividing that total by the total number of days in the plan year.
  2. Snapshot Method: A plan sponsor may determine the average number of lives covered under an applicable self-insured health plan for a plan year based on the total number of lives covered on one date (or more dates if an equal number of dates is used in each quarter) during the first, second, or third month of each quarter, and dividing that total by the number of dates on which a count was made.
  3. Form 5500 Method: An eligible plan sponsor may determine the average number of lives covered under a plan for a plan year based on the number of participants reported on the Form 5500, Annual Return/Report of Employee Benefit Plan, or the Form 5500-SF, Short Form Annual Return/Report of Small Employee Benefit Plan.

Payments should be made payable to the U.S. Treasury and sent by July 31, 2020 to the address below:

Department of the Treasury
Internal Revenue Service
Ogden, UT 84201-0009

The Form 720 and Form 720 instructions for this year’s filing are not yet available. Once released, you will be able to retrieve these documents from the Cornerstone website on the Resource Center.

The Patient-Centered Outreach Research Institute Filing Due Dates and Applicable Rates flier can be downloaded here.

Tools to Assist you by Carrier:

All Savers®

All Savers posts the employer group’s membership information to the employer website. The employer group is required to complete and file the IRS Form 720. For general questions please contact All Savers Broker Services at 1-866-405-7174.

Humana Level Funded

Humana provides a snapshot report that shows the monthly membership employers will need when filing the PCORI. It is an employer report (instructions below). As a broker, the employer may grant you access if they want you to pull it for them.

Click here to learn how to generate a Humana member report.

Aetna Funding Advantage

This link takes you to the Aetna Funding Advantage PCORI Fee Estimator Tool. This tool gives you guidance on calculating the PCORI fees for this group.

**Anthem OH SOCA MEWA, Anthem KY Chamber Advantage, Anthem IN Chamber Health Alliance, MMO COSE MEWA, and UHC MEWA have built the PCORI fees into the premiums, therefore, you will not need to file and pay any additional fees.

https://www.crnstone.com/wp-content/uploads/2020/06/PCORI-Fees-Due-to-IRS-No-Later-Than-July-31-2020.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-06-11 17:03:062020-06-18 19:48:09PCORI Fees Due to IRS No Later Than July 31, 2020

PCORI Fee Has Been Extended 10 Years

April 24, 2020/in Compliance, Employee Benefits /by Liz McGuire

Congress has recently extended the Patient Centered Outcomes Research Institute (PCORI) fees under IRC sections 4375 and 4376 for another 10 years as a result of the Further Consolidated Appropriations Act of 2020. This requirement was set to expire so most employers would not have to file a Form 720 after 2019. This means that fully insured and self-insured health plans must continue to pay these fees through 2029.

The PCORI fee is calculated based on the average number of lives covered during the policy year. This means all parties enrolled will need to be accounted for such as dependents, spouses, retirees, and COBRA beneficiaries.

Employers with self-insured plans are subject to the fees and must report and pay on Form 720. In addition to self-insured medical plans, health FSA and HRA arrangements that fail to qualify as “excepted benefits” would also be subject to the fee. Employers that sponsor a self-insured HRA along with a fully insured medical plan must pay fees based on the number of employees participating in the HRA, this count would not include dependents.  Fully insured medical plans already have the fees built into the rates. PCORI fees apply for policy and plan years ending in 2019 are due on July 31st 2020. The current fee is $2.45 per individual for policy and plan years ending after 10/1/19. The fee is subject to change once the IRS releases new information.

Contact your Cornerstone representative with any questions.

https://www.crnstone.com/wp-content/uploads/2020/04/PCORI-Fees.jpg 480 640 Liz McGuire /wp-content/uploads/2019/11/Cornerstone_Logo.png Liz McGuire2020-04-24 13:13:502020-04-24 13:14:31PCORI Fee Has Been Extended 10 Years

How to Determine Medicare Creditable Coverage

April 1, 2020/in Compliance, Employee Benefits, Whitepapers /by Jennifer Agnello

What is Medicare creditable coverage and why does it affect me as an employer?

As part of the Medicare Modernization Act of 2003, the Medicare Part D prescription drug program was created. The law requires that each employer offering prescription drug benefits as part of their employee benefit plan must notify any Medicare-eligible participant and the federal government if the coverage offered is at least as good as the standard Medicare prescription drug plan. If the benefit the employer offers is at least that valuable, the plan is deemed “creditable.”

Notification to these participants is critical as that same law created a “late enrollment penalty” for those who did not have creditable coverage for 63 days or longer prior to their initial enrollment period for their Medicare prescription drug benefit. This will help those affected determine whether or not to stay on the employer plan or enroll in a Medicare Part D drug plan.

So as an employer, what do I need to do?

