Anthem KY ChamberAdvantage MEWA June 1, 2022 Renewal

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Anthem has announced that the June 1, 2022, KY ChamberAdvantage MEWA renewals do include some renewal alternatives that are incorrect and not available to be sold for 2022. Any alternatives that have a contract code beginning with the number “5” are not available plan options in 2022.

If a group chooses to make a plan change at renewal, they will need to choose a plan that has a contract code beginning with the number “6”.

The renewal packets which are being mailed to MEWA groups directly will include the correct plan options.

Click here to review the current 2022 Anthem KY ChamberAdvantage MEWA plan grid.

If you need to see an available renewal option that is not already included in your renewal packet, please contract your Cornerstone broker advisor.  

CORRECTION: Anthem Kentucky Chamber Advantage Product Dues Update

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Currently, the Kentucky Chamber directly bills each participating Chamber Advantage group for their product dues on an annual basis.

Effective June 1, 2022, the collection method of product dues will be changing for some Chamber Advantage groups.

Groups written with effective dates of January 1, 2022, through May 1, 2022, will follow the existing annual payment process until their June 1, 2023, renewal date.

Effective June 1, 2022, Anthem will begin billing/collecting the product dues monthly on behalf of the Kentucky Chamber, for the following groups:

  • Groups with a 6/1/22 renewal date
  • New business written with an effective date of 6/1/22 and after

The product dues ($4 PEPM) will be billed monthly along with the premium equivalent, and collected with a single electronic fund transfer (EFT).

Click here to review the new product dues acknowledgement outlining the change.

Please direct any questions you may have to your Cornerstone Broker Advisor.

 

Ohio Chamber MEWA Adds Multiple Common Renewal Dates

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UnitedHealthcare recently announced that the Ohio MEWA, through the Ohio Chamber of Commerce, now has three common renewal dates: January (1/1), May (5/1), and September (9/1). Since the roll out of the Ohio MEWA, UnitedHealthcare only had one common renewal date of January. This announcement comes as a response from feedback they have received that their brokers would prefer not to have all MEWA groups renew on January 1. Effective immediately for new business:

  • May 1 Common Renewal Date: for 5/1, 6/1, 7/1 and 8/1 effective dates
  • September 1 Common Renewal Date: for 9/1, 10/1, 11/1 and 12/1 effective dates
  • January 1 Common Renewal Date: for 1/1, 2/1, 3/1 and 4/1 effective dates

If you already have a May 1 effective date MEWA new business quote, this change will apply to those quotes. There is no change in the rates that you already have, and those groups would now renew on 5/1/23.

If you’re working with your Cornerstone Broker Advisor on any existing UnitedHealthcare groups to migrate it to the MEWA, this change will not apply to those groups yet, so please reach out to your Cornerstone Broker Advisor with any questions on specific migrating groups.

UnitedHealthcare Extends Member Level Census Underwriting

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UnitedHealthcare has extended its member level census underwriting (GRa) through May 1, 2022. Underwriting is for groups with at least 10 enrolling employees who have current coverage (virgin groups excluded). FormFire and paper applications are also accepted.

Click here to access the Quote Request Form.

Additionally, UnitedHealthcare released the following updates regarding the Ohio Chamber MEWA and Level Funded:

Ohio Chamber MEWA Enhancements

  • Participation is now 75 percent of net eligible employees (excludes valid waivers)
  • $30 PEPM on all groups
  • Simplified MEWA portfolio of 10 pPlans
  • Robust MEWA value adds, including Motion, Real Appeal, Rally, EAP, Quit for Life, Apple Fitness+, Peloton Membership, and Virtual Visits.  
  • Note:  The Ohio Chamber MEWA is most competitive with groups on the low end of the risk spectrum. UnitedHealthcare recommends utilizing GRa to shop those groups that otherwise wouldn’t be going to market.

UnitedHealthcare Level Funded Enhancements

  • All the benefits of self-funding without the risk:  50/50 surplus split and robust monthly group level reporting
  • New and improved member experience:  Members now have access to myuhc.com and the UnitedHealthcare App
  • Robust wellness on every plan:  Motion, Real Appeal, HealthiestYou
  • Commission can be set to any amount
  • Larger plan portfolio: Variety of plan designs to fit your groups needs

1094/1095 Updates for Anthem SOCA MEWA and Chamber Advantage MEWA Clients

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Over the past few weeks, Cornerstone has included information regarding the 1094/1095 reporting requirements and carrier guidelines in the Monday Minute.

We were recently notified by Anthem about updates to the original set of 1094-B/1095-B forms loaded for both SOCA MEWA and Chamber Advantage MEWA plans. Updated forms were loaded onto the Anthem Employer Portal on February 9, 2022.

Any group that pulled and distributed these forms prior to February 9, will need to pull and re-distribute the corrected form to their employees.

Anthem will be mailing the 1094-B/1095-B forms to any groups that cancelled their SOCA MEWA benefit plan in 2021.

For groups who canceled their Anthem Chamber Advantage plan in 2021, please reach out to your Cornerstone Broker Advisor. We will work with the Anthem Account Manager to obtain those forms for your clients.

Below you will find an FAQ for both Anthem SOCA MEWA and Chamber Advantage MEWA addressing the 1094-B/1095-B filing requirements:

As a reminder, all Anthem SOCA MEWA groups are required to complete the Annual Rate and Census Reconciliation (ARC) report.  This information is needed in order for the SOCA Benefit Plan to complete the plan’s IRS 5500 filing.

