Recent News

Answering your questions about Autopilot

Answering Your Questions About Autopilot!

This program offers the services of licensed representatives to quote, enroll, support, and provide year-round service to clients that may fall out of your business scope, but never off your radar!
UnitedHealthcare Real Appeal and Rally Coach

UnitedHealthcare Clients Access Real Appeal with Rally Coach

As of February 18, 2020, employees using UnitedHealthcare's Real Appeal weight loss program will access their accounts via the Rally Coach web experience.
ACA Reporting Guide

Reminder: ACA 1094/1095 Reporting Requirements for 2019

Cornerstone recently released the ACA 1094/1095 Reporting Requirements for 2019.

January 2020 Anthem Updates

Drug list changes, retail stores updates, SOCA benefit plan modifications, and more.

Ohio Chamber MEWA Extends Membership Discount

The Ohio Chamber has decided to extend their $100 discount to enrolling employer groups through the end of August 2020.
ChamberAdvantage-Dues

Anthem KY ChamberAdvantage Plans Include Two Separate Fees

Make sure your clients understand that they have to pay the chamber both membership dues and product dues.
New-Anthem-App

Anthem Anywhere App Retires January 20 (OH, IN, KY)

Anthem recently communicated to clients that Sydney Health is replacing the Anthem Anywhere mobile app
For business

IRS Extends 2019 ACA Reporting Deadline

The IRS extended the Affordable Care Act reporting deadline to March 2, 2020.
January-Humana-Updates

Check Out Humana's Most Recent Updates!

Humana has released updates regarding Go365, Doctor on Demand, and the 2020 Producer Guide.
Anthem-SOCA-MEWA-Dues

IMPORTANT: Anthem SOCA MEWA Product Dues

Anthem has provided a list of groups with delinquent SOCA BP product dues that need to be paid by January 15, 2020, or the employer will not receive a May 1, 2020, renewal.
FormFire-Anthem-SOCA-1094-Tax-Forms

Anthem SOCA BP 1095 Tax Forms Available February 3

According to FormFire, the Plan Administrator for the SOCA Benefit Plan is preparing the completed 1094-B and 1095-B Tax Forms on behalf of participating employers in the SOCA Benefit Plan.
Humana Specialty Bonus Programs

Humana's 2020 Specialty Product Bonus Programs

Humana offers bonuses for new specialty lines of coverage for effective dates between February and July of 2020.

Congress Repeals Cadillac Tax and Health Insurance Tax

The legislation fully repeals the Cadillac Tax and repeals the HIT effective January 1, 2021.

Medical Mutual's SuperDental Network Expands Provider Options

This new network will provide dental members with nearly 1,600 more dental providers than the current network.

Emergency Medicine Physicians of Cincinnati is Leaving Anthem's Networks

Pending final negotiations, Emergency Medicine Physicians of Cincinnati will leave Anthem's networks effective December 24, 2019.

What Drives the High Cost of Health Care?

From all perspectives, there is no one single cause for the rise in costs, nor is there a single solution to contain them.

Grow your Business With The Standard’s Partnership Rewards Producer Bonus Program

The Standard’s Partnership Rewards producer bonus program offers incentives for small business sales, as well as large cases, and rewards new and retained business.

Social Security Spotlight: 2020 Social Security Information

As you read through the changes, pay particular attention to the Retirement Earnings Test Exempt Amounts.

Take Advantage of Principal's Broker Bonus Program

Increase your earning potential with Principal. Place new business and retain business and you may be eligible for their group benefit bonus programs.

FormFire Introduces Condition Selector

In an ongoing effort to enhance the medical underwriting process while making our user experience as seamless and easy as possible, FormFire has made changes to the Employee Interview.

Quoting the Ohio Chamber MEWA for Current UHC and AllSavers Group Customers

UnitedHealthcare (UHC) is not requiring applications at this time to review the suitability of current cases for the Ohio Chamber MEWA.

Shopper's Guide to Navigating Discount Drug Programs

In the face of soaring drug prices, consumers have found an ally in their local big box stores, such as Walgreens, Walmart, Kroger, Target, etc. Roughly 4 out of 10 Americans rely on these programs to find savings for their prescription drugs.

October Medical Mutual Updates: Changing Payments, Deadlines, and Individual Market Updates

Click here for Medical Mutual employee benefits and individual updates that you need to know ahead of the busy season!

Medical Mutual's 2020 Small Group ACA Plan Grids are Now Available

Medical Mutual’s updated plan grids, benefit highlight sheets, and Summary of Benefits and Coverage (SBC) documents are now available for the 2020 Small Group ACA rollout.

Employer Action Required! Distribute Medicare Part D Notices by October 15, 2019

Group health plan sponsors must provide Medicare Part D “creditable coverage” notices prior to October 15th, the start date of the Medicare annual enrollment period for Part D, Prescription Drug coverage.

Cornerstone is a Top Workplace for the Fifth Year in a Row!

The Top Workplace honors are awarded based solely on employee feedback gathered through an administered third-party survey. We continue to keep our top-ten standing, ranking #8 out of the 60 small businesses on the list this year.

2019 HSA Refresher: The Ins and Outs

As deductibles continue to rise and these numbers continue to grow, it is important to know the ins and outs of HSAs so that we can better advise our clients.

The Importance of Wrap Documents

Are you looking to provide even more value for your group clients?

What are Association Health Plans?

The Trump Administration and the United States Department of Labor (DOL) announced new rules for Association Health Plans (AHP). The new rules allow insurance carriers to expand access to the market for fully insured plans beginning September 1, 2018, and on January 1, 2019, for self-funded plans.

The Holy Grail of Advertising: The Importance of Referrals From Your Clients

It can’t be said enough: Referrals are one of the most important components of a successful inbound sales strategy.

Short-Term Health Insurance: A New, More Affordable Option

Many short-term plans come with additional perks and benefits such as wellness, telemedicine, etc.

You Have a Lot to Offer! Increasing Revenue with Ancillary Sales

Add-on products or ancillary sales can account for as much as twenty percent of additional business revenue.

What's Old is New Again: Recycling in the Individual Market

The title of one of my favorite movies, Back to the Future, seems apropos when compared to today’s individual health insurance market. With the Affordable Care Act (ACA) being anything but affordable, many consumers are looking for alternative options to cover themselves and their families.

Set Yourself Apart with Level-Funded Health Plans

What if you could provide hope, grow your book of business, and add unique value to help your small business clients save money all at the same time?

Are You Ahead of the Small Group Game?

If you are at all involved in the sales and/or service of small group insurance products, you have likely encountered MEWAs or been asked to advise on the pros and cons of such an arrangement.

You Don't Have to be Zuckerberg to be in "The Social Network"

You can create a simple social media strategy that facilitates your business’s growth and augments your communication with customers.

Opioid Use Disorder: An Epidemic That Does Not Discriminate

Recently I attended a seminar on what has become the nation’s number one health care crisis: opioid use. It was a wake-up call to some astonishing information. Our industry has begun to feel the devastating effects and so far there is no end in sight.

Exploring ACA Alternatives

As ACA premiums continue to rise, so does the need for ACA alternatives.