2017 GeoBlue Standard Rate Increase for Specified Health Plans

GeoBlue released the following standard rate adjustments as reflected in their online quoting tool:

Xplorer plans (Premier, Essential, and Select):

  • Member rates have a flat 7% rate increase across all deductibles and age bands
  • Maternity rates have a 7% increase
  • Optional Rx upgrade is also up 8%

Navigator plans (Crew, Missionary, and Student):

  • Flat 9% rate increase across all age bands

Child/Rider rates:

  • Child rates have increased 7% across all deductibles and age bands
  • Dental/Vision have a 5% increase
  • Optional RX have a 8% increase

Questions? Contact your Cornerstone representative for answers!

Anthem Revised 2017 Enrollment Applications Available

Anthem enrollment applications for Medicare Advantage/Prescription Drug (MAPD) with $0 premiums plans are missing language required by CMS. Necessary updates have been made to the enrollment applications and Anthem recommends ordering new kits through CustomPoint.

The company suggests going through the missing language with members that have been previously enrolled or those with whom you plan to meet if you believe they are subject to the income-related monthly adjustment.

Members do not have to sign a new enrollment form, but the newly revised forms should be used going forward.

Contact your Cornerstone representative with any questions.


2017 Enrollment Applications Missing Mandated Language

Medical Mutual Will Offer ACA Plans in 2018

In an update following Anthem’s retreat from the individual market, Medical Mutual sent out communications on Thursday assuring brokers that it will remain continue to offer ACA plans in Ohio for 2018. The company will be releasing information regarding 2018 products soon.

Questions? Contact your Cornerstone representative for details.



Special Broker Update: Medical Mutual is in for 2018 ACA

Cleveland Clinic | Oscar Health to Offer Individual Plans in Five NE Ohio Counties

The Cleveland Clinic will be joining New York-based Oscar Insurance Corp. in entering the individual insurance market later this year under Cleveland Clinic | Oscar Health. Coverage will be available in five Northeast Ohio counties: Cuyahoga, Lake, Medina, Lorain, and Summit.

The partnership will offer individual insurance during open enrollment in 2017 and will begin coverage beginning January 1, 2018. Individual plans will be available on and off the public exchange or directly through Oscar in any of the five counties.



Cleveland Clinic joint venture to offer individual insurance in five Northeast Ohio counties

Humana Will Not Offer Individual Major Medical Plans in 2018

Humana announced on Tuesday that it would no longer offer Individual Major Medical plans beginning January 1, 2018. Impacted members will receive notice in June 2017 about the changes and steps moving forward. Coverage for existing members making consistent monthly payments will continue through December 31, 2017.

This change does not impact other Humana products being offered such as individual dental, vision, employer group, or Medicare business.

Contact your Cornerstone representative today with any questions.



Member Notifications Regarding Humana Individual Major Medical Plans

Centene Corp Expands ACA Coverage

Despite many carriers pulling out of the individual market in 2018, Centene Corp will be expanding its Obamacare offerings next year. The company revealed three additional states in which it would sell Affordable Care Act plans (Kansas, Missouri, and Nevada) as well as six states where it already offers Obamacare plans in which it will expand (Florida, Georgia, Indiana, Ohio, Texas, and Washington).

Centene provides Medicaid coverage for low-income people, which the company claims has made them a strong contender in Obamacare markets.

Contact your Cornerstone representative today with questions.



Bucking trend, insurer Centene expands ACA coverage

WEBINAR: UHC Medicare Solutions AARP Med Supp Training Sessions

United HealthcareJoin Cornerstone to learn about the important upcoming changes for AARP Medicare Supplement insurance plans in Ohio.

You are invited to attend two upcoming webinars to learn more about upcoming underwriting, rating, and application changes in the state of Ohio for UHC AARP Med Supp insurance plans.

These new changes will go into effect for plan effective dates of July 1, 2017 and later.

The training session will cover:

  • Market competitive information
  • Up-to-the-minute product updates
  • Upcoming changes specific to Ohio


Sign up today to learn about these important updates!

Webex Session #1
DATE: June 19, 2017
TIME: 2:00 pm
TOPIC: AARP Medicare Supplement Product Training

Webex Session #2
DATE: June 20, 2017
TIME: 4:00 pm
TOPIC: AARP Medicare Supplement Product Update

Looking Ahead: Anthem Reducing Individual Health Plan Offerings in 2018

A press release by Anthem confirms that in 2018, the company will no longer offer ACA compliant Individual health plans through the exchange and will reduce off-exchange plan offerings in Ohio. Health benefits for those members will end December 31, 2017. The only off-exchange plan that will still be offered will be Catastrophic health plan in Pike County only. Members will receive more detailed communications soon.

Members who receive their health insurance benefits through an employer, members on Grandfathered and Grandmothered Individual plans, and Medicare Advantage and Medicare Supplemental plans will not be impacted by this decision. Likewise, Anthem’s plan offerings for dental, vision, and life benefits will not change.

Questions? Contact your Cornerstone representative today.


Anthem is Reducing its Individual Health Plan Offerings for 2018

WEBINAR: CMS Informational 2017 Market Stabilization Final Rule

JoinResponsive design mockup for online webdesign. On table top with different office items the Centers for Medicare & Medicaid Services (CMS) for an informational webinar regarding the 2017 Market Stabilization Final Rule, which will cover the policies associated with the final rule including:

  • guaranteed availability
  • Open Enrollment Period (OEP)
  • Special Enrollment Periods (SEP)
  • levels of coverage
  • network adequacy
  • essential community providers.


DATE: Thursday, June 15, 2017

TIME: 12:00 pm–1:00 pm EST

RSVP: Click here to register.

Anthem: Medicare Plans Will Not be Impacted by 2018 Changes to Individual Plan Offerings

Anthem recently announced that they will stop offering individual policies in the Ohio marketplace in 2018.  In response, Anthem emphasized that Medicare Advantage and Medicare Supplement plans will not be impacted by these changes.

Questions? Contact your Cornerstone representative for answers.



Medicare Plans Are NOT Impacted by 2018 Changes to Ohio’s Individual ACA-Compliant Plan Offerings