MEWA.io will be emailing this request to your SOCA MEWA clients directly.

The collection period for this information will run from February 1, 2022 until March 11, 2022.

If you have questions on completing the Annual Rate and Census Reconciliation report please join us on February 17 for the Group Corner webinar to address these questions. If you did not receive the invite, please contact your Cornerstone Broker Advisor.

If you have any questions, please do not hesitate to contact your Cornerstone Broker Advisor.

2022 Medical Mutual COSE MEWA Benefit Changes and Marketing Materials Available

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Medical Mutual’s COSE MEWA product portfolio is updated with plan changes for 2022. All 2022 COSE MEWA plan designs are targeted to be available for quoting in early February for an effective date of May 1, 2022. Plan details are laid out below.

Groups will be informed of these benefit changes in their renewal notification. All updated plan grids, along with the updated Employer Application, summaries of benefits and coverage (SBCs) and benefit highlight sheets, are available to view and download on cosemewa.com.

COSE MEWA Benefit Changes

The COSE MEWA benefit designs have been updated for the preferred provider organization (PPO), health savings account (HSA), health reimbursement arrangement (HRA) and COSE MEWA SuperMed Share plan options. There are no changes for the 2022 benefit designs for MedFlex or CLE-Care.

Significant updates include:

PPO

  • Three new plan options added
    • 2530-3000 w/Rx and 2530-4000 w/Rx – These new plans include:
      • Reduced copay amounts with annual per member visit allowances. All copay visits in excess of the allowed will be subject to deductible and coinsurance.
      • A pairing with a reduced out-of-pocket Rx coverage that highlights a $0 generic drug copay to reduce costs and a 30% coinsurance.
    • 8700 MMRx – A new max liability option. Please note, this cannot be offered as a dual option with another plan.
  • Our specialty drug copay has been modified to $275

HSA

  • One new plan option added
    • HSA 30-3000 w/PD Copays and PD Rx – This new plan includes:
      • Post-deductible drug copays with reduced out-of-pocket Rx coverage that highlights a $0 generic drug copay.
      • Post-deductible office visit copays with no utilization caps on number of office visits.
      • 30% coinsurance.
  • On HSA plans with a PD Rx, our specialty drug copay has been modified to $275.

HRA

  • Three plan options were removed for new business (current enrolled groups will remain)
    • HRA 30-1000 w/Rx
    • HRA 3000 w/PD Rx
    • HRA 5000 w/PD Rx
  • Our specialty drug copay has been modified to $275.

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  • Our specialty drug copay has been modified to $275

Contact your Cornerstone representative with any questions.

UnitedHealthcare Keeps it Simple with Their Quoting Process and Plan Designs

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UnitedHealthcare is extending their member level census underwriting through March 1, 2022.

  • Member Level Census Underwriting for groups with at least 10 Enrolling Employees, that have current coverage (virgin groups excluded).
  • Our MEWA portfolio contains 10 total plans
    • 6 Premier PROformance Plans:  $15 PCP Copay ($0 for children), $25 Urgent Care Copay, free Virtual Visits.
    • 4 HSA Plans: 100% coinsurance and have copays for Office Visits, Urgent Care, Emergency Room and Rx, after the HSA deductible has been satisfied.

Click here to access the Ohio Chamber MEWA Plan Grid.

Click here to access the Member Level Census.

Contact your Cornerstone representative with any questions.

Anthem Indiana Offers Engagement Incentives for ACA and CHA MEWA Groups

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Anthem Indiana’s 2022 Engagement Package is available for ACA and CHA MEWA groups. Engagement Package 200 rewards employees up to$200 for taking part in a wide variety of condition management, preventive care, and wellness activities that offer employees options to best meet their goals.

Employees can follow their progress and rewards1 earned through Anthem.com or Sydney Health. Sydney Health serves as Anthem’s fully integrated digital platform, fostering the most personalized, optimal experience possible.

Click here to review the flyer

Visit Anthem’s Broker Hub for marketing materials on this package: www.anthembrokerhub.com

Anthem Indiana CHA MEWA Modified Underwriting Process

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From Anthem Indiana: If you have any prospects with 20 or more total members (including dependents), you can use the form below in lieu of questionnaires IF the group has current group medical coverage. They don’t need to sign anything on this form, just upload it in place of the questionnaire(s).

Click here to access the questionnaire.

Contact your Cornerstone representative with any questions.

Big Updates for the ChamberCare Health Alliance MEWA Plan

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Starting January 1, 2022, the ChamberCare Health Alliance MEWA plan will begin partnering with mewa.io and myCobraPlan to offer COBRA services for COBRA-eligible groups. The change will apply to existing MEWA groups and new sales and will be offered at no additional cost.

For the past three weeks, you should have received a weekly email from mewa.io. The communications included many details about the upcoming change. Each weekly email also contained links to the previous communications, in case you missed any. For your convenience, all three communications are below:

So you can be on the lookout for the remaining emails, below is the COBRA communication schedule.

  • 10/11/21: Broker Mailing 1: Introducing Mewa.io and myCobraPlan for COBRA
  • 10/18/21: Broker Mailing 2: Demo Videos
  • 10/25/21: Broker Mailing 3: FAQ
  • 11/1/21: Email to MEWA employers
  • 11/8/21: Broker Portal email – This will detail what actions brokers can take on behalf of employer groups in mewa.io
  • 1/3/22: Broker Mailing 4: Program is Live

Contact your Cornerstone representative with any questions.

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