Reserve Your Place Today: 2020 Small Group Carrier Updates via Webinar

Join us for these brief, informative sessions focused on small group to get up to speed on 2020 plans, what to expect with renewals, and more!

Not able to make a session?

No problem! We are recording sessions for our agents who aren’t able to attend. Please contact your Cornerstone representative for a link to the recording and materials.

*Sessions are for active Cornerstone Employee Benefit agents.


UnitedHealthcare Updates

September 16, 2019

9:00 am–10:30 am

UnitedHealthcare will review renewals and what to expect, changes to ACA plans, their enhancements to Ancillary products and package deals. The final hour will review All Savers (level-funding) and the NEW Ohio Chamber MEWA available for 10.1.2019 effective dates*.

*pending state approval of rates

Click here to register for UHC updates.

September 4 (In-person UHC Ohio Chamber MEWA meeting)

UHC is hosting a training on this date in Toledo. Click below for details and to register. You can choose to attend this in person session or join us via webinar on September 16.

Click here to register for UHC Chamber Plan training.


AFA and Humana Ancillary Updates

September 23, 2019

9:00 am–10:30 am

AFA, the Aetna Funding Advantage, is Aetna’s level-funded solution for groups of 2-99. Yes! AFA will now be available for groups of TWO or more. Join us for an overview of AFA, 2020 plan changes, what to expect with renewals, how their blocks are running, and a discussion on what the proposed merger between CVS and Aetna mean for the insurance business.

10:00 am–10:30 am

Humana will present updates on their ancillary products: Dental, Vision, and Life. Humana has taken the lead on their dental plans, unique in Ohio, with unlimited reimbursement of expenses beyond the annual limit as well as higher annual maxes.

Click here to register for AFA/Humana updates.


Anthem Updates

September 30

9:00 am–10:00 am

Anthem will present what to expect with renewals, updates on ACA, their grandmothered block and the Anthem SOCA MEWA. They will also have folks from their ancillary side discuss enhancements to those lines and package deals available.

Click here to register for Anthem updates.

REGISTER: UnitedHealthcare Announces New Option for Ohio Small Business

Brokers in Northwest Ohio are invited to attend a training on UHC’s new Chamber plan on September 4.

Wednesday, September 4

TIME: Registration 9:30 a.m.

Meeting start time 10 a.m.

LOCATION: Hilton Garden Inn

6165 Levis Commons Blvd. | Perrysburg, OH

Click here to register.

If you are unable to attend, Cornerstone will also have a webinar on September 16 for all UHC updates on 2020 (more information to follow soon).

REGISTER: “In Pursuit of Ethics” CE Course in NW Ohio

The Northwest Ohio Association of Health Underwriters (NWOAHU) is offering a three-credit hour CE on ethics, “In Pursuit of Ethics” on September 12 from 8:30 to 12:00 pm. Cost is $30 for BBB Accredited Businesses and NWOAHU members or $40 for non-members.

To register and pay, please contact Brenda at 419-578-6000 ×105.

Click here for more information: https://nwoahu.org/events/

IMPORTANT: FormFire Price Increase

Effective with September usage, the price per employee account is now $2.40. The monthly fee of $99.00 will remain the same for full agent access. The pricing for SOCA sub-agents, restricted to the Anthem SOCA Benefit Plan, will also increase to $2.40. This means that the new pricing will be reflected in your October billing statement for the September employee record counts.  Now is a great time to go in and clean up or delete employee accounts that are no longer active.  Below, you will find instructions on how to delete Groups and Individual Employees (DALs) from your account.

FormFire

FormFire has been a key platform as you know for the MEWA plans and for the collection of medical health questionnaires used by the majority of the small group and 51-99 medically underwritten products. With the continued MEWA development in OH, KY, and IN, FormFire will continue to be a primary player for Cornerstone brokers.

Cornerstone’s partnership with FormFire allows us to provide you with the technology you need to sell more and increase productivity at a substantial savings compared to the market and FormFire’s direct pricing.

Please contact your Broker Sales Representative with any questions.


