Renewal season is nearly upon us. With it comes the inevitable time crunch convergence of renewals and open enrollment. Here are a few planning tips for your group business.
https://www.crnstone.com/wp-content/uploads/2021/08/Rev-Up-for-Fourth-Quarter-with-Cornerstone-Heres-What-You-Need-to-Know-1.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2021-08-16 13:19:412021-08-16 13:21:22Rev Up for Fourth Quarter with Cornerstone! Here’s What You Need to Know
https://www.crnstone.com/wp-content/uploads/2021/06/Medical-Insurance-Carrier-Coordination-with-Prescription-Drug-Discount-Programs.jpg 480 640 Jeff Lewis /wp-content/uploads/2019/11/Cornerstone_Logo.png Jeff Lewis2021-06-18 13:05:292021-06-18 13:05:29Medical Insurance Carrier Coordination with Prescription Drug Discount Programs
The final cost of a drug can and does vary wildly and the same drug is never priced the same between insurance carriers.
https://www.crnstone.com/wp-content/uploads/2021/01/Update-to-Surprise-Billing-Legislation.jpg 480 640 Kim Kinnaird /wp-content/uploads/2019/11/Cornerstone_Logo.png Kim Kinnaird2021-01-08 20:18:292021-01-13 20:15:55Update to the Surprise Billing Legislation from Late 2020
While the state legislation did curtail costly bills for peripheral services, it did not impact air ambulances. Here’s what you need to know.
https://www.crnstone.com/wp-content/uploads/2021/01/What-are-the-Transparency-in-Coverage-Regulations.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2021-01-08 19:53:322021-01-13 20:16:26What are the “Transparency in Coverage Regulations”?
These regulations are intended to improve price transparency, as required by the Affordable Care Act.
https://www.crnstone.com/wp-content/uploads/2020/12/Social-Security-Spotlight_12-20.jpg 480 640 Dennis Heywood /wp-content/uploads/2019/11/Cornerstone_Logo.png Dennis Heywood2020-12-11 13:54:322020-12-11 13:54:32Social Security Spotlight: Social Security Offices Closed to the Public
You cannot visit Social Security Administration offices for an in-person interview. However, a lot can be handled online.
https://www.crnstone.com/wp-content/uploads/2020/11/Client-Retention-Strategies.jpg 480 640 Jessica Larkin /wp-content/uploads/2019/11/Cornerstone_Logo.png Jessica Larkin2020-11-20 15:11:532020-11-20 15:11:53Client Retention Strategies that Actually Work: Advice from Your Friendly Neighborhood Marketing Specialist
Client retention is a metric of your business’s health and your long-term success. You have the clients—now what are you doing to keep them interested?
https://www.crnstone.com/wp-content/uploads/2020/10/What-the-Heck-is-ICHRA.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2020-10-09 17:06:272020-10-26 18:39:27What the Heck is ICHRA?
The Department of Health and Human Services and the Centers for Medicare and Medicaid Services project that by 2029, roughly 800,000 employers will offer ICHRA, covering more than 11 million employees.
https://www.crnstone.com/wp-content/uploads/2020/07/Employee-Benefit-Extensions.jpg 480 640 Sonya Poland /wp-content/uploads/2019/11/Cornerstone_Logo.png Sonya Poland2020-07-20 20:16:482020-07-20 20:16:49Employee Benefit Extensions for the COVID-19 Pandemic: COBRA, FSA, HRA, and More
Understand the 8 employee benefit extensions designed to help employees and COBRA beneficiaries during the COVID-19 pandemic
https://www.crnstone.com/wp-content/uploads/2020/06/FormFire-Current-State-of-Play.jpg 480 640 Jeff Lewis /wp-content/uploads/2019/11/Cornerstone_Logo.png Jeff Lewis2020-06-26 13:19:372020-06-26 14:41:43FormFire: Essential Technology in the Small Group Market
For brokers who want to compete in today’s small group market in Ohio, access to FormFire is essential.
https://www.crnstone.com/wp-content/uploads/2020/04/Determine-Medicare-Creditable-Coverage.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2020-04-01 13:01:162020-04-01 13:01:17How to Determine Medicare Creditable Coverage
The law requires that each employer offering prescription drug benefits as part of their employee benefit plan must notify any Medicare-eligible participant and the federal government if the coverage offered is at least as good as the standard Medicare prescription drug plan.
https://www.crnstone.com/wp-content/uploads/2019/12/High-Cost-of-Health-Care.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2019-12-05 18:33:512019-12-11 15:15:50What Drives the High Cost of Health Care?
