Updates to Aenta Funding Advantage Broker Bonus Program

Aetna has extended its new business bonus for brokers selling the Aetna Funding Advantage product through April 1, 2019, effective dates.

Click here to learn more!

Molina Will Pay SEP Commissions At The Same Rate As OEP

Cornerstone is excited to announce that Molina will be paying commissions for any ACA business written outside of Open Enrollment.

See the recent announcement from Molina here.

See the Molina product map here.

See Molina plan information here.

For further questions or to get contracted, contact Geoff Beglen.

Do You Have Securian Dental Clients?

As you may know, Securian is shutting down its dental insurance and not offering renewals to customers. Cornerstone proactively negotiated an arrangement with Principal to match Securian rates and plans with some great value added benefits. This arrangement has been extended to 2/1/2019 effective dates. This is open to any broker who works with Cornerstone and doesn’t impact your commissions!

Please contact your Cornerstone representative for more details.

Anthem Simplifies Processes to Improve Member Experiences

Anthem AllClear Identity Protection Services Will Expire 12/31

Starting December 21, 2018, Anthem’s AllClear will send email notices to members who were enrolled in AllClear Credit and Identity Theft Monitoring services in 2018. Those members and their dependents who have an active, eligible Anthem medical health plan as of January 1, 2019 can continue with the service at no charge.

Anthem Simplifies the Client Benefit Approval Process 

The approval email that you will receive from Anthem will now be written directly to your groups, so you can easily forward it on to them as is.

Download Anthem’s 2019 Calendar

Anthem put together a 2019 calendar that contains information about their specialty products (dental, vision, life, disability, and voluntary supplemental health plans).

Downloadand print the free 2019 calendar for your use, or feel free to share with clients.

Anthem Releases New Health Guides

Starting January 1, 2019, all members in Anthem’s Small Group Affordable Care Act (ACA) health plans will be connected directly to a Health Guide when they call the Member Services number on the back of their ID card. The Health Guides use smart engagement technology and concierge-quality service to help members receive the best personalized experience.

Anthem Launches New Welcome Experience for Small Groups

Anthem is launching a new welcome experience for new small groups sold off the exchange. Using feedback from research, Anthem updated the welcome kit’s content with more customized information about the group’s plan and how to get the most from it. There’s an overview of the medical, pharmacy and any ancillary plans (dental, vision, life, disability), plus important features exclusive to Anthem plans, like Care & Cost Finder, Find a Doctor, Anthem Anywhere and LiveHealth Online.

Important News Regarding Ambetter SEP Commissions!

We just received word that Ambetter will continue to pay commissions year round for ACA business during SEP.

Contact Individual expert Geoff Beglen with any questions.

Open Enrollment for Medicare Advantage is Near! Read Through Humana’s Guidelines

Humana’s Resources to Understanding the Open Enrollment Period

Now that AEP is over with, you have a few weeks to gear up for Open Enrollment Period beginning January 1, 2019 through March 31, 2019! This is a one-time chance for your MA clients to change plans and it comes with some new regulations of which you should be aware.

Click here to view Humana’s OEP guide and guardrails that will help you navigate through OEP.

If you have any follow up questions in regards to OEP reach out to your Cornerstone Senior Marketing representative!

SilverScript Completes Acquisition of Aetna

Silverscript is excited to share that CVS Health, the largest pharmacy health care provider in the U.S., has completed its acquisition of Aetna, one of the nation’s leading diversified health care benefits companies.

The combination of CVS Health and Aetna is a transformative moment for Silverscript and the industry. With the combined capabilities of two leading organizations, Silverscript’s goal is to help transform the consumer health experience through a new innovative health care model that is easier to use, less expensive, and puts consumers at the center of their care. In doing so, Silverscript will deliver on their purpose of helping people on their path to better health.

As they bring the two companies together, your clients will continue to work with Silverscript as they do today, and receive the same great products, support and service.

Please read the Silverscript & Aetna Acquisition FAQ document here for more information.

 

For more senior marketing news, visit the Cornerstone Senior Marketing website!

National General’s Short-Term Has Returned to Kentucky

National General’s short-term medical is now available in Kentucky, effective December 7.  These plans have coverage options for up to 12 months.

Reminder: National General short-term sales in Ohio are also available for quoting and enrollment.

Please contact Geoff Beglen with any questions or additional information about short-term sales carrier options in Ohio and Kentucky.

Geoff Beglen | 513-629-9358 | gbeglen@crnstone.com

All Savers Alternate Funding Monthly Welcome Webinars

UnitedHealthcare’s All Savers Alternate Funding New Business groups are invited to join a monthly Welcome Webinar that is designed to help groups understand and get the most out of their plan. The webinar will cover the information a group receives at the start of their policy.

Welcome Webinar Schedule
December 12, 2018
January 16, 2019

Helpful materials to have available during the meeting include:

  • Employer Guide including eligibility changes
  • Administrative Services Agreement
  • Excess Loss Policy
  • Taxes and Fees
  • Wellness Capability Overview which includes information on Rally, HealthiestYou and UnitedHealthcare Motion

It’s the Final Countdown! AEP is Coming to an End

The Annual Election Period is coming to an end on Friday December 7th. Below are some important reminders to ensure your clients are properly enrolled…

  • All applications must be submitted to the carriers by 11:59 PM on Friday December 7th.
  • Electronic submission is preferred!
  • When faxing applications to the carriers, you must submit one application at a time and keep your fax confirmation for each app. If an application becomes lost or is not received, you may need your back-up documentation to prove the initial submission date.