Every employer who offers a plan covering prescription drugs must file their status (creditable or non-creditable) to the Centers for Medicare and Medicaid Services (CMS) each year no later than 60 days after the start of their plan year. For example, the majority of health plans renew on January 1 of each year, which means they will need to file by March 1. To notify CMS of the plan’s status, the plan sponsor/employer needs to complete this form by entering their contact information and the federal tax identification number and completing the certification. The process is quite simple.

Employers are also responsible for notifying each plan option’s credibility status (note: many plans have more than one health plan option) to all active employees, plan participants, and any covered retirees that may be Medicare eligible.

Keep in mind, Medicare does not always apply to those 65 years or older. There are other extenuating circumstances why someone may be eligible for Medicare and since you may not be aware of any that qualify for other reasons, it is best to send the announcement to all covered persons. This notice must be delivered prior to October 15 each year, so that any person who wishes to enroll for Medicare may do so during that calendar year’s Medicare open enrollment period. Many employers tend to include the creditable status in their open enrollment packets or to new hires as they come on board. The point is, make sure all participants receive the information no later than October 15.

How will I know if our plan is creditable or non-creditable?

If your group plan is fully insured, the insurance carrier will be able to verify if the drug benefit is or is not creditable. Since every carrier is different in the handling of these notices, your agent should assist you as plan status may change each year even if there have been no changes to benefits.

Employers may also check plans status by using guidance from CMS or an independent actuary can be hired to value the benefits appropriately.

What if my plan is not deemed creditable? Are there penalties?

There is no requirement that employers offer creditable coverage and no penalty exists today if they do not. You are only required to a) notify the government annually and b) notify all active employee plan participants and covered retirees that could be Medicare eligible. We recommend that new hires (as they come onboard) are also made aware of the current plan’s Medicare creditable status. Medicare-eligible beneficiaries will be able to decide if they would like to enroll in a higher value Medicare Part D plan if the employer plan is indeed determined non-creditable.

How can I get assistance throughout this process to make sure I stay compliant?

This may be a complex and intimidating task for employers who are busy running their businesses. Our licensed advisors are equipped with the knowledge and resources you need to keep your employers informed and keep their business compliant. If you have questions about creditable coverage or questions about any other compliance issues, please contact your Cornerstone representative today.

https://www.crnstone.com/wp-content/uploads/2020/04/Determine-Medicare-Creditable-Coverage.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2020-04-01 13:01:162020-04-01 13:01:17How to Determine Medicare Creditable Coverage

IMPORTANT: Legislative Guidance Regarding COVID-19

March 20, 2020/in Compliance, Legislation /by Cornerstone

As news is released regarding COVID-19, Cornerstone will compile all legislative information into one place as we receive it.

See below for the releases that we have received from our legislative sources.

Employer Resources

  • COBRA Timeframe Extensions During COVID-19 (Received May 5, 2020)
  • U.S. Chamber Small Business Initiative Grants (groups between 3 and 20 individuals) (Received April 21, 2020)
  • VonLehman COVID-19 Resource Center (Received April 17, 2020)
  • Disaster Loan Assistance Notice from SBA (Received April 16, 2020)
  • U.S. Small Business Administration Paycheck Protection Program (Received April 16, 2020)
  • The Small Business Owners Guide to the CARES Act (Received April 16, 2020)
  • U.S. Chamber of Commerce Coronavirus Paid Leave Programs: Employer Guide (Received April 7, 2020)
  • FAQ: Employee Retention Credit Under the Cares Act (Received April 7, 2020)
  • Treasury and IRS Release FAQs to Help Small and Midsize Businesses Navigate Paid Sick and Family Leave Tax Credits (April 7, 2020)
  • Overview of Business Loans in CARES Act (Received April 3, 2020)
  • Employee Rights: Paid Sick Leave and Expanded Family and Medical Leave Under the Familes First Coronavirus Response Act (Received March 26, 2020)
    • To obtain notices free of charge, contact the Department’s Wage and Hour Division at 1-866-4-USWAGE (1-866-487-9243). Alternatively, you may download and print the notice yourself from https://www.dol.gov/agencies/whd/posters.
  • SBA Economic Injury Disaster Loan Program (Received March 24, 2020)

Individual Resources

  • Report Income Change on Healthcare.gov (Received March 25, 2020)
  • Information on Reporting an Income Change (Received March 25, 2020)

National Legislation

NAHU

  • The Small Business Owners Guide to the CARES Act (Received April 7, 2020)
  • The Coronavirus Aid, Relief, and Economic Security (CARES) Act Passed into Law (Received March 27, 2020)

