Aetna Funding Advantage New Broker Bonus

Aetna Funding Advantage’s new broker bonus rewards brokers who sell groups using Individual Medical Questionnaires (IMQs) from May 1, 2019, to September 1, 2019.

< 10 subscribers 10 + subscribers
$50 bonus per sold sub $25 bonus per sold sub underwritten without IMQs
or
$100 bonus per sold sub underwritten with IMQs
+
$25 admin fee credit for your client per sold sub underwritten with IMQs

Click here to learn more.

*Please note this bonus program does not apply in FL, GA, NJ, MI or MA.
**2 to 50 in PA/TX, 2 to 100 in N. IL, 5 to 100 in CO/CT/KY/LA/OH, 10 to 50 in NV and 26 to 50 in NC.

AFA Now Available for 51–100 Groups in Kentucky

Aetna Funding Advantage is now available for 51 to 100 groups in Kentucky. Review the fact sheet to sell, quote, and enroll with additional bonus dollars available!

Click here to access the fact sheet.

Click here to view the quoting process.

Click here to learn more about the Aetna Funding Advantage bonus program.

Important All Savers Updates from UHC

GRX

Effective for July 1 new business, the OH Health Plan has made the decision to REQUIRE individual health applications for All Savers ASO, groups with 20 to 50 lives. The 15-question application will be required for underwritten rates.

DocuSign

Effective March 22, All Savers will launch DocuSign in the following states: AL, AZ, DE, GA, IA, IL, IN, KS, LA, MA, MI, MO, MS, NE, OH, PA, SC, TN, TX, WA, WI, and WY. Kentucky is NOT a DocuSign state at this time.

Brokers and/or group administrators will be able to complete the All Savers group submission documents electronically as of March 22, 2019. DocuSign is an eSignature solution and is one of the leading eSignature brands in the market providing brokers and employers a faster way to complete required paperwork. DocuSign will not only shorten the application process, but it will also minimize errors by automating the application process.

New Web Address

Myallsaversconnect.com should be used by members and group administrators. Communications were sent to members and groups.  The broker web address did not change.

Click here to view the member website overview. 

Click here to view the ER website overview.

All Savers Playbook

The Playbook has a lot of information for brokers about getting appointed, quoting on line, SIC Code listing, eligibility, sold case process, contacts for post-sale, and a sample ID card.

Click here to view the Playbook.

Mayo Clinic

In network effective January 1, 2019.

Two Important Updates from Anthem

SOCA MEWA Renewal Process Guide

Take a moment to look through this step-by-step guide for processing your 5/1 SOCA BP renewals within the FormFire system.

If you have any questions, please contact your Cornerstone Broker Advisor.

Click here to access the guide.

Group and Individual Clients Moving to IngenioRx Effective 7/1

Anthem small group grandmothered and small group SOCA BP/MEWA clients*, along with grandfathered and grandmothered individual clients will move to Ingenio Rx, Anthem’s new pharmacy benefits manager, on July 1, 2019. An email will go out to those clients on March 18 to inform them of the transition.

You can access the IngenioRx website at www.ingenio-rx.com.

Reach out to your Cornerstone representative with any questions.

*This will also include and GF or GM IND clients your agency may have if applicable.

IngenioRx Client Guide and FAQs

IngenioRx Sample Member Letter

Are You Using Anthem’s New Producer Toolbox?

If you are using the old version of Anthem’s Producer Toolbox, now is the time to switch to the re-imagined new design of the site because the old version will be going away at the end of March.

Click here to get started with the new design. Log into the Producer Toolbox like you normally do and choose the new broker website experience.

Producer Toolbox Quick Tour Video

Contact your Cornerstone representative with any questions.

Ameritas Now Offering PrimeStar Advantage Plus in Ohio

Ameritas DentalAmeritas recently announced that PrimeStar Advantage Plus plans will now be offered in Ohio. This plan does not have a deductible for preventive services and offers two-year graded benefits. With the PrimeStar Advantage Plus plan, there are no waiting periods or enrollment fees, and your clients can save more with the Ameritas dental network.

Click here to learn more about the PrimeStar Advantage Plus plan.

Click here to learn more about the PrimeStar Advantage Plus plan.

Contact Geoff Beglen for more information or to be appointed.

UPDATE: AFA Requirements for Applications

To improve underwriting results and competitiveness, AFA is requiring medical applications on groups with less than 25 enrollees beginning May 1 claiming this can potentially save another 10 percent on quotes.

See the notice from Aetna here for more information.

Contact your Cornerstone representative with any questions.

