IMPORTANT: FormFire Annual Rate and Census Reconciliation Form Due March 31

Today, many of you received the important notice of the census reconciliation process required for all SOCA BP clients. This reconciliation must be completed by March 31, 2019. It has come to our attention that there was a programming error with regard to the census reconciliation process where you are unable to submit the month and year properly.

Please take note of the following information, which contains the fix to the programming issue in line 8 of the census:

  • To fix the error, right-click on the blue cells in line 8.
  • Right-click and select “Format Cells”.
  • Select “General”.
  • Click “OK”.

You must do this for both the “Month” cell and “Year” cell.

Click here to view the release from FormFire regarding the census reconciliation.

CMS Extends Transitional Relief Until January 1, 2021

The Centers for Medicare & Medicaid Services (CMS) recently released a bulletin extending non-enforcement policies against certain non-ACA-compliant non-grandfathered health insurance coverage in the small group and individual markets.

The extended transitional policy in this bulletin applies for policy years beginning on or before October 1, 2020, provided that all such coverage comes into compliance with the specified requirements by January 1, 2021.

Click here to read the full release from CMS.

Questions? Contact your Cornerstone representative for additional information.

Updated Analysis Shows More Competitive ACA Marketplaces in 2019

A 2017 analysis done by the Urban Institute and the Robert Wood Johnson Foundation found “strong inverse associations between the number of marketplace health insurers and premium levels and premium growth; rating regions with few insurers had higher premiums and higher premium growth.” The analysis has since been updated with 2018 and 2019 data, which concluded that more than 20 percent of the U.S. population now lives in an area with five or more marketplace insurers, though there are many regional variations.

For example, more than 40 percent of the population in the Northeast lives in areas with five or more marketplace insurers, while in the South, only 4 percent of residents live in areas with five or more insurers though a majority (nearly 53 percent) live in areas with between one and two insurers. In addition, the analysis found that marketplace premiums in the rating regions with fewer insurers tend to be substantially higher.

Click here to read the full analysis.

Click here to view a summary from the Robert Wood Johnson Foundation.

RSVP Today: 3 Large Group CEs in Northwest Ohio

If you work with employer groups of 50 or more, self-funded solutions are a great way to keep benefit costs down and add value to your groups. Join Cornerstone for lunch and 3 self-funded CEs the afternoon of April 2. Each presenter will also provide a brief product update.

Location: Oak Openings Lodge | 5440 Wilkins Road | Whitehouse (Toledo), OH 43571

Please RSVP to Sharon Hogan by March 22, 2019

Are You Using Anthem’s New Producer Toolbox?

If you are using the old version of Anthem’s Producer Toolbox, now is the time to switch to the re-imagined new design of the site because the old version will be going away at the end of March.

Click here to get started with the new design. Log into the Producer Toolbox like you normally do and choose the new broker website experience.

Producer Toolbox Quick Tour Video

Contact your Cornerstone representative with any questions.

Ameritas Now Offering PrimeStar Advantage Plus in Ohio

Ameritas DentalAmeritas recently announced that PrimeStar Advantage Plus plans will now be offered in Ohio. This plan does not have a deductible for preventive services and offers two-year graded benefits. With the PrimeStar Advantage Plus plan, there are no waiting periods or enrollment fees, and your clients can save more with the Ameritas dental network.

Click here to learn more about the PrimeStar Advantage Plus plan.

Click here to learn more about the PrimeStar Advantage Plus plan.

Contact Geoff Beglen for more information or to be appointed.

SAVE THE DATE: CEs Available in Toledo (April 2)

Working with groups of 50 or more? This is a CE day you won’t want to miss on April 2 at the Oak Openings Lodge. We’re putting together a program of three to four CEs for Cornerstone agents to learn more about self-funding and large-group requirements. The program will begin in the late morning and end at 4:30 pm.

Look for more details soon!

UPDATE: AFA Requirements for Applications

To improve underwriting results and competitiveness, AFA is requiring medical applications on groups with less than 25 enrollees beginning May 1 claiming this can potentially save another 10 percent on quotes.

See the notice from Aetna here for more information.

Contact your Cornerstone representative with any questions.

Have You Registered For Cornerstone’s 2019 Webinars?

Your favorite Cornerstone webinars are back in 2019, with the addition of the brand-new Group Corner.

But that’s not all that’s new this year…

We are also filling our webinar schedule with special guest presentations from Dennis Heywood, Hal Becker, and other industry experts!

Find the full schedule of 2019 webinars on the event calendar on the Cornerstone website.

Click here to find out more about the 2019 webinars.

Click here to view the full calendar.

Earn A Bonus When You Sell Vision With The Dental Care Plus Group

The Dental Care Plus Group’s new bonus program rewards you for your vision sales. Sell a fully insured vision plan to your clients with 25 or more members and receive a gift card based on the size of the new group sold (from $25 to $500).

Group Size (members)

Incentive

25–49

$25 Gift Card

50–99

$50 Gift Card

100–249

$100 Gift Card

250–499

$200 Gift Card

500–749

$300 Gift Card

750+

$500 Gift Card

Click here to learn more.

Contact your Cornerstone representative with any questions.