2022 Medical Mutual COSE MEWA Benefit Changes and Marketing Materials Available

Medical Mutual’s COSE MEWA product portfolio is updated with plan changes for 2022. All 2022 COSE MEWA plan designs are targeted to be available for quoting in early February for an effective date of May 1, 2022. Plan details are laid out below.

Groups will be informed of these benefit changes in their renewal notification. All updated plan grids, along with the updated Employer Application, summaries of benefits and coverage (SBCs) and benefit highlight sheets, are available to view and download on cosemewa.com.

COSE MEWA Benefit Changes

The COSE MEWA benefit designs have been updated for the preferred provider organization (PPO), health savings account (HSA), health reimbursement arrangement (HRA) and COSE MEWA SuperMed Share plan options. There are no changes for the 2022 benefit designs for MedFlex or CLE-Care.

Significant updates include:

PPO

• Three new plan options added
  • 2530-3000 w/Rx and 2530-4000 w/Rx – These new plans include:
    • Reduced copay amounts with annual per member visit allowances. All copay visits in excess of the allowed will be subject to deductible and coinsurance.
    • A pairing with a reduced out-of-pocket Rx coverage that highlights a $0 generic drug copay to reduce costs and a 30% coinsurance.
  • 8700 MMRx – A new max liability option. Please note, this cannot be offered as a dual option with another plan.
• Our specialty drug copay has been modified to $275

HSA

• One new plan option added
  • HSA 30-3000 w/PD Copays and PD Rx – This new plan includes:
    • Post-deductible drug copays with reduced out-of-pocket Rx coverage that highlights a $0 generic drug copay.
    • Post-deductible office visit copays with no utilization caps on number of office visits.
    • 30% coinsurance.
• On HSA plans with a PD Rx, our specialty drug copay has been modified to $275.

HRA

• Three plan options were removed for new business (current enrolled groups will remain)
  • HRA 30-1000 w/Rx
  • HRA 3000 w/PD Rx
  • HRA 5000 w/PD Rx
• Our specialty drug copay has been modified to $275.

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• Our specialty drug copay has been modified to $275

Contact your Cornerstone representative with any questions.