From all perspectives, there is no one single cause for the rise in costs, nor is there a single solution to contain them.
https://www.crnstone.com/wp-content/uploads/2019/12/Discount-Drug-Programs.jpg 480 640 Geoff Beglen /wp-content/uploads/2019/11/Cornerstone_Logo.png Geoff Beglen2019-12-05 18:18:292019-12-11 15:16:32Shopper’s Guide to Navigating Discount Drug Programs
In the face of soaring drug prices, consumers have found an ally in their local big box stores, such as Walgreens, Walmart, Kroger, Target, etc. Roughly 4 out of 10 Americans rely on these programs to find savings for their prescription drugs.
https://www.crnstone.com/wp-content/uploads/2019/12/2019-HSA-Refresher.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2019-03-13 18:38:412019-12-16 18:47:552019 HSA Refresher: The Ins and Outs
As deductibles continue to rise and these numbers continue to grow, it is important to know the ins and outs of HSAs so that we can better advise our clients.
https://www.crnstone.com/wp-content/uploads/2019/12/Wrap-Documents.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2018-11-14 18:48:342019-12-16 18:56:13The Importance of Wrap Documents
Are you looking to provide even more value for your group clients?
https://www.crnstone.com/wp-content/uploads/2019/12/Association-Health-Plans.jpg 480 640 Gregg Amato /wp-content/uploads/2019/11/Cornerstone_Logo.png Gregg Amato2018-11-07 18:57:222019-12-16 19:00:56What are Association Health Plans?
The Trump Administration and the United States Department of Labor (DOL) announced new rules for Association Health Plans (AHP). The new rules allow insurance carriers to expand access to the market for fully insured plans beginning September 1, 2018, and on January 1, 2019, for self-funded plans.
https://www.crnstone.com/wp-content/uploads/2019/12/Importance-of-Referrals.jpg 480 640 Geoff Beglen /wp-content/uploads/2019/11/Cornerstone_Logo.png Geoff Beglen2018-09-19 19:01:212019-12-16 19:05:34The Holy Grail of Advertising: The Importance of Referrals From Your Clients
It can’t be said enough: Referrals are one of the most important components of a successful inbound sales strategy.
https://www.crnstone.com/wp-content/uploads/2019/12/Short-Term-Health-Insurance.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2018-09-07 19:07:052019-12-16 19:10:23Short-Term Health Insurance: A New, More Affordable Option
Many short-term plans come with additional perks and benefits such as wellness, telemedicine, etc.
https://www.crnstone.com/wp-content/uploads/2019/12/Increasing-Revenue-with-Ancillary.jpg 480 640 Cornerstone /wp-content/uploads/2019/11/Cornerstone_Logo.png Cornerstone2018-07-11 19:14:252019-12-16 19:18:52You Have a Lot to Offer! Increasing Revenue with Ancillary Sales
Add-on products or ancillary sales can account for as much as twenty percent of additional business revenue.
https://www.crnstone.com/wp-content/uploads/2018/04/Recycling-Individual-Market.jpg 480 640 Luke Boemker /wp-content/uploads/2019/11/Cornerstone_Logo.png Luke Boemker2018-04-26 19:19:082019-12-16 19:36:13What’s Old is New Again: Recycling in the Individual Market
The title of one of my favorite movies, Back to the Future, seems apropos when compared to today’s individual health insurance market. With the Affordable Care Act (ACA) being anything but affordable, many consumers are looking for alternative options to cover themselves and their families.
https://www.crnstone.com/wp-content/uploads/2019/12/Level-Funded-Health-Plans.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2018-04-20 19:11:062019-12-16 19:14:00Set Yourself Apart with Level-Funded Health Plans
What if you could provide hope, grow your book of business, and add unique value to help your small business clients save money all at the same time?
https://www.crnstone.com/wp-content/uploads/2019/12/Ahead-of-Small-Group-Game.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2018-03-14 19:36:412019-12-16 19:38:56Are You Ahead of the Small Group Game?
If you are at all involved in the sales and/or service of small group insurance products, you have likely encountered MEWAs or been asked to advise on the pros and cons of such an arrangement.
https://www.crnstone.com/wp-content/uploads/2019/12/Social-Media.jpg 480 640 Jessica Larkin /wp-content/uploads/2019/11/Cornerstone_Logo.png Jessica Larkin2018-02-26 19:45:022019-12-16 19:48:40You Don’t Have to be Zuckerberg to be in “The Social Network”
You can create a simple social media strategy that facilitates your business’s growth and augments your communication with customers.
https://www.crnstone.com/wp-content/uploads/2019/12/Opioid-Use-Disorder.jpg 480 640 Jennifer Agnello /wp-content/uploads/2019/11/Cornerstone_Logo.png Jennifer Agnello2018-01-17 19:48:522019-12-16 19:50:51Opioid Use Disorder: An Epidemic That Does Not Discriminate
Recently I attended a seminar on what has become the nation’s number one health care crisis: opioid use. It was a wake-up call to some astonishing information. Our industry has begun to feel the devastating effects and so far there is no end in sight.
https://www.crnstone.com/wp-content/uploads/2019/12/ACA-Alternatives.jpg 480 640 Gregg Amato /wp-content/uploads/2019/11/Cornerstone_Logo.png Gregg Amato2017-11-13 19:51:042019-12-16 19:55:55Exploring ACA Alternatives
As ACA premiums continue to rise, so does the need for ACA alternatives.