Social Security Spotlight: Social Security Offices Closed to the Public

Social Security offices have been closed to public visits since March 2020 and will probably continue to be closed into the New Year until the rates of infection subside. Most (more…)

Client Retention Strategies that Actually Work: Advice from Your Friendly Neighborhood Marketing Specialist

How you continue to communicate after the sale is vitally important for maintaining lasting client relationships. Many businesses spend most of their marketing dollars on lead generation and finding new (more…)

What the Heck is ICHRA?

As if insurance lingo was not quirky enough—PPO, HMO, ACO, EOB, PCP, etc.—now this? Before you get too frustrated, ICHRA may just be the answer for employers struggling with insurance (more…)

Employee Benefit Extensions for the COVID-19 Pandemic: COBRA, FSA, HRA, and More

This post was submitted by Navia Benefit Solutions. In February 2020, FlexBank Administrators, a trusted and tenured provider of pre-tax benefits, COBRA administration, and compliance solutions, announced its partnership with (more…)

FormFire: Essential Technology in the Small Group Market

Cleveland-based FormFire, has been a fixture in the Ohio health insurance marketplace since its introduction more than ten years ago. Today, the company offers their services in 24 states. Brokers (more…)

How to Determine Medicare Creditable Coverage

What is Medicare creditable coverage and why does it affect me as an employer? As part of the Medicare Modernization Act of 2003, the Medicare Part D prescription drug program (more…)

What Drives the High Cost of Health Care?

The statistics are shocking. In 2017, U.S. health care spending hit $3.5 trillion, or $10,739 per person. Under current law, national health spending is projected to grow at an average (more…)

Shopper’s Guide to Navigating Discount Drug Programs

It’s no secret that the cost of pharmaceuticals in the US is soaring. According a report published by Health Affairs in January 2019, the cost of oral and injectable brand-name (more…)

2019 HSA Refresher: The Ins and Outs

If you have been in the insurance industry for a while, you know the basics and the advantages of Health Savings Accounts (HSAs). Individuals enrolled in a high deductible health (more…)

The Importance of Wrap Documents

Are you looking to provide even more value for your group clients? By now most of you are familiar with a Summary Plan Description (SPD) issued for your clients’ medical (more…)

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