Earn A Bonus When You Sell Vision With The Dental Care Plus Group

The Dental Care Plus Group’s new bonus program rewards you for your vision sales. Sell a fully insured vision plan to your clients with 25 or more members and receive a gift card based on the size of the new group sold (from $25 to $500).

Group Size (members)

Incentive

25–49

$25 Gift Card

50–99

$50 Gift Card

100–249

$100 Gift Card

250–499

$200 Gift Card

500–749

$300 Gift Card

750+

$500 Gift Card

Click here to learn more.

Contact your Cornerstone representative with any questions.

Take Advantage of IHC’s Broker Bonus Program!

Bonus will pay out $25 per Interim Coverage (STM) plan sold.

Note: The bonus does not kick in until you sell your fifth policy

Example:

  • 4 policies sold = no bonus
  • 5 policies sold = $125 bonus
  • 10 policies sold = $250 bonus

Additionally, once you have reached the 5 policy threshold, IHC will pay an extra $10 for each Telemedicine, Balance, or Rx Discount plan you sell.

Bonus Period

Starting with 03/01/2019 submission dates after 12:00 AM CST and goes through 3/31/2019 at 11:59 PM CST.

Eligible Products

  • Short-Term Medical (STM)
  • Interim Coverage underwritten by Independence American Insurance Company (IAIC)¹ – standard STM
  • Interim Coverage Plus underwritten by IAIC – STM with limited benefits for expenses related to pre-existing conditions
  • Interim Coverage Value underwritten by IAIC – STM coverage with lower premiums, achieved through carefully selected benefit limitations
  • Balance underwritten by Madison National Life Insurance Company– critical illness, accident medical expense, and accident disability income insurance bundled into one

    Telemedicine – telehealth benefits as well as patient advocacy, free hearing consultations and hearing aid discounts. Telemedicine is not an insurance plan

  • Rx Pay Card – prescription drug discount program that can be used at over 48,000 pharmacies

Eligible States

CO, GA, IN, KY, ME (Balance unavailable), MO, OH, VA, WI

Bonus Details

To receive the bonus, the broker must issue a minimum of five qualifying cases of STM in eligible states during bonus period. Once five qualifying STM cases are submitted, the broker will be eligible to earn $10 for every Balance, Telemedicine and Rx Pay Card case that is issued with a qualifying STM plan. Coverage must be inforce at least 90 days to be eligible for this promotion.

The policy can issue after 3/31/2019, as long as it was submitted by 3/31/2019 at 11:59 PM CST and still be eligible. The broker may sell all products in the same shopping cart.

Bonus Amount

$25 per issued STM case, once five are submitted. $10 per Balance, Telemedicine and Rx Pay Card case when issued with a qualifying STM plan.

Payout Timing

Eligible brokers will be paid a one-time bonus payment as soon as administratively possible following the end of bonus period.

Bonus Rules

  1. Monies earned (if any) through this promotion, will be treated as taxable income and will be reported as such to the Internal Revenue Service. All taxes are the sole responsibility of the payee.
  2. IHC Specialty Benefits, Inc. (IHC SB) reserves the right to change the terms of this promotion or terminate this promotion at any time and has sole discretion on promotion winner(s).
  3. Promotion begins at March 1 2019 and ends at 11:59 PM CST on March 31, 2019.
  4. Only eligible Short-Term Medical plans underwritten by Independence American Insurance Company (IAIC), or Standard Security Life Insurance Company of New York (SSL), Balance plans underwritten by Madison National Life Insurance Company, Inc (MN), Telemedicine plans and Rx Pay Card plans marketed by Designated Agent Company and administered by The Loomis Company (Loomis) are eligible for this promotion.
  5. Brokers must be contracted and in good standing with IHC Carrier Solutions Inc., and properly appointed and licensed with IAIC, SSL, and/or MNL (depending on state) in order to be eligible for this promotion.
  6. Brokers who have assigned commissions to their up line are not eligible for this promotion.

For Broker/Producer use only. Not for public solicitation or distribution.

¹ Short term medical plans in Virginia are underwritten by Standard Security Life Insurance Company of New York, a member of The IHC Group

Important Information about Anthem 1095-B Tax Forms

Each year, Anthem sends members of fully insured groups tax form 1095-B, which confirms minimum qualifying health care coverage for IRS purposes. For groups that moved to their new operating system, called WGS, during 2018, members will get two 1095-B tax forms:

  1. One for the period of time the group’s membership was on the past operating system, Facets, and
  2. One for the period of time the group’s membership is on the current operating system, WGS.

Contact your Cornerstone representative for more information.