Aetna Funding Advantage New Broker Bonus

Aetna Funding Advantage’s new broker bonus rewards brokers who sell groups using Individual Medical Questionnaires (IMQs) from May 1, 2019, to September 1, 2019.

< 10 subscribers 10 + subscribers
$50 bonus per sold sub $25 bonus per sold sub underwritten without IMQs
or
$100 bonus per sold sub underwritten with IMQs
+
$25 admin fee credit for your client per sold sub underwritten with IMQs

Click here to learn more.

*Please note this bonus program does not apply in FL, GA, NJ, MI or MA.
**2 to 50 in PA/TX, 2 to 100 in N. IL, 5 to 100 in CO/CT/KY/LA/OH, 10 to 50 in NV and 26 to 50 in NC.

Updated Analysis Shows More Competitive ACA Marketplaces in 2019

A 2017 analysis done by the Urban Institute and the Robert Wood Johnson Foundation found “strong inverse associations between the number of marketplace health insurers and premium levels and premium growth; rating regions with few insurers had higher premiums and higher premium growth.” The analysis has since been updated with 2018 and 2019 data, which concluded that more than 20 percent of the U.S. population now lives in an area with five or more marketplace insurers, though there are many regional variations.

For example, more than 40 percent of the population in the Northeast lives in areas with five or more marketplace insurers, while in the South, only 4 percent of residents live in areas with five or more insurers though a majority (nearly 53 percent) live in areas with between one and two insurers. In addition, the analysis found that marketplace premiums in the rating regions with fewer insurers tend to be substantially higher.

Click here to read the full analysis.

Click here to view a summary from the Robert Wood Johnson Foundation.

AFA Now Available for 51–100 Groups in Kentucky

Aetna Funding Advantage is now available for 51 to 100 groups in Kentucky. Review the fact sheet to sell, quote, and enroll with additional bonus dollars available!

Click here to access the fact sheet.

Click here to view the quoting process.

Click here to learn more about the Aetna Funding Advantage bonus program.

Important All Savers Updates from UHC

GRX

Effective for July 1 new business, the OH Health Plan has made the decision to REQUIRE individual health applications for All Savers ASO, groups with 20 to 50 lives. The 15-question application will be required for underwritten rates.

DocuSign

Effective March 22, All Savers will launch DocuSign in the following states: AL, AZ, DE, GA, IA, IL, IN, KS, LA, MA, MI, MO, MS, NE, OH, PA, SC, TN, TX, WA, WI, and WY. Kentucky is NOT a DocuSign state at this time.

Brokers and/or group administrators will be able to complete the All Savers group submission documents electronically as of March 22, 2019. DocuSign is an eSignature solution and is one of the leading eSignature brands in the market providing brokers and employers a faster way to complete required paperwork. DocuSign will not only shorten the application process, but it will also minimize errors by automating the application process.

New Web Address

Myallsaversconnect.com should be used by members and group administrators. Communications were sent to members and groups.  The broker web address did not change.

Click here to view the member website overview. 

Click here to view the ER website overview.

All Savers Playbook

The Playbook has a lot of information for brokers about getting appointed, quoting on line, SIC Code listing, eligibility, sold case process, contacts for post-sale, and a sample ID card.

Click here to view the Playbook.

Mayo Clinic

In network effective January 1, 2019.

Two Important Updates from Anthem

SOCA MEWA Renewal Process Guide

Take a moment to look through this step-by-step guide for processing your 5/1 SOCA BP renewals within the FormFire system.

If you have any questions, please contact your Cornerstone Broker Advisor.

Click here to access the guide.

Group and Individual Clients Moving to IngenioRx Effective 7/1

Anthem small group grandmothered and small group SOCA BP/MEWA clients*, along with grandfathered and grandmothered individual clients will move to Ingenio Rx, Anthem’s new pharmacy benefits manager, on July 1, 2019. An email will go out to those clients on March 18 to inform them of the transition.

You can access the IngenioRx website at www.ingenio-rx.com.

Reach out to your Cornerstone representative with any questions.

*This will also include and GF or GM IND clients your agency may have if applicable.

IngenioRx Client Guide and FAQs

IngenioRx Sample Member Letter

RSVP Today: 3 Large Group CEs in Northwest Ohio

If you work with employer groups of 50 or more, self-funded solutions are a great way to keep benefit costs down and add value to your groups. Join Cornerstone for lunch and 3 self-funded CEs the afternoon of April 2. Each presenter will also provide a brief product update.

Location: Oak Openings Lodge | 5440 Wilkins Road | Whitehouse (Toledo), OH 43571

Please RSVP to Sharon Hogan by March 22, 2019

Are You Using Anthem’s New Producer Toolbox?

If you are using the old version of Anthem’s Producer Toolbox, now is the time to switch to the re-imagined new design of the site because the old version will be going away at the end of March.

Click here to get started with the new design. Log into the Producer Toolbox like you normally do and choose the new broker website experience.

Producer Toolbox Quick Tour Video

Contact your Cornerstone representative with any questions.

Ameritas Now Offering PrimeStar Advantage Plus in Ohio

Ameritas DentalAmeritas recently announced that PrimeStar Advantage Plus plans will now be offered in Ohio. This plan does not have a deductible for preventive services and offers two-year graded benefits. With the PrimeStar Advantage Plus plan, there are no waiting periods or enrollment fees, and your clients can save more with the Ameritas dental network.

Click here to learn more about the PrimeStar Advantage Plus plan.

Click here to learn more about the PrimeStar Advantage Plus plan.

Contact Geoff Beglen for more information or to be appointed.

SAVE THE DATE: CEs Available in Toledo (April 2)

Working with groups of 50 or more? This is a CE day you won’t want to miss on April 2 at the Oak Openings Lodge. We’re putting together a program of three to four CEs for Cornerstone agents to learn more about self-funding and large-group requirements. The program will begin in the late morning and end at 4:30 pm.

Look for more details soon!

UPDATE: AFA Requirements for Applications

To improve underwriting results and competitiveness, AFA is requiring medical applications on groups with less than 25 enrollees beginning May 1 claiming this can potentially save another 10 percent on quotes.

See the notice from Aetna here for more information.

Contact your Cornerstone representative with any questions.