Federal

  • President Trump’s Proposed Guidelines for Relaxing Social Distancing Guidance (Received April 17, 2020)
  • U.S. Chamber of Commerce: Save Small Business (Received April 17, 2020)
  • Coronavirus: Get My Payment (Received April 16, 2020)
  • Paycheck Protection Program FAQ (Received April 8, 2020)
  • Map Tracking the Spread of the Coronavirus in the US (Received April 7, 2020)
  • State Action on Coronavirus (Received April 7, 2020)
  • Economic Impact Payments: What You Need to Know (Received April 7, 2020)
  • Cares Act Committee Resources (Received April 7, 2020)
  • IRS Guidelines for HDHPs and COVID-19 (Received April 3, 2020)
  • IRS COVID-19-Related Tax Credits for Required Paid Leave Provided by Small and Midsize Business FAQs (Received April 2, 2020)
  • DOL Updated Guidance for Provisions Related to Paid Sick and Family Leave in the Families First Coronavirus Response Act (Received April 2, 2020)
  • Paycheck Protection Program Application Form (Received April 1, 2020)
  • Paycheck Protection Program (PPP) Information Sheet: Borrowers (Received April 1, 2020)
  • Johns Hopkins Interactive COVID-19 Map (Received March 31, 2020)
  • Coronavirus Rumor Control (Received March 31, 2020)
  • Coronavirus Stimulus Payments: What You Need to Know (Created March 27, 2020)
  • Extension of Tax Return Filing Due Date and HSA Contributions (Received March 26, 2020)
  • 2019 HSA Contribution Deadline Extension (Received March 26, 2020)
  • Q&A: Families First Coronavirus Response Act (Received March 25, 2020)
  • Fact Sheet for Employers (Received March 25, 2020)
  • Fact Sheet for Employees (Received March 25, 2020)

State Legislation

Ohio

  • Click here for a list of the COVID-19 testing sites (Received June 15, 2020)
  • Ohio Bureau of Workers’ Compensation: BWC Has Saved Employers Approximately $10 Billion in Workers’ Comp Costs (Received April 10, 2020)
  • Ohio Bureau of Workers’ Compensation: COVID-19 FAQs
  • License Renewal and Continuing Education Relief During COVID-19 Emergency (Received April 1, 2020)
  • Personal Protective Equipment Needed; New COVID-19 Data Dashboard Unveiled (Received March 27, 2020)
  • Ohio Resources for Economic Support (Received March 25, 2020)
  • Bureau of Workers Compensation COVID-19 Update (Received March 24, 2020)
  • Ohio Bureau of Works’ Compensation Premiums (Received March 23, 2020)
  • Ohio Department of Job and Family Services Link Regarding Coronavirus and Unemployment Benefits (Received March 23, 2020)
  • Ohio’s Coronavirus Website (Received March 23, 2020)
  • Ohio’s Stay-at-Home Order (Received March 23, 2020)
  • Ohio Chambers of Commerce:
    • Cincinnati Regional Chamber Business Assistance Information (Received April 7, 2020)
    • Ohio Chamber Health Benefit Program Coronavirus Update: Extension of Special Enrollment Period (Received April 3, 2020)
    • Cincinnati USA Regional Chamber COVID-19 Resource Page (Received March 26, 2020)
    • Latest Order Closes All But Essential Businesses (Received March 23, 2020)
    • Ohio Approved for Small Business Loans from the Federal Government (Received March 23, 2020)
    • President Signs Coronavirus Response Bill into Law (Received March 23, 2020)
    • New Business Resource for the Coronavirus Pandemic (Received March 23, 2020)
    • Ohio’s Utilities Provide Relief for Ratepayers During COVID-19 Pandemic (Received March 23, 2020)
    • DeWine Administration to Make Changes to Unemployment Compensation System as Part of Coronavirus Response (Received March 23, 2020)
  • Bulletin 2020-05: COVID-19 Testing and Treatment Out-of-Network Coverage (Received March 20, 2020)
  • Bulletin 2020-04: Temporary Suspension of Pharmacy Audits During Declared State of Emergency (Received March 20, 2020)
  • Bulletin 2020-03: Health Insurance Coverage Flexibility for Ohio Employees (Received March 20, 2020)

Kentucky

  • Click here for a list of the COVID-19 testing sites (Received June 15, 2020)
  • Northern Kentucky Chamber of Commerce Resources Guide (Received April 13, 2020)
  • House Bill 150, the Coronavirus Relief Legislation (Received March 30, 2020)
  • Kentucky Executive Order (Received March 27, 2020)
  • Kentucky Response to COVID-19 (Received March 26, 2020)
  • Kentucky’s Coronavirus Website (Received March 23, 2020)

Indiana

  • Indiana Coronavirus Resource Guide (Received March 30, 2020)
  • Indiana’s Stay-At-Home Order (Received March 23, 2020)
  • Indiana’s Coronavirus Website (Received March 23, 2020)

Michigan

  • Michigan’s Coronavirus Website (Received March 23, 2020)
https://www.crnstone.com/wp-content/uploads/2020/03/COVID-19-Legislative-Updates.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2020-03-20 19:54:562020-06-15 15:39:30IMPORTANT: Legislative Guidance Regarding COVID-19
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