To Clean up by Group:

If you have a group that you want to delete, and you want the employees deleted as well, all you have to do is delete the group and it will free up the DALs.

It’s actually better to do it that way because the employees stay assigned to the group, which makes it easier down the road if the group gets reinstated to FormFire.

You can delete the group by selecting the Orange ClipBoard next to the client to open the activity menu, then select Delete Client at the bottom of the category listing.

To Clean up by Employee (or individual DAL):
To remove an employee record (dormant, etc.) to avoid the $2.40 charge, follow the steps below:

Steps:

  1. Highlight group and select “View Employee List” from the left navigation pane
  2. Highlight employee that want to delete and select “Administer User” from the left navigation pane
  3. Of the two available options in the left navigation bar, choose Delete Employee”

NEW Medical Option Coming: UnitedHealthcare Introduces the Ohio Chamber MEWA Plan

UnitedHealthcare (UHC) has received approval for a new MEWA offering in Ohio this week in conjunction with the Ohio Chamber of Commerce. Rates have not been approved by the state so quotes are not yet available, but it is expected to be available starting with October 1 effective dates.

Cornerstone will be offering a webinar to learn more about the MEWA on September 16 along with other 2020 updates from UHC.

Click here to view the plan grid.

New FormFire Email Reminders

FormFire recently added two reminder email options for employer email communications: Account Creation Reminder and Application Reminder. All emails can now be sent directly to a group’s employees.

  • Account Creation Reminder: send to employees that have not yet created their account with FormFire.
  • Application Reminder: send to employees that have an account, but have not yet completed their Medical Questionnaire.

All emails are available in English and Spanish.

Click here to learn how to use the Employer Communication feature.

Register Today for Plan Year 2020 Training!

Marketplace agent and broker registration and training for plan year 2020 is now live!

This training must be completed before enrolling customers in Marketplace coverage for the 2020 Open Enrollment period. Training is offered by CMS on the Marketplace Learning Management System and through America’s Health Insurance Plans, Inc (AHIP).

Follow these steps to complete registration and training:

  1. Log in to the CMS Enterprise Portal
  2. Update your information on your Marketplace Learning Management System (MLMS) agent/broker profile
  3. Complete the Marketplace training requirement
  4. Read and accept the applicable Marketplace Agreement(s)
  5. Print your 2020 Registration Completion Certificate
  6. Confirm your registration by using the Registration Completion List

Throughout the registration process, you can use the Marketplace Registration Tracker to track your progress.

Contact your Cornerstone representative with any questions.

Click here to contact your individual experts.

UnitedHealthcare Offers “Free” Hospital Indemnity Protection

For January 1 groups with 100+ eligible employees, UnitedHealthcare offers free hospital indemnity benefits when a group purchases at least one UBundle qualified line of ancillary coverage. The group must provide at least one medical plan option with a deductible of $3,000 or higher and 30 covered employees. If qualified, all benefit eligible employees received the hospital indemnity benefit.

Hospital Indemnity covers $500 per confinement plus $100 per day.

Click below for additional details on the hospital indemnity plans and the UBundle progam.

Hospital indemnity flyer

UBundle program flyer

Hospital indemnity employer brochure

Updates to Anthem ACA Compensation

Effective September 1, 2019, Anthem brokers will be required to submit all new small group ACA business using the new online quoting and enrollment tool in the Producer Toolbox. Anthem will no longer accept paper submissions after that date.

In addition, Anthem will increase commission rates at this time for most new ACA small group business, as well as existing business upon group renewal.

Contact your Cornerstone representative for details regarding the updated SG ACA compensation schedule.

Don’t Miss Out on the Cornerstone/Anthem 2020 Broker Roadshow!

Don’t miss out on the Cornerstone/Anthem 2020 Broker Roadshow!

Join Cornerstone and Anthem to review updates in individual, small group, and key accounts in Dayton.

DATE: September 20, 2019

TIME: 9:00 am–11:00 am

LOCATION: Yankee Trace

10000 Yankee St. | Centerville, OH | 45458

Click here